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Showing 2 long-term care insurance agents in Folsom, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Harney - State Farm Insurance Agent
428 MacDade Boulevard, Folsom, PA 19033
(610) 586-8773
mikeharney.com
Gallo Insurance Agency
143 MacDade Boulevard, Folsom, PA 19033
(610) 237-1500
galloinsuranceagency.com
What Does a Long-Term Care Insurance Agent in Folsom Cost?
Long-term care insurance premiums in Pennsylvania vary based on age health and benefit amount. A typical policy for a 55-year-old may cost between 150 and 300 dollars per month. For a 65-year-old the same policy could range from 250 to 500 dollars monthly. Costs also depend on whether you choose a 3-year or 5-year benefit period and daily benefit amounts. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Folsom do?
An agent helps you compare policies from multiple insurers to find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you through Pennsylvania Partnership program requirements to qualify for asset protection.
Does Pennsylvania have special rules for long-term care insurance?
Yes, Pennsylvania requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must follow Pennsylvania insurance regulations when selling policies.
How do I choose a long-term care insurance agent in Folsom?
Look for an agent licensed in Pennsylvania who has experience with long-term care products. Ask about their knowledge of local care costs in Delaware County and the Partnership program. Check their standing with the Pennsylvania Insurance Department before working with them.