The top-rated long-term care insurance agent in Hershey, Pennsylvania is Elevated Insurance Group, rated 5.0 stars across 282 reviews. Other highly rated options include Todd M. Deiter - State Farm Insurance Agent, Advanced Insurance Solutions - Hershey, B & B Insurance Agency. This directory lists 15 long-term care insurance agents serving Hershey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elevated Insurance Group | 513 W Chocolate Ave | (717) 500-1978 |
| 2 | Todd M. Deiter - State Farm Insurance Agent | 1076 Cocoa Ave | (717) 533-8613 |
| 3 | Advanced Insurance Solutions - Hershey | 546 W Chocolate Ave | (717) 533-0252 |
| 4 | B & B Insurance Agency | 1231 E Chocolate Ave | (717) 520-9107 |
| 5 | Nationwide Insurance: Craig M Erwin | 242 W Chocolate Ave | (717) 533-5579 |
| 6 | Bowman's Insurance Group - Keystone | 1120 E Chocolate Ave | (717) 838-5464 |
| 7 | Agency One Hershey | 144 W Chocolate Ave | (717) 996-4105 |
| 8 | IBA Insurance | 1345 E Chocolate Ave | (717) 585-2055 |
| 9 | Options Insurance Agency | 1512 E Caracas Ave | (800) 929-6977 |
| 10 | Erin Collier Insurance Agent | 144 W Chocolate Ave | (717) 799-8361 |
Elevated Insurance Group serves central Pennsylvania, including the Hershey area, as a dedicated long-term care insurance agency. The company assists clients in navigating plans to cover extended stays in nursing facilities, assisted living communities, or home-based care from aides. These strategies aim to help protect personal savings from the high costs of custodial support not covered by health insurance or Medicare. The agency handles policy comparisons for inflation protection riders and works with couples on coordinated benefit planning to address potential long-term needs in the region.
Todd M. Deiter’s agency, located in Hershey, PA, provides long-term care insurance coverage designed to help individuals manage the financial risks associated with extended health needs. The company assists clients in understanding policy options that can support ongoing care expenses, offering guidance on plan selection and claims support throughout the coverage period. Services also include policy reviews to ensure coverage aligns with changing personal circumstances or health requirements. The agency services single-family homes, apartments, retail businesses, and restaurants in the local region.
Advanced Insurance Solutions - Hershey serves homeowners and family decision-makers in central Pennsylvania, guiding them through options for long-term care insurance policies. The agency helps clients evaluate coverage that addresses future assisted living, nursing home, or home-based care needs, focusing on protecting assets and maintaining choice of care settings. Its agents explain policy features, benefit triggers, and inflation protection in straightforward terms, tailoring recommendations to individual financial situations and health considerations. The firm also extends its services to residents in the surrounding Derry Township community, providing the same specialized long-term care insurance assistance.
B & B Insurance Agency serves Hershey, Pennsylvania, and its surrounding communities in Dauphin County. It specializes exclusively in long-term care insurance, helping clients plan for the high costs of extended home health, assisted living, or nursing facility stays. The agency handles policy comparisons, eligibility guidance, and the application process for individual coverage. For a typical job, it reviews a client’s health history and financial situation, then presents two or three policy options with different daily benefit amounts and inflation protection features.
Craig M Erwin at Nationwide Insurance in Hershey, PA provides long-term care insurance as either a one-time policy purchase or a recurring premium plan, helping clients protect assets against future care costs. Coverage options typically include nursing home, assisted living, and home health care services based on individual needs. As a local agent, he explains policy details and coordinates enrollment for area residents. Service runs on an as-needed basis for policy reviews and ongoing account management.
Bowman's Insurance Group - Keystone specializes in long-term care insurance guidance, helping clients in Hershey, PA, navigate policies that cover in-home care, assisted living, and nursing facility expenses. It provides personalized consultations to assess individual needs and compare coverage options from various carriers. This service is especially valuable for older adults during open enrollment periods, when evaluating changes in health or family circumstances can prevent gaps in future care planning.
Agency One Hershey assists individuals with planning for potential long-term care needs. As a local long-term care insurance agent in Hershey, PA, it focuses on policies that help cover the costs of home health aides, assisted living facilities, and nursing home care. This work involves evaluating assets and desired care settings to recommend appropriate coverage levels. Agency One Hershey serves clients from private homes and professional offices to large warehouses and food service operations.
With winter on the way in Hershey, PA, many families begin planning for future medical and residential needs. IBA Insurance helps local residents secure long-term care coverage tailored to their health and financial situation. The agent reviews benefit triggers, daily maximums, and elimination periods to ensure policyholders in the area have adequate protection against the high costs of assisted living or home health aides. A thorough initial assessment of the client’s current health and assets is completed before any recommendations are made.
Options Insurance Agency in Hershey, Pennsylvania, helps residents and families secure long-term care insurance to cover home care, assisted living, or nursing facility expenses. For commercial clients, they also advise on policies that protect business continuity amid caregiving needs. Their service area includes Hershey and the surrounding Dauphin County communities. Between regular health check-ins and policy reviews, they follow up to ensure coverage remains aligned with changing care requirements or aging family circumstances.
Erin Collier Insurance Agent is known for helping individuals and families plan for future care needs from its base in Hershey, Pennsylvania. The agency specializes in long-term care insurance, guiding clients through policy options that cover services like home care and assisted living. Agents work with local residents to structure coverage that protects savings against rising medical costs. Additional offerings include assistance with policy riders that customize plans for spousal benefits or inflation protection.
What Does a a Long-Term Care Insurance Agent in Hershey Cost?
Long-term care insurance premiums in Pennsylvania vary based on age health and coverage level. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. Costs increase with age and for higher daily benefit amounts. This is general information not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Hershey
Long-term care insurance agents in Hershey help residents plan for future care needs such as nursing home or home health care. Pennsylvania offers a Partnership Program that lets policyholders protect assets equal to the benefits they receive. An agent can explain how this program works with your financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Hershey do?
An agent helps you compare policies from different insurance companies. They explain coverage options like daily benefit amounts and benefit periods. They also help you understand how Pennsylvania regulations affect your policy.
How does the Pennsylvania Long-Term Care Partnership Program work?
This program allows you to keep assets equal to the amount your policy pays out. For example if your policy pays 100,000 dollars in benefits you can protect 100,000 dollars of your assets. An agent can explain how this works with Medicaid planning.
Are there time limits for buying long-term care insurance in Pennsylvania?
There is no state time limit to buy a policy but premiums are lower when you are younger and healthier. Most people buy coverage between ages 50 and 65. An agent can help you decide the right time based on your health and budget.
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