The top-rated long-term care insurance agent in Horsham, Pennsylvania is Grundy Insurance, rated 4.5 stars across 464 reviews. Other highly rated options include Ashlee Biondo - State Farm Insurance Agent, Ryan Whitehead: Allstate Insurance, Lisa Kozak - State Farm Insurance Agent. This directory lists 14 long-term care insurance agents serving Horsham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grundy Insurance | 410 Horsham Rd | (866) 338-4006 |
| 2 | Ashlee Biondo - State Farm Insurance Agent | 507 Horsham Rd | (215) 572-7474 |
| 3 | Ryan Whitehead: Allstate Insurance | 1250 Easton Rd #190 | (215) 390-1802 |
| 4 | Lisa Kozak - State Farm Insurance Agent | 443 Easton Rd | (215) 443-8336 |
| 5 | State insurance Horsham | 400 Dresher Rd | (267) 365-2983 |
| 6 | Amica Mutual Insurance Company | 2 Walnut Grove Dr Suite 230 | (877) 672-6422 |
| 7 | Capitol Insurance Co | 955 Horsham Rd | (215) 956-9399 |
| 8 | Tri County Assurance Co | 284 Horsham Rd | (215) 443-7800 |
| 9 | Nationwide Insurance: The Barton Insurance Group Inc. | 406 Norristown Rd Ste A | (215) 675-3030 |
| 10 | United Healthcare | 680 Blair Mill Rd | (215) 392-2744 |
Grundy Insurance serves the Horsham, Pennsylvania area as a long-term care insurance agent. The company guides clients through the complexities of protecting assets from the high costs of extended care. It provides educational consultations to help individuals understand policy options available in this region. Clients can explore coverage plans designed for home health aides, assisted living facilities, and nursing home care. Grundy Insurance assists with policy comparisons and the application process for long-term care benefits in Montgomery County.
Ashlee Biondo - State Farm Insurance Agent offers guidance on long-term care insurance policies designed to help individuals in Horsham, PA, prepare for future care needs. The agency provides consultations to review coverage options and can assist with policy adjustments or maintenance over time. This service helps ensure that plans remain aligned with changing circumstances or health situations. The company serves clients with diverse property insurance needs, including those protecting single-family homes, apartments, retail spaces, and restaurants.
Ryan Whitehead: Allstate Insurance serves homeowners, retirees, and families in the Horsham, PA area who need long-term care coverage. The agency helps clients plan for future care needs such as nursing home, assisted living, or in-home support, explaining how policies can protect savings and assets. Agents describe coverage options and discuss how to integrate policies with existing retirement and health plans. The agency is knowledgeable about Pennsylvania's long-term care rules and financing. It provides its insurance services to the surrounding communities of Montgomery County and also to nearby Fort Washington.
Serving Horsham, PA, and the surrounding communities, Lisa Kozak - State Farm Insurance Agent handles long-term care insurance arrangements. Its work involves helping individuals plan for future needs that may arise from chronic illness, disability, or aging. The agency guides clients through comparing policy options to cover home care or facility-based services. Each engagement begins with a detailed review of the client's financial situation and personal health considerations, ensuring that recommended coverage aligns with their long-term goals.
State Insurance Horsham provides long-term care insurance planning for individuals seeking to protect assets and ensure access to care in later years. The company focuses on policies covering home health aides, assisted living, and nursing facility expenses. Its agents help clients evaluate coverage options that address future health needs and rising care costs in Horsham, Pennsylvania, and nearby communities. The agency works with small businesses and larger commercial clients, including office complexes, warehouse operations, and food service establishments, to structure benefit packages for employees.
In Horsham, PA, Amica Mutual Insurance Company distinguishes itself by helping clients choose between a one-time policy purchase for immediate coverage needs or recurring premium payments that build long-term benefits over time. As a long-term care insurance agent, the company guides individuals in selecting plans that cover services such as nursing home care, assisted living, and home health aides. This support is offered strictly on an as-needed basis, with consultations arranged only when a client initiates contact.
As the Pennsylvania winter increases concerns about mobility and falls, many Horsham seniors look to protect their savings from potential long-term care costs. Capitol Insurance Co assists local families by explaining policy options suited to their retirement phase. Their conversations cover daily living assistance needs and nursing home coverage specifics. An agent typically evaluates existing health coverage and financial resources before recommending suitable insurance products. Prospective clients should schedule an initial needs-assessment meeting with Capitol Insurance Co.
Tri County Assurance Co assists residents in Horsham, PA with long-term care insurance coverage for their homes and families, addressing the financial challenges of aging. The agency also helps local businesses obtain commercial long-term care policies to protect employees and key personnel. Their services encompass the broader Pennsylvania area, focusing on personalized consultations to assess future care needs. They maintain contact with clients to review changing coverage requirements and provide ongoing support between regular annual visits to ensure policies remain appropriate.
Nationwide Insurance: The Barton Insurance Group Inc., based in Horsham, PA, is known for providing long-term care insurance options that help individuals plan for future personal care needs. The company serves clients throughout the surrounding area, offering guidance on policies that cover nursing home, assisted living, and in-home care expenses. Clients can explore different benefit periods and coverage levels to match their financial goals. An additional specialty service this agency can offer is help with combining long-term care coverage with a life insurance policy.
United Healthcare offers personalized long-term care insurance planning, guiding Horsham residents through policy options for home, community, and facility-based care. Its agents help clients structure coverage that protects assets while maintaining access to local nursing homes and assisted living facilities. The agency regularly reviews existing policies to adjust benefits against rising care costs. As winter months approach, it assists families in securing coverage sooner, addressing seasonal worries about injury-related care needs or increased dependency during cold weather.
What Does a a Long-Term Care Insurance Agent in Horsham Cost?
Long-term care insurance premiums in Pennsylvania vary widely by age, health, and coverage level. A typical policy for a 55-year-old in Horsham might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs increase with inflation protection and shorter elimination periods. This is general information and not insurance advice.
About long-term care insurance agents in Horsham
Long-term care insurance agents in Horsham Pennsylvania help residents plan for future care needs. Pennsylvania offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with local nursing homes and home care providers in Montgomery County.
Frequently Asked Questions
What is the Pennsylvania Long-Term Care Partnership Program?
The Pennsylvania Long-Term Care Partnership Program is a state initiative that lets policyholders keep assets equal to the amount their policy pays out. This means if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars in assets when applying for Medicaid. An agent in Horsham can help you find a partnership-qualified policy.
How do I choose a long-term care insurance agent in Horsham?
Look for an agent licensed in Pennsylvania with experience in long-term care coverage. Ask about their knowledge of local care costs in Horsham and Montgomery County. Verify they can explain policy features like inflation protection and elimination periods.
What are the age limits for buying long-term care insurance in Pennsylvania?
Most insurers in Pennsylvania offer policies to applicants between ages 18 and 79. Premiums are lower for younger buyers. Some companies may require medical underwriting for applicants over age 60. An agent can help you compare options based on your age and health.
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