The top-rated long-term care insurance agent in Wilkes-Barre, Pennsylvania is Gallagher Insurance, Risk Management & Consulting, rated 5.0 stars across 67 reviews. Other highly rated options include Anthony Gallis - State Farm Insurance Agent, Goosehead Insurance - Jeff Roth, J.W. Hoban & Associates. This directory lists 16 long-term care insurance agents serving Wilkes-Barre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gallagher Insurance, Risk Management & Consulting | 1130 PA-315 | (570) 819-2000 |
| 2 | Anthony Gallis - State Farm Insurance Agent | 1611 Sans Souci Pkwy | (570) 822-5506 |
| 3 | Goosehead Insurance - Jeff Roth | 100 Wilkes-Barre Blvd Suite 403 | (570) 408-1646 |
| 4 | J.W. Hoban & Associates | 265 S Main St | (570) 823-0711 |
| 5 | Len Podrasky: Allstate Insurance | 140 Wilkes Barre Township Blvd | (570) 829-5015 |
| 6 | Abraham Hobson Insurance Services | 529 Scott St | (570) 208-5640 |
| 7 | Bankers Life | 613 Baltimore Dr | (570) 822-3149 |
| 8 | Blue Cross of Northeastern PA | 19 N Main St | (570) 405-8504 |
| 9 | Trust Cover Insurance PA | 380 Coal St | (570) 218-7436 |
| 10 | Prime Assure Insurance Agency | 15 Public Square | (570) 231-7412 |
Gallagher Insurance, Risk Management & Consulting offers financial planning support and risk mitigation strategies tailored to long-term care needs, including policy selection and claims assistance. Its service and maintenance plans include regular coverage reviews and updates to reflect changing health or financial circumstances. By addressing future care expenses, it helps protect assets. This Wilkes-Barre agency services properties ranging from single-family homes and apartments to retail stores and restaurants.
Anthony Gallis - State Farm Insurance Agent serves the Wilkes-Barre, PA area and surrounding Luzerne County communities as a long-term care insurance agency. The company assists individuals in planning for future care needs, focusing on policies that help cover expenses related to assisted living, nursing home stays, and in-home support services. Its representatives work with clients to understand policy options for protecting assets and managing the high costs of extended care. Specific services handled in this region include evaluating coverage for chronic illness care and coordinating benefits with Medicare and personal savings plans.
Homeowners and small business owners in the Wilkes-Barre area rely on Goosehead Insurance - Jeff Roth for their long-term care insurance needs. The agency assists clients in planning for future medical expenses and personal care services. Coverage options are discussed to help protect savings from the high costs of extended care. This office also serves families in neighboring communities such as Scranton.
J.W. Hoban & Associates serves clients in Wilkes-Barre and the surrounding communities of Luzerne County. The company handles long-term care insurance, providing policies that help cover the cost of home care, assisted living, and nursing home services. In this region, many older adults seek protection for retirement assets against rising healthcare expenses. The agency typically begins by reviewing a client’s financial situation and health history, then compares policy options to find suitable coverage that fits the individual’s budget and long-term needs.
Len Podrasky: Allstate Insurance in Wilkes-Barre, PA, provides both one-time consultations for immediate needs and recurring service options for policy reviews. Long-term care insurance helps cover expenses for assisted living, nursing homes, or in-home support during extended illness or aging. The company works with clients to choose policies that match their health history and financial situation. Coverage can include daily care benefits, facility stays, or home health aid. This local agent offers service on a scheduled or as-needed basis to accommodate evolving client circumstances.
Abraham Hobson Insurance Services specializes in matching individuals with long-term care policies that address future needs for assistance with daily activities. The agency serves the Wilkes-Barre, PA area by offering guidance on insurance options that can protect savings from the high costs of extended home health care, assisted living, or nursing facility stays. Licensed agents here help clients review plans from multiple carriers for benefit flexibility and affordability. This preparation becomes especially important when families consider how to manage care expenses during the winter months when seasonal illnesses often arise.
Bankers Life in Erie, PA, is known for providing long-term care insurance to help residents plan for future health needs. The agency assists clients in Erie and the surrounding northwest Pennsylvania region with policies that cover home care, assisted living, and nursing facility expenses. All policies aim to protect savings from the high costs of extended care. Typical services include needs assessments and policy comparison. For added protection, Bankers Life can include an inflation protection rider to maintain coverage value over time.
As winter approaches in northeastern Pennsylvania, many older adults worry about how to fund extended home care or a nursing home stay should a health crisis arise. Blue Cross of Northeastern PA in Wilkes-Barre helps local seniors plan for these long-term care needs. Their agents explain policy options and the financial protections available under various coverage plans. They review each client’s health history and estate goals carefully. An initial assessment session is scheduled to pinpoint the most suitable policy choices for the individual’s budget and anticipated future needs.
Trust Cover Insurance PA works to help individuals plan for the financial demands of extended care, offering policies that address the high costs of nursing homes, assisted living, and home health aides. This Wilkes-Barre agency adds specialized coverage options for long-term care needs, ensuring clients can explore policies that protect savings from the expense of chronic illness or disability. It can serve a range of commercial sectors, including offices seeking employee benefit packages, warehouses needing workforce protection, and food service establishments planning for owners and key staff.
Prime Assure Insurance Agency provides long-term care insurance services to residents in and around Wilkes-Barre, PA. The agency helps individuals in the area evaluate coverage for assisted living, nursing home stays, and in-home support. Commercial long-term care policies for local businesses are also addressed, with the agency’s service area covering Wilkes-Barre and nearby Luzerne County communities. Clients are encouraged to follow up after major life events or annually between regular visits to adjust their plans as their care needs evolve.
What Does a a Long-Term Care Insurance Agent in Wilkes-Barre Cost?
Long-term care insurance premiums in Pennsylvania vary widely based on age, health, and benefit amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 annually. Rates are also affected by the elimination period and inflation rider chosen. This is general information and not insurance advice.
About long-term care insurance agents in Wilkes-Barre
Long-term care insurance agents in Wilkes-Barre help residents plan for future care needs such as nursing home stays or home health aides. Pennsylvania offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid out. Local agents can explain how this program works under state law and guide you through available policies.
Frequently Asked Questions
What does a long-term care insurance agent in Wilkes-Barre do?
A long-term care insurance agent helps you compare policies from different carriers to find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also clarify how Pennsylvania Partnership policies can help you qualify for Medicaid later if needed.
How does Pennsylvania law affect long-term care insurance policies?
Pennsylvania requires insurers to offer inflation protection and nonforfeiture benefits in certain policies. The state also has a 30-day free look period where you can cancel a new policy for a full refund. Agents must follow state regulations when recommending coverage.
Can a long-term care insurance agent help with Medicaid planning in Pennsylvania?
While agents cannot give legal advice, they can explain how Partnership policies interact with Pennsylvania Medicaid rules. These policies allow you to keep assets equal to the benefits your policy paid out. For specific Medicaid planning, you should consult an elder law attorney.
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