The top-rated long-term care insurance agent in York, Pennsylvania is William Penn Insurance, LLC, rated 5.0 stars across 1,123 reviews. Other highly rated options include Acceptance Insurance, AAdvantage Insurance Group, Inc., Milestone Insurance Agency. This directory lists 32 long-term care insurance agents serving York.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | William Penn Insurance, LLC | 1120 Roosevelt Ave Suite A | (717) 900-8658 |
| 2 | Acceptance Insurance | 970 Loucks Rd G | (717) 358-2393 |
| 3 | AAdvantage Insurance Group, Inc. | 1830 E Market St | (717) 913-8091 |
| 4 | Milestone Insurance Agency | 215 N Main St Ste 3 | (717) 851-8010 |
| 5 | Nicholas Insurance Solutions | 1550 Kenneth Rd Suite 5 | (717) 764-2477 |
| 6 | Covenant Insurance Group Inc | 1940 Carlisle Rd | (717) 292-2028 |
| 7 | Dietz & Bluett Insurance | 2000 S Queen St | (717) 757-2761 |
| 8 | Basile Insurance Agency | 150 Farm Ln 2nd Floor | (717) 792-6400 |
| 9 | Asset Protectors, LLC. | 303 E Market St | (717) 699-2336 |
| 10 | Kocman Insurance Group | 3217 E Market St | (717) 854-0300 |
William Penn Insurance, LLC serves the York, Pennsylvania area as a long-term care insurance agent. The company helps individuals and families plan for future care needs by offering policies that cover nursing home stays and assisted living expenses. It also provides guidance on home health care coverage and adult day care services. The agent works with clients to assess their financial situations and recommend suitable policy options for facility care and in-home support.
Acceptance Insurance provides long-term care insurance agent services to clients in the York, PA area. Its representatives assist individuals in planning for future care needs by explaining policy options and facilitating coverage enrollment. The agency offers ongoing support for policy maintenance, including assistance with claims coordination and coverage updates as care requirements evolve. This ensures policyholders can access their benefits when needed. It serves individuals residing in single-family homes and apartments, as well as those living in retail and restaurant properties.
AAdvantage Insurance Group, Inc. in York, PA assists families and individuals planning for future care needs by providing guidance on long-term care insurance policies. The agency helps clients understand various plan options that can cover home health aides, assisted living, or nursing home expenses. Policies from this local agent aim to protect personal savings from the high cost of extended care. AAdvantage Insurance Group also serves residents throughout the wider York County area, including the city of Hanover.
Milestone Insurance Agency serves York, Pennsylvania, and the surrounding communities across York County. The agency handles long-term care insurance policies designed to help protect personal assets against the high costs of extended care needs. It works closely with clients to assess their financial situations and health considerations during the planning process. Each case is typically managed by reviewing individual savings and coverage goals before presenting suitable policy options from multiple carriers for comparison.
As York residents begin planning for the seasons ahead, protecting savings from future care costs becomes a pressing concern. Nicholas Insurance Solutions in York, PA helps families navigate the complex choices of long term care coverage. The agency explains how benefit periods and inflation riders affect a policy’s performance over time, offering a straightforward comparison among available plans. An initial confidential assessment is scheduled to review each client’s assets and preferred care setting before narrowing specific policy options.
Covenant Insurance Group Inc in York, PA assists clients in understanding the difference between one-time policies that offer a lump-sum benefit for immediate care needs and recurring service options that provide regular daily or monthly payments over an extended period of care. Their coverage plans help protect personal assets against the high costs of long-term care services while preserving choices for future care settings. Service appointments are available on an as-needed basis for consultations and policy reviews.
Dietz & Bluett Insurance provides specialized long-term care insurance services for York, Pennsylvania residents. The company assists individuals with navigating policy options to protect assets and secure future care needs. Its general service work includes evaluating coverage levels and coordinating plans to address varying health and financial circumstances. As clients encounter rising costs for nursing homes or assisted living, Dietz & Bluett helps evaluate solutions during open enrollment periods or following a family member’s recent decline in health.
Basile Insurance Agency focuses on helping individuals plan for the financial aspects of extended care, specializing as a long-term care insurance agent in the York, PA area. This firm assists clients in understanding policy options designed to cover assistance with daily living activities not paid by standard health coverage. The agency works with both individuals to protect personal assets and local commercial enterprises, including offices, warehouses, and food service operations, to provide employee benefit options.
Asset Protectors, LLC. of York, PA is known for helping clients understand the financial implications of needing extended care. The agency offers consultations for long-term care insurance policies that can protect retirement savings from the high costs of home health aides and nursing facilities. They guide individuals through the selection of coverage options, including daily benefit amounts and inflation protection. A specialty service the firm can add on is a plan that also covers modifications to a client's home for improved safety and mobility.
Kocman Insurance Group serves residential clients in York, PA, helping them select long-term care coverage to protect their assets and access future care. The agency also assists local small businesses with group long-term care insurance plans tailored to their workforce. Service extends throughout the York area. After an initial policy consultation and enrollment, clients can rely on the agency for annual policy reviews and updates whenever their care needs or financial situation changes between regular visits.
What Does a a Long-Term Care Insurance Agent in York Cost?
In Pennsylvania, long-term care insurance premiums vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs are lower with shorter benefit periods and higher deductibles. This is general information and not insurance advice.
About long-term care insurance agents in York
Long-term care insurance agents in York Pennsylvania help residents plan for future care costs. Pennsylvania offers a Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents in York can explain how these state-specific rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in York do?
A long-term care insurance agent in York helps you compare policies from different companies. They explain coverage options, benefit periods, and inflation protection. They also guide you through Pennsylvania Partnership plan requirements.
How does the Pennsylvania Partnership program work?
The Pennsylvania Partnership for Long-Term Care lets you buy a qualified policy that provides asset protection. If you use all your policy benefits, you can still qualify for Medicaid and keep assets equal to the benefits paid. An agent can explain how this affects your financial plan.
Are there age limits for buying long-term care insurance in Pennsylvania?
Most insurers in Pennsylvania offer policies to people aged 18 to 84. Premiums are lower when you buy at a younger age. Some companies may not issue new policies after age 79. An agent can help you find options based on your age and health.
Long-Term Care Insurance Agents in Other Pennsylvania Cities
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