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Find Long-Term Care Insurance Agents in Charlestown, RI
Browse long-term care insurance agents serving Charlestown, Rhode Island. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Charlestown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 long-term care insurance agents in Charlestown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Abstract Insurance Inc
3769 Old Post Rd, Charlestown, RI 02813
(401) 210-1304
Paul Sheinkopf - Prudential Financial
18 E Overlook Terrace, Charlestown, RI 02813
(401) 213-6228
prudential.com
Long-term care insurance agents in Charlestown Rhode Island help residents plan for future care needs. Rhode Island offers a partnership program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these policies work with state rules and your personal situation.
What Does a Long-Term Care Insurance Agent in Charlestown Cost?
In Rhode Island long-term care insurance premiums vary by age health and coverage level. A typical policy for a 55-year-old might cost between $150 and $300 per month. Partnership policies may have slightly higher premiums but offer asset protection. Costs can change based on your specific needs and health status. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in Charlestown Rhode Island?
An agent helps you compare policies from different companies and explains coverage options. They can also show how Rhode Island partnership policies help protect your assets if you later need Medicaid. Agents do not sell one specific plan but guide you to suitable choices.
Are there Rhode Island laws that affect long-term care insurance?
Yes Rhode Island requires that policies offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must follow these rules when presenting options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.