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Find Long-Term Care Insurance Agents in Middletown, RI
Compare long-term care insurance agents in Middletown. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 12 long-term care insurance agents in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown
49 E Main Rd, Middletown, RI 02842
(401) 841-5000
branches.northeast.aaa.com
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900
crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200
opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502
crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100
findsig.com
LPL Financial | James Crosson
809 Aquidneck Ave, Middletown, RI 02842
(508) 672-7500
jamescrosson.com
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Anthony Kutsaftis - Prudential Financial
702 Aquidneck Ave, Middletown, RI 02842
(401) 842-0260
prudential.com
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100
agency.nationwide.com
Long-term care insurance agents in Middletown, Rhode Island help residents plan for future care needs such as nursing home or home health aide services. Rhode Island offers a state partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Agents in this area guide clients through policy options that comply with Rhode Island insurance regulations.
What Does a Long-Term Care Insurance Agent in Middletown Cost?
The cost of long-term care insurance in Rhode Island depends on your age, health, benefit amount, and policy features. For a 55-year-old, annual premiums typically range from $1,500 to $3,000 for a policy with a $150 daily benefit and a three-year benefit period. Costs increase significantly for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Middletown do?
A long-term care insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. The agent also ensures the policy meets Rhode Island state requirements for partnership program eligibility.
Does Rhode Island have a long-term care partnership program?
Yes, Rhode Island participates in the Long-Term Care Partnership Program. This program lets policyholders keep a portion of their assets equal to the benefits paid by their insurance policy when they later apply for Medicaid. An agent can help you choose a partnership-qualified policy that meets state standards.
Are there any Rhode Island tax incentives for long-term care insurance?
Rhode Island offers a state income tax deduction for premiums paid on qualified long-term care insurance policies. The deduction amount varies by age and is subject to federal limits. An agent can explain how this deduction applies to your specific tax situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.