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Find Long-Term Care Insurance Agents Near You in Narragansett, RI
Browse long-term care insurance agents serving Narragansett, Rhode Island. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Narragansett, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 long-term care insurance agents in Narragansett, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Narragansett
14 Woodruff Ave, Narragansett, RI 02882
(401) 789-3000
branches.northeast.aaa.com
Sunshine Insurance RI
120 Point Judith Rd, Narragansett, RI 02882
(401) 213-1307
Long-term care insurance agents in Narragansett help residents plan for future care needs such as nursing home or home health aide services. Rhode Island law requires that policies include inflation protection and nonforfeiture benefits unless the buyer waives them in writing. Agents can explain how these state-specific rules affect your coverage choices.
What Does a Long-Term Care Insurance Agent in Narragansett Cost?
Typical costs for long-term care insurance in Rhode Island range from $2,000 to $4,500 per year for a 55-year-old, depending on benefit amount and inflation options. Premiums vary by age, health, and coverage features. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Narragansett do?
An agent helps you compare policies from different insurers, explains benefit triggers and elimination periods, and ensures the plan meets Rhode Island regulatory standards. They do not provide legal advice but can clarify policy terms.
Are there Rhode Island laws that affect long-term care insurance?
Yes. Rhode Island mandates that policies offer inflation protection and a nonforfeiture benefit. Agents must also provide a Shopper Guide and outline of coverage before you buy.
How do I choose a long-term care insurance agent in Narragansett?
Look for an agent licensed in Rhode Island with experience in LTC products. Ask about their familiarity with local care costs and the Rhode Island Partnership for Long-Term Care program.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.