The top-rated long-term care insurance agent in North Kingstown, Rhode Island is Mary Lippe: Allstate Insurance, rated 4.8 stars across 34 reviews. Other highly rated options include North Kingstown Insurance, LENNON INSURANCE AGENCY LLC, Cathleen Harrison: Allstate Insurance. This directory lists 10 long-term care insurance agents serving North Kingstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Lippe: Allstate Insurance | 6828 Post Rd | (401) 885-6110 |
| 2 | North Kingstown Insurance | 6480 Post Rd #2 | (401) 337-7023 |
| 3 | LENNON INSURANCE AGENCY LLC | 7444 Post Rd | (401) 783-1816 |
| 4 | Cathleen Harrison: Allstate Insurance | 685 Boston Neck Rd | (401) 725-8150 |
| 5 | Amwins Group Benefits. LLC. | 50 Whitecap Dr | (800) 242-1991 |
| 6 | Wickford Insurance Inc | 1130 Ten Rod Rd | — |
| 7 | Sangster Insurance | 70 Romano Vineyard Way | (401) 295-2200 |
| 8 | Axia Insurance Services | 420 Scrabbletown Rd Suite C | (401) 268-3060 |
| 9 | Nationwide Insurance: Mark J Graham | 650 Ten Rod Rd | (401) 295-9100 |
| 10 | Kevin Mccarthy - Aflac Insurance Agent | 197 Lang Dr | (401) 965-4951 |
What Does a a Long-Term Care Insurance Agent in North Kingstown Cost?
The cost of long-term care insurance in Rhode Island varies by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. Costs are lower for younger buyers and higher for those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in North Kingstown
Long-term care insurance agents in North Kingstown help residents plan for future care needs. Rhode Island offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent can help you understand these options and find a policy that fits your budget.
Frequently Asked Questions
What does a long-term care insurance agent in North Kingstown do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, costs, and how Rhode Island partnership plans work. They do not provide legal advice but can guide you on insurance choices.
Are there Rhode Island rules for long-term care insurance policies?
Yes, Rhode Island follows the NAIC model regulations for long-term care insurance. Policies must include inflation protection options and cannot cancel coverage due to age or health changes. Agents must follow state disclosure rules when selling policies.
How do I choose a long-term care insurance agent in North Kingstown?
Look for an agent licensed in Rhode Island with experience in long-term care insurance. Ask about their knowledge of the Rhode Island Partnership for Long-Term Care program. Check their credentials and read client reviews before making a decision.
Long-Term Care Insurance Agents in Other Rhode Island Cities
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