ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Long-Term Care Insurance Agents in Rumford, RI
Looking for a long-term care insurance agent in Rumford? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Rumford, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 long-term care insurance agents in Rumford, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Insurance
75 Newman Ave Suite L1, Rumford, RI 02916
(401) 300-5677
eagleinsuranceco.com
Affordable Insurance RI
270-290 Newport Ave, Rumford, RI 02916
(401) 213-1173
A long-term care insurance agent in Rumford, Rhode Island can help you understand policy options for covering nursing home, assisted living, and home care costs. Rhode Island offers a Long-Term Care Partnership program that allows policyholders to protect assets equal to the benefits paid. Agents in Rumford can explain how this state-specific program works with your financial planning.
What Does a Long-Term Care Insurance Agent in Rumford Cost?
Long-term care insurance premiums in Rhode Island vary based on age, health, and policy features. For a 55 year old, a typical policy may cost between $1,500 and $3,000 per year. For a 65 year old, annual premiums often range from $2,500 to $5,000. Costs are higher for more comprehensive coverage with longer benefit periods and inflation protection. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Rumford do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain policy features like benefit periods, elimination periods, and inflation protection. They also guide you through Rhode Island specific rules such as the Partnership program requirements.
Are there Rhode Island laws that affect long-term care insurance?
Yes, Rhode Island requires insurers to offer inflation protection and nonforfeiture benefits. The state also regulates rate increases and mandates a free look period of 30 days to cancel a policy for a full refund. Agents must be licensed by the Rhode Island Department of Business Regulation.
How do I choose a long-term care insurance agent in Rumford?
Look for an agent who is licensed in Rhode Island and has experience with long-term care policies. Ask about their familiarity with the Rhode Island Long-Term Care Partnership program. Check their reputation with local organizations like the Rhode Island chapter of the National Association of Insurance and Financial Advisors.
Free • No Obligation
Compare Long-Term Care Insurance Agents
Get matched with agents in Rumford who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.