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Compare Long-Term Care Insurance Agents in South Kingstown, RI
Directory of long-term care insurance agents in South Kingstown, Rhode Island. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
South Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 long-term care insurance agents in South Kingstown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capalbo Insurance Group LLC
49 S County Commons Way F-3F, South Kingstown, RI 02879
(401) 268-3000
capalboinsurance.com
Kingston Insurance Agency, LLC
730 Kingstown Rd 2nd Floor, South Kingstown, RI 02879
(401) 433-9442
kingstoninsuranceagency.com
EverTrust Insurance RI
77 Old Tower Hill Rd, South Kingstown, RI 02879
(401) 293-8224
Northwestern Mutual Life Insurance
24 Salt Pond Rd STE D8, South Kingstown, RI 02879
(401) 789-4600
northwesternmutual.com
Long-term care insurance agents in South Kingstown, Rhode Island help residents plan for future care needs. Rhode Island offers a Long-Term Care Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific policies work and guide you through coverage options.
What Does a Long-Term Care Insurance Agent in South Kingstown Cost?
Long-term care insurance premiums in Rhode Island vary based on age, health, and coverage level. For a 55-year-old, a policy with 165,000 dollars in initial benefits may cost between 1,500 and 3,000 dollars per year. Rates can increase over time with insurer approval from the Rhode Island Department of Business Regulation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in South Kingstown do?
An agent helps you compare policies from different insurers and explains coverage for home care, assisted living, and nursing home care. They also advise on Rhode Island Partnership policies which offer asset protection. Agents do not provide legal advice but can clarify policy terms.
Is long-term care insurance required in Rhode Island?
No, long-term care insurance is not required by Rhode Island law. However, the state encourages planning through the Partnership program. Some employers may offer group long-term care insurance as a benefit.
How does the Rhode Island Long-Term Care Partnership work?
The Partnership allows you to buy a qualified policy that provides dollar-for-dollar asset protection. For example, if your policy pays out 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. Only certain policies meet Partnership standards.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.