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Compare Long-Term Care Insurance Agents in Bluffton, SC

Directory of long-term care insurance agents in Bluffton, South Carolina. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Bluffton, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 20 long-term care insurance agents in Bluffton, SC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carolina Heritage Insurance
198 Okatie Village Dr #102, Bluffton, SC 29909
(843) 689-3030 carolinaheritage.net
Christian Davis - State Farm Insurance Agent
1019 Fording Island Rd #103g, Bluffton, SC 29910
(843) 548-0880 insuringsc.com
Brightway Insurance, The BDIM Agency
102 Buckwalter Pkwy Suite 3Z, Bluffton, SC 29910
(843) 480-9933 brightway.com
AreYou64 - 64 Insurance Group (Bluffton, SC)
110 Traders Cross, Bluffton, SC 29909
(843) 781-6464 areyou64.com
Hilton Head Insurance & Brokerage
14 Westbury Pk Wy Suite 200, Bluffton, SC 29910
(843) 252-0840 hiltonheadinsuranceandbrokerage.com
GSP Insurance Group
8 Buckingham Plantation Dr, Bluffton, SC 29910
(843) 707-4473 gspins.com
Steve Helwig & Associates: Allstate Insurance
75 Towne Dr Unit 102, Bluffton, SC 29910
(843) 507-9888 agents.allstate.com
HUB International
1160 Fording Island Rd, Bluffton, SC 29910
(843) 837-8000 hubinternational.com
Palmetto Bluff Insurance Agency Inc
110 Traders Cross, Bluffton, SC 29909
(843) 592-3705 makemyrategreat.com
Coastal Haven Insurance
40 Pennington Dr UNIT E, Bluffton, SC 29910
(843) 507-5072 coastalhaveninsurance.com
Flexible Insurance Agency SC
55 River Tree Cir, Bluffton, SC 29910
(843) 256-4557
AAA Insurance - SEA Insurance Solutions
108 Buckwalter Pkwy # 2J, Bluffton, SC 29910
(843) 415-7517 locator.acg.aaa.com
Bluffton Insurance Group
23 Plantation Park Dr, Bluffton, SC 29910
(839) 203-6717 debbiblasz5805339.wixsite.com
May River Medicare Insurance
7 Hickory Trace, Bluffton, SC 29910
(843) 227-6725 mayrivermedicare.com
Belmont Insurance Services
1 Westbury Pk Wy # 101, Bluffton, SC 29910
(843) 757-3838 belmontins.com
Harbor Light Insurance LLC
97A Towne Dr, Bluffton, SC 29910
(843) 837-3737 harborlightinsuranceandwealthadvisors.com
Kinghorn Insurance Agency
4 Thurmond Way, Bluffton, SC 29910
(843) 837-3911 kinghornagency.com
Harbour Health Insurance Solutions
7 Simmonsville Rd Suite 500, Bluffton, SC 29910
(843) 837-9200 hhisolutions.com
Andrew McCrosson, CRC : Mutual of Omaha Advisors
7 Arley Way Suite 202B, Bluffton, SC 29910
(843) 422-0424 andrewmccrosson.com
Avex Insurance
10 Buckingham Plantation Dr Unit 10-B-1, Bluffton, SC 29910
(843) 816-2124 avexinsurance.com

Long-term care insurance agents in Bluffton, South Carolina help residents plan for future care needs. South Carolina offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through policy options, benefit amounts, and inflation protection tailored to local costs.

What Does a Long-Term Care Insurance Agent in Bluffton Cost?

In South Carolina, long-term care insurance premiums depend on your age, health, benefit amount, and inflation options. For a healthy 55-year-old, annual premiums typically range from 1,500 to 4,000 dollars for a policy with a 3-year benefit period and 5 percent compound inflation. Older applicants or those with health issues may pay more. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Bluffton do?
An agent helps you compare policies from multiple insurers, explains benefit triggers and elimination periods, and ensures the policy meets South Carolina partnership program requirements. They also assist with application and underwriting.
How does the South Carolina Long-Term Care Partnership Program work?
This program lets you keep assets equal to the amount your policy pays out if you later need Medicaid. For example, a policy with 100,000 dollars in benefits allows you to protect 100,000 dollars in assets. Your agent can explain how this applies to your situation.
What is the average cost of long-term care insurance in South Carolina?
Costs vary by age, health, and benefit amount. For a 55-year-old, a policy with 165,000 dollars in benefits may cost 2,000 to 3,500 dollars per year. Premiums are based on your age at purchase and health status.