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Long-Term Care Insurance Agents in Charleston, SC

Compare long-term care insurance agents in Charleston. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 20 long-term care insurance agents in Charleston, SC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Harrell Insurance Agency
2000 Sam Rittenberg Blvd #124, Charleston, SC 29407
(843) 572-1500 harrell-insurance.com
Pilothouse Insurance
1527 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 766-1318 mypilothouse.com
C. T. Lowndes & Company
749 St Andrews Blvd, Charleston, SC 29407
(843) 763-0120 ctlowndes.com
Taylor Agency
147 Wappoo Creek Dr #502, Charleston, SC 29412
(843) 762-1805 tayloragency.com
Medicare Blueprint Advisors, LLC
7 Gamecock Ave #709, Charleston, SC 29407
(843) 735-6600 medicareblueprint.com
Coastal Senior Benefits
22 Westedge St Suite 700, Charleston, SC 29403
(843) 588-1842 coastalseniorbenefits.com
Covenant Insurance Group LLC
1032 Savannah Hwy, Charleston, SC 29407
(843) 795-0189 covenantig.com
Health Insurance Solutions
6650 Rivers Ave, Charleston, SC 29406
(843) 364-9155 healthinsurancecharleston.com
Anderson Insurance Associates
3491 Shelby Ray Ct, Charleston, SC 29414
(843) 763-7525 aiasc.com
Cooner Insurance Agency
1643B Savannah Hwy STE 405, Charleston, SC 29407
(843) 548-1859 coonerinsurance.com
Cliff Heath Insurance Inc
1531 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 766-6316 cliffheathinsurance.com
JC Life Health Insure
2362 Parsonage Rd, Charleston, SC 29414
(843) 518-1563 bbb.org
The Brinson Insurance Agency
48 Rivers Point Row, Charleston, SC 29412
(843) 762-2086 brinsoninsurance.com
Gabe Pilato, Licensed Independent Medicare Agent
804 League St, Charleston, SC 29412
(843) 814-2693 mpgroup.org
The General Agency
1527 Sam Rittenberg Blvd #1, Charleston, SC 29407
(843) 766-9091 generalagencyinc.com
Comprehensive Insurance
658 Rutledge Ave, Charleston, SC 29403
(843) 595-8553
Advanced Health insurance Charleston
1401 Sam Rittenberg Blvd, Charleston, SC 29407
(803) 307-4609 inezdennis1106641.wixsite.com
Smart Choice Insurance SC
860 Folly Rd, Charleston, SC 29412
(843) 258-9508
Charleston insurance Agency SC
1694 Old Towne Rd, Charleston, SC 29407
(864) 375-4528
Charleston - Health Insurance & Medicare Advisors
460 King St Office 11, Charleston, SC 29403
(386) 866-1090 shawnbrowninsurance.com

Long-term care insurance agents in Charleston help residents plan for future care needs. South Carolina offers a partnership program that allows policyholders to protect assets while qualifying for Medicaid. These agents guide clients through policy choices that align with state regulations and personal budgets.

What Does a Long-Term Care Insurance Agent in Charleston Cost?

In South Carolina, annual premiums for long-term care insurance typically range from $1,500 to $4,000 for a 55-year-old, depending on coverage amounts and optional riders. Costs are higher for older applicants and those with health conditions. A 65-year-old may pay $2,500 to $5,500 per year. These figures are estimates and actual quotes will vary by insurer and individual underwriting. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Charleston do?
An agent helps you compare policies from different insurers to find coverage that fits your needs. They explain benefit amounts, elimination periods, and inflation protection options. Agents also clarify how South Carolina partnership policies work to preserve assets.
How does South Carolina partnership program affect long-term care insurance?
South Carolina partnership policies allow you to keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. This program is designed to encourage early planning and reduce state Medicaid costs. Your agent can explain how this applies to your financial situation.
What is the typical cost for long-term care insurance in South Carolina?
Costs vary based on age, health, and policy features. A 55-year-old in good health might pay between $1,500 and $3,000 per year for a standard policy. Premiums increase with age and additional riders like inflation protection.