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Find Long-Term Care Insurance Agents Near You in Charleston, SC

Browse long-term care insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated long-term care insurance agent in Charleston, South Carolina is Harrell Insurance Agency, rated 4.9 stars across 266 reviews. Other highly rated options include Pilothouse Insurance, C. T. Lowndes & Company, Medicare Blueprint Advisors, LLC. This directory lists 21 long-term care insurance agents serving Charleston.

Showing 21 long-term care insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
2Pilothouse Insurance1527 Sam Rittenberg Blvd(843) 766-1318
3C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
4Medicare Blueprint Advisors, LLC7 Gamecock Ave #709(843) 735-6600
5Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
6Coastal Senior Benefits22 Westedge St Suite 700(843) 588-1842
7Covenant Insurance Group LLC1032 Savannah Hwy(843) 795-0189
8Health Insurance Solutions6650 Rivers Ave(843) 364-9155
9Anderson Insurance Associates3491 Shelby Ray Ct(843) 763-7525
10Cooner Insurance Agency1643B Savannah Hwy STE 405(843) 548-1859
HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Long-Term Care Insurance Agent · Charleston, SC

Harrell Insurance Agency serves the Charleston, South Carolina metro area as a local long-term care insurance agent. They assist individuals and families in planning for future care needs that may not be covered by standard health insurance or Medicare. The agency focuses on explaining policy options and benefit triggers, helping clients navigate the complexities of long-term care coverage. Specific services include counseling on facility-based care policies and personal care assistance at home.

PI
1527 Sam Rittenberg Blvd
Pilothouse Insurance
Long-Term Care Insurance Agent · Charleston, SC

Pilothouse Insurance provides long-term care insurance planning services to individuals and families in the Charleston area. It helps clients assess their future care needs by explaining policy options for home care, assisted living, and nursing facility coverage. The agency manages client portfolios through regular policy reviews and assists with claims documentation when necessary. Its accessible support aims to simplify complex coverage choices for those planning for later-life care. The company serves clients in single-family homes, apartments, retail spaces, and restaurants.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Long-Term Care Insurance Agent · Charleston, SC

C. T. Lowndes & Company serves homeowners, individuals, and families in Charleston seeking financial protection against the high costs of extended care. This long-term care insurance agent provides guidance on policy selections and coverage options, helping clients plan for nursing home, assisted living, or home-based care needs. The company operates in the greater Charleston area and also serves residents in nearby Mount Pleasant, ensuring local access to important long-term care insurance planning.

MB
7 Gamecock Ave #709
Medicare Blueprint Advisors, LLC
Long-Term Care Insurance Agent · Charleston, SC

Medicare Blueprint Advisors, LLC in Charleston, SC assists clients with long-term care insurance that covers either one-time facility admissions or recurring in-home support services. Their policies address expenses from nursing homes, assisted living, and home health aides while preserving assets. Typical costs depend on age, health status, and selected daily benefit amounts. This local agent offers guidance through the enrollment process and policy selection. Service runs on a one-time, scheduled, or as-needed basis depending on a client’s needs throughout the year.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Long-Term Care Insurance Agent · Charleston, SC

Serving Charleston, South Carolina, and the surrounding Lowcountry communities, the Taylor Agency specializes in long-term care insurance. It handles policies designed to help individuals cover the costs of assisted living, nursing homes, or home health care. Protecting financial assets and planning for future care needs is central to its client work. To manage a typical case, the agency begins by assessing a client's current health and financial situation, then compares policy options from multiple insurers to find a suitable match.

CS
22 Westedge St Suite 700
Coastal Senior Benefits
Long-Term Care Insurance Agent · Charleston, SC

Specializing in long-term care insurance, Coastal Senior Benefits in Charleston, SC, guides clients through policies that protect assets and fund future care needs. The agency assists individuals and families in evaluating coverage options designed for nursing homes, assisted living, or home-based care. As local agents, they understand South Carolina’s specific regulations and seasonal shifts that may affect planning, such as increased interest in coverage discussions during open enrollment periods or after a family health event like a recent fall or surgery.

CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Long-Term Care Insurance Agent · Charleston, SC

As summer heat settles over Charleston, many residents begin considering how to protect retirement savings from rising medical costs. Covenant Insurance Group LLC specializes in long-term care insurance strategies tailored to the Lowcountry’s aging community. The agency guides clients through policy options that help cover home care, assisted living, or nursing facility expenses. After discussing personal health histories and financial goals, the agent schedules a comprehensive needs inspection to evaluate current coverage gaps and future care preferences.

HI
6650 Rivers Ave
Health Insurance Solutions
Long-Term Care Insurance Agent · Charleston, SC

Health Insurance Solutions assists clients in planning for future care needs, offering long-term care insurance policies designed to protect assets and provide access to quality support services. Serving the Charleston, South Carolina area, the agency helps individuals navigate coverage options to safeguard their financial independence. Commercial clients may also engage this firm to secure long-term care benefits for their workforce across industries including corporate offices, distribution warehouses, and local food service establishments.

AI
3491 Shelby Ray Ct
Anderson Insurance Associates
Long-Term Care Insurance Agent · Charleston, SC

Anderson Insurance Associates, based in Charleston, offers long-term care insurance services to local residents. The agency helps individuals plan for future custodial care needs by explaining policy options for home care or facility stays. Commercial clients are also served through business funding strategies for key person coverage. The firm operates throughout the Charleston area and surrounding communities. Clients often return to review changing policy benefits or adjust plans between their regular annual care assessments and life changes.

CI
1643B Savannah Hwy STE 405
Cooner Insurance Agency
Long-Term Care Insurance Agent · Charleston, SC

Cooner Insurance Agency serves Charleston, SC, focusing on long-term care insurance solutions. The company helps clients prepare for future healthcare needs through personalized policy evaluations, including coverage for nursing home and home-based care. It compares benefit structures from various carriers to match individual risk profiles and budget constraints. A specialty service it offers is assistance with hybrid life insurance policies that incorporate long-term care benefits.

CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Long-Term Care Insurance Agent · Charleston, SC
(843) 766-6316
cliffheathinsurance.com
JL
2362 Parsonage Rd
JC Life Health Insure
Long-Term Care Insurance Agent · Charleston, SC
(843) 518-1563
bbb.org/us/sc/charleston/profile/health-insurance/jc-life-health-insure-0663-34350435
GP
804 League St
Gabe Pilato, Licensed Independent Medicare Agent
Long-Term Care Insurance Agent · Charleston, SC
(843) 814-2693
mpgroup.org/gabe-pilato
GA
1527 Sam Rittenberg Blvd #1
The General Agency
Long-Term Care Insurance Agent · Charleston, SC
(843) 766-9091
generalagencyinc.com
BI
48 Rivers Point Row
The Brinson Insurance Agency
Long-Term Care Insurance Agent · Charleston, SC
(843) 762-2086
brinsoninsurance.com
CI
658 Rutledge Ave
Comprehensive Insurance
Long-Term Care Insurance Agent · Charleston, SC
(843) 595-8553
AH
1401 Sam Rittenberg Blvd
Advanced Health insurance Charleston
Long-Term Care Insurance Agent · Charleston, SC
(803) 307-4609
inezdennis1106641.wixsite.com/advanced-health-insu
SC
860 Folly Rd
Smart Choice Insurance SC
Long-Term Care Insurance Agent · Charleston, SC
(843) 258-9508
CI
1694 Old Towne Rd
Charleston insurance Agency SC
Long-Term Care Insurance Agent · Charleston, SC
(864) 375-4528
CH
460 King St Office 11
Charleston - Health Insurance & Medicare Advisors
Long-Term Care Insurance Agent · Charleston, SC
(386) 866-1090
shawnbrowninsurance.com/douglas
NI
1144 Folly Rd
Nationwide Insurance: Aydlette Services Of The Lowcountry, Inc.
Long-Term Care Insurance Agent · Charleston, SC
(843) 795-8111
agency.nationwide.com/sc/charleston/29412/aydlette-services-of-the-lowcountry-inc

What Does a a Long-Term Care Insurance Agent in Charleston Cost?

In South Carolina, annual premiums for long-term care insurance typically range from $1,500 to $4,000 for a 55-year-old, depending on coverage amounts and optional riders. Costs are higher for older applicants and those with health conditions. A 65-year-old may pay $2,500 to $5,500 per year. These figures are estimates and actual quotes will vary by insurer and individual underwriting. This is general information and not insurance advice.

About long-term care insurance agents in Charleston

Long-term care insurance agents in Charleston help residents plan for future care needs. South Carolina offers a partnership program that allows policyholders to protect assets while qualifying for Medicaid. These agents guide clients through policy choices that align with state regulations and personal budgets.

Frequently Asked Questions

What does a long-term care insurance agent in Charleston do?

An agent helps you compare policies from different insurers to find coverage that fits your needs. They explain benefit amounts, elimination periods, and inflation protection options. Agents also clarify how South Carolina partnership policies work to preserve assets.

How does South Carolina partnership program affect long-term care insurance?

South Carolina partnership policies allow you to keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. This program is designed to encourage early planning and reduce state Medicaid costs. Your agent can explain how this applies to your financial situation.

What is the typical cost for long-term care insurance in South Carolina?

Costs vary based on age, health, and policy features. A 55-year-old in good health might pay between $1,500 and $3,000 per year for a standard policy. Premiums increase with age and additional riders like inflation protection.

Long-Term Care Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.