The top-rated long-term care insurance agent in Summerville, South Carolina is 64 Insurance Group (Summerville, SC), rated 5.0 stars across 161 reviews. Other highly rated options include Wholistic Insurance Solutions, C T Lowndes & Company, Brightway Insurance, The Summerville Agency. This directory lists 20 long-term care insurance agents serving Summerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 64 Insurance Group (Summerville, SC) | 201 Sigma Dr STE 300-A | (843) 640-0220 |
| 2 | Wholistic Insurance Solutions | 700 Nexton Square Dr Suite 215 | (843) 517-8195 |
| 3 | C T Lowndes & Company | 136 S Main St | (843) 875-2300 |
| 4 | Brightway Insurance, The Summerville Agency | 700 Nexton Square Dr Ste 259 | (843) 848-8100 |
| 5 | Christie Fulkerson Agency | 141 N Main St | (803) 261-4076 |
| 6 | TWIA Insurance Agency | 203 Limehouse Dr | (843) 285-9430 |
| 7 | Lighthouse Insurance Benefits | Charleston Insurance Agency | 1801 Old Trolley Rd Suite 202 | (843) 266-3849 |
| 8 | Winningham Insurance Agency | 1672 N Main St | (843) 873-9202 |
| 9 | Goosehead Insurance - Jennifer Dasinger | 100 Corporate Way Suite 200 | (854) 222-9761 |
| 10 | American Insurance Associates | 500 Oakbrook Ln Suite 202 | (888) 209-5049 |
64 Insurance Group serves the Summerville, SC, area and surrounding locales as a long-term care insurance agent. The company assists individuals and families in planning for future care needs by offering policies that cover nursing home stays, assisted living, and home health services. It helps clients evaluate coverage options that protect assets and manage the costs of extended care in this region. The company handles both individual long-term care policies and hybrid life insurance policies with embedded care benefits.
Wholistic Insurance Solutions provides a range of long-term care insurance options designed to help clients in Summerville, SC, prepare for future care needs. Its service plans include personalized policy evaluations and ongoing assistance with claims management. The agency also offers periodic policy reviews to ensure coverage adapts to changing health circumstances. As a long-term care insurance agent, the company supports individuals and families seeking financial protection during retirement years. It primarily serves single-family homes, apartments, retail spaces, and restaurants.
C T Lowndes & Company serves individuals and families in Summerville, South Carolina seeking financial protection through long-term care insurance. This local agency provides guidance on policies that cover in-home care, assisted living, and nursing facility expenses. Clients work with the agent to compare plans and understand coverage options for future care needs. The company serves the wider Charleston metro area, including nearby communities such as North Charleston and Mount Pleasant.
Brightway Insurance, The Summerville Agency serves Summerville, South Carolina, and the surrounding Lowcountry communities. The agency handles long-term care insurance, helping clients plan for future assistance needs that are not covered by standard health policies. It works with individuals and families to navigate coverage that can protect assets and provide care options at home or in specialized facilities. The company typically approaches each case by reviewing the client’s health history and financial situation, then comparing available policy plans to recommend specific coverage limits and benefit periods.
Christie Fulkerson Agency specializes in helping individuals plan for the financial impact of extended care needs. The company offers professional guidance on long-term care insurance options, assisting clients in Summerville and the surrounding area with selecting policies that may help protect assets and maintain access to care. Policies typically cover assistance with daily living activities or nursing home stays. The agency is especially valuable during open enrollment periods, when seniors need to review their coverage before new policy options or premium changes become effective.
As coastal South Carolina families consider the complexities of aging in place, securing financial protection against future care needs becomes essential. TWIA Insurance Agency in Summerville, SC, focuses exclusively on long-term care insurance, helping residents navigate policy options that address potential nursing, assisted living, or home-health costs. The agency evaluates individual health profiles and budgets to recommend suitable coverage. A comprehensive initial consultation to discuss eligibility, benefit periods, and daily care allowances is the first step in forming a personalized plan.
Lighthouse Insurance Benefits | Charleston Insurance Agency in Summerville, SC helps clients differentiate between one-time policy consultations and recurring service options for long-term care coverage. Their work focuses on identifying individual needs for coverage and matching them with appropriate plans to protect assets and maintain care access. This local agent provides guidance on the nuances of long-term care insurance, including benefit periods and inflation protection. Service runs on a scheduled or as-needed basis, depending on client preference for ongoing policy reviews or single event advice.
Winningham Insurance Agency assists clients with financial protection strategies focused on long-term care planning. The company provides guidance on insurance products designed to cover extended healthcare needs such as nursing home stays, assisted living, or in-home support. This specialization helps individuals in Summerville, South Carolina, prepare for potential future medical expenses without depleting personal savings. The agency works with adults seeking personal coverage as well as those responsible for group benefits within local commercial sectors including offices, warehouses, and food service operations.
Goosehead Insurance - Jennifer Dasinger in Summerville, SC, is known for helping individuals and families plan for the financial realities of aging and chronic illness. The agency assists clients in assessing their personal health and asset risks to determine appropriate long-term care insurance coverage options. This service range includes explaining policy features such as benefit periods and daily care allowances. A specialty add-on service the office can provide is offering guidance on hybrid life and long-term care insurance policies that combine death benefits with living care coverage.
What Does a a Long-Term Care Insurance Agent in Summerville Cost?
Long-term care insurance premiums in South Carolina vary widely based on age, health, benefit amount, and inflation protection. A typical policy for a healthy 55-year-old might cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay significantly more. This is general information and not insurance advice.
About long-term care insurance agents in Summerville
Long-term care insurance agents in Summerville, South Carolina help residents plan for future care needs. They can explain policies that may qualify under the South Carolina Long-Term Care Partnership Program, which allows policyholders to protect assets equal to benefits paid. Agents also guide clients through the state's specific rules for tax-qualified policies and inflation protection options.
Frequently Asked Questions
What does a long-term care insurance agent in Summerville do?
An agent helps you compare policies from different carriers, explains benefit triggers and coverage limits, and assists with the application process. They can also advise on how a policy interacts with South Carolina Medicaid rules.
Is long-term care insurance regulated in South Carolina?
Yes, the South Carolina Department of Insurance regulates all long-term care insurance policies sold in the state. Agents must be licensed and follow rules for rate stability and policy disclosures.
What is the South Carolina Long-Term Care Partnership Program?
This program allows policyholders to keep assets equal to the amount their policy pays in benefits when they later apply for Medicaid. Policies must meet federal and state standards to qualify.
Long-Term Care Insurance Agents in Other South Carolina Cities
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