The top-rated long-term care insurance agent in Sioux Falls, South Dakota is World Insurance Associates LLC, rated 4.9 stars across 327 reviews. Other highly rated options include Pernell Insurance Agency, Great Plains Medicare, Nelson Insurance Agency. This directory lists 20 long-term care insurance agents serving Sioux Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | World Insurance Associates LLC | 3208 E 26th St | (605) 467-8733 |
| 2 | Pernell Insurance Agency | 528 N Sycamore Ave Unit 2 | (605) 271-7595 |
| 3 | Great Plains Medicare | 6045 S Louise Ave SUITE 203 | (605) 275-5678 |
| 4 | Nelson Insurance Agency | 2200 W 49th St Unit 100 | (605) 275-9700 |
| 5 | WINS Group Insurance Services | 4804 S Minnesota Ave Unit 103 | (605) 271-6600 |
| 6 | Prins Insurance of Sioux Falls, Inc. | 2900 S Phillips Ave #400 | (605) 332-5300 |
| 7 | Kouri Insurance Agency | 6809 S Minnesota Ave Unit 201 | (605) 336-6303 |
| 8 | Platinum Insurance Group | 6330 S Western Ave Unit 110 | (605) 271-4446 |
| 9 | McGreevy & Associates | 4808 S Technopolis Dr #2 | (605) 332-4111 |
| 10 | Midwest Division Insurance Agency | 3701 W 49th St STE 203 | (605) 274-7420 |
World Insurance Associates LLC serves the Sioux Falls, South Dakota area, offering long-term care insurance solutions to local residents. As a long-term care insurance agent, the company helps clients plan for future care needs, including nursing home coverage and home healthcare services. These policies are designed to protect assets and provide access to quality care options. World Insurance Associates LLC manages plan selections tailored to individual financial goals and health circumstances in the Sioux Falls region.
Pernell Insurance Agency provides long-term care insurance planning for residents of Sioux Falls, South Dakota. The agency helps clients prepare for the potential costs of extended nursing, assisted living, or home health care needs. It offers guidance on different policy options that address future care scenarios, as well as ongoing support for existing policyholders regarding claims or coverage questions. Services extend to individuals considering protection for their personal assets and retirement savings from long-term care expenses. The agency works with clients who own single-family homes, apartments, retail spaces, or restaurants.
Great Plains Medicare assists homeowners and individuals planning for future health needs in the Sioux Falls area. As a long-term care insurance agent, it provides guidance on policies that help cover the costs of extended care services, such as nursing homes or in-home assistance. Clients can expect personalized support in understanding coverage options and comparing plans from various providers. The agency also extends its services to nearby communities like Brandon.
Serving Sioux Falls and the surrounding communities in southeastern South Dakota, Nelson Insurance Agency focuses on long-term care insurance. The agency helps individuals plan for future care needs by explaining policy options, including coverage for home care, assisted living, and nursing facility services. Each client receives a detailed needs analysis to determine appropriate coverage levels based on personal health history and financial objectives. When processing an application, the agent coordinates directly with insurance carriers and carefully reviews all medical disclosures to ensure accurate underwriting.
WINS Group Insurance Services in Sioux Falls helps clients distinguish between one-time policy evaluations and recurring plan reviews. The agency focuses on long-term care insurance coverage that protects assets and ensures access to care. Options are designed around individual needs. Service runs on a one-time, scheduled, or as-needed basis depending on policy life changes or annual renewal periods.
Prins Insurance of Sioux Falls, Inc. specializes in arranging long-term care insurance policies to help protect assets and manage future care needs in the Sioux Falls area. It guides clients through the complexities of coverage options, explaining benefit triggers and policy structures designed to support independent living. The agency also assists with comparing plans that address chronic conditions or disability risks common among older adults. As the end of the year approaches, it helps local families evaluate open enrollment opportunities or policy adjustments before seasonal deadlines.
As Sioux Falls residents begin planning for retirement or adjusting to changing health needs, securing financial protection for future long-term care becomes essential. Kouri Insurance Agency helps clients navigate local options for long-term care insurance policies, offering guidance on coverage that addresses potential costs of assisted living or home health services. Following an initial discussion of individual circumstances and objectives, a thorough assessment is scheduled to identify suitable policy choices.
Platinum Insurance Group works with individuals and families in Sioux Falls, SD, to help them plan for future health and financial needs. As a specialist in long-term care insurance, the agency focuses on policies that cover extended nursing or home-based support. The firm assists clients in understanding different coverage options and policy structures to fit their personal circumstances. It serves professionals in local office environments, warehouse and distribution centers, and businesses in the food service industry.
McGreevy & Associates provides long-term care insurance guidance to residents in Sioux Falls, South Dakota. Their services help individuals plan for future care needs that may arise from chronic illness or aging. The firm also assists commercial clients within the Sioux Falls area with appropriate coverage options. A deeper understanding of policy details and claim procedures is offered during each consultation. Clients often return to review policy adjustments or ask follow-up questions between regular meetings.
Midwest Division Insurance Agency specializes in long-term care insurance planning in Sioux Falls, SD. It assists clients in protecting assets and securing coverage for future care needs. The agency offers personalized guidance throughout the selection process, helping individuals understand policy options and benefit structures. Its service range includes comparing plans from multiple carriers to find suitable matches for each client’s budget and health situation. To address evolving needs, it provides policy review and adjustment services as circumstances change.
What Does a a Long-Term Care Insurance Agent in Sioux Falls Cost?
Long-term care insurance premiums in South Dakota vary by age health and coverage level. A typical policy for a 55-year-old might cost 150 to 300 dollars per month. For a 65-year-old premiums often range from 250 to 500 dollars per month. Costs increase with inflation protection and shorter waiting periods. This is general information not insurance advice.
About long-term care insurance agents in Sioux Falls
Long-term care insurance agents in Sioux Falls help residents plan for future care needs. These agents explain policies that cover services like nursing homes or home health aides. South Dakota law requires agents to be licensed and follow state regulations when selling these plans.
Frequently Asked Questions
What does a long-term care insurance agent in Sioux Falls do?
An agent helps you compare policies from different insurance companies. They explain coverage limits and waiting periods. They also guide you through the application process.
Does South Dakota have special rules for long-term care insurance?
Yes South Dakota follows the Long-Term Care Insurance Model Act. This gives you a 30-day free look period to cancel a policy for a full refund. It also limits how much premiums can increase.
How do I choose a long-term care insurance agent in Sioux Falls?
Look for an agent licensed in South Dakota with experience in long-term care products. Ask about their knowledge of local care costs and facilities. You can verify a license on the South Dakota Division of Insurance website.