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Compare Long-Term Care Insurance Agents in Chattanooga, TN
Compare long-term care insurance agents in Chattanooga. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 18 long-term care insurance agents in Chattanooga, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlas Insurance Agency
2245 Olan Mills Dr, Chattanooga, TN 37421
(423) 822-5263
atlasinsurancetn.com
Rock Creek Insurance
1200 Mountain Creek Rd #441, Chattanooga, TN 37405
200 W M.L.K. Blvd Suit 1000, Chattanooga, TN 37402
(423) 395-1484
areyou64.com
Long-term care insurance agents in Chattanooga Tennessee help residents plan for future care needs such as nursing home or in-home support. Tennessee law offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. These agents guide clients through policy options that meet state requirements and personal budgets.
What Does a Long-Term Care Insurance Agent in Chattanooga Cost?
Long-term care insurance premiums in Tennessee vary by age health and coverage level. For a 55-year-old in Chattanooga a policy with a 3-year benefit period and 5% inflation protection may cost between $1,200 and $2,500 per year. Premiums for a 65-year-old can range from $2,500 to $4,500 annually. Costs also depend on daily benefit amounts and elimination periods. This is general information not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Chattanooga do?
An agent helps you compare policies from different insurers and explains coverage for nursing home care home health care and assisted living. They also advise on Tennessee Partnership policies which can help you preserve assets if you later need Medicaid. The agent does not sell one specific company but presents multiple options.
Does Tennessee have special rules for long-term care insurance?
Yes Tennessee requires that policies offer inflation protection and a 30-day free look period for cancellations. The state also has the Tennessee Long-Term Care Partnership which allows policyholders to keep assets equal to the benefits paid out if they apply for Medicaid. Agents must be licensed by the Tennessee Department of Commerce and Insurance.
How do I choose a long-term care insurance agent in Chattanooga?
Look for an agent who holds a valid Tennessee insurance license and has experience with long-term care products. Ask if they represent multiple carriers so you can compare plans. You can verify an agents license through the Tennessee Department of Commerce and Insurance website.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.