The top-rated long-term care insurance agent in Knoxville, Tennessee is Knoxville Insurance Group, rated 4.9 stars across 788 reviews. Other highly rated options include William Knight Insurance Agency, Laura Ash - State Farm Insurance Agent, RightWay Insurance. This directory lists 29 long-term care insurance agents serving Knoxville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Knoxville Insurance Group | 220 S Peters Rd #103 | (865) 694-9788 |
| 2 | William Knight Insurance Agency | 1717 Winston Rd | (865) 670-2990 |
| 3 | Laura Ash - State Farm Insurance Agent | 12744 Kingston Pike #106 | (865) 675-0888 |
| 4 | RightWay Insurance | 111 Center Park Dr STE 106 | (865) 293-7520 |
| 5 | Mansour Hasan - State Farm Insurance Agent | 10811 Kingston Pike | (865) 690-7100 |
| 6 | HealthMarkets Insurance - Frank Layton | 7815 Oak Ridge Hwy # 2 | (865) 685-4444 |
| 7 | IRM Insurance | 11002 Kingston Pike #103 | (865) 579-0500 |
| 8 | Tri Star Insurance Management Group (TSIMG) | 10805 Kingston Pike Suite 210 | (866) 580-1776 |
| 9 | Beacon Insurance Advisers | 150 Fox Rd | (865) 213-2111 |
| 10 | Senior Financial Group | 10201 Parkside Dr | (865) 777-0153 |
Knoxville Insurance Group serves the Knoxville, Tennessee metro area as a long-term care insurance agent. It helps individuals and families plan for future custodial and personal care needs, whether at home, in an assisted living facility, or in a nursing home. The agency focuses on matching clients with policies that address the high costs of extended care while preserving assets. It assists with comparing coverage options from multiple carriers. Among its services, it handles policy enrollment and benefit coordination for local residents.
William Knight Insurance Agency serves Knoxville and the surrounding East Tennessee communities, handling long-term care insurance to help clients plan for future care needs. It focuses on policies that cover costs for nursing homes, assisted living, and home health aides, which are common concerns for local families approaching retirement age. The agency typically begins by assessing a client’s financial situation and health history to recommend appropriate coverage levels.
Laura Ash - State Farm Insurance Agent in Knoxville, TN, assists clients in distinguishing between one-time policies for a single, lengthy care episode and recurring services that provide flexible daily or weekly benefits over time. These long-term care insurance plans help cover expenses such as in-home help, assisted living, or nursing home stays that Medicare does not address. Policies are typically customized to fit individual needs and budgets for future protection. Service arrangements are determined on an as-needed basis to address each client's specific planning goals.
As the seasons change in Knoxville, many families begin planning for the potential need for extended care later in life. RightWay Insurance offers guidance on long-term care insurance, helping local residents understand how such policies can cover services that regular health insurance and Medicare often do not. They work with clients in Knoxville to compare policy options and evaluate coverage for home care, assisted living, or nursing home expenses. The process typically begins with a no-obligation review to assess personal needs and financial goals.
Specializing in long-term care insurance planning, Mansour Hasan - State Farm Insurance Agent in Knoxville, TN helps clients prepare for potential future health needs while also offering general insurance services for property and life. The agency guides individuals and families through policy options for care that may not be covered by standard health or Medicare plans. As winter approaches, it assists with evaluating coverage before spring allergy or seasonal illness seasons increase care concerns.
HealthMarkets Insurance - Frank Layton arranges personal coverage plans for clients in Knoxville, TN. This agency focuses on long-term care insurance as a specialty add-on, helping individuals prepare policies that cover extended care needs outside of standard health coverage. The business assists in pairing these options with services tailored for specific commercial environments. It can serve the insurance needs of offices, warehouses, and food service operations.
IRM Insurance serves Knoxville residents seeking long-term care coverage to help manage the financial challenges of aging at home or in a facility. The agency also provides guidance on commercial insurance policies for local businesses protecting their employees and operations. Service is available throughout the greater Knoxville area for clients needing assistance navigating policy options. The team works with individuals to review existing plans during periodic check-ins and often handles follow-up inquiries between regularly scheduled visits.
Tri Star Insurance Management Group (TSIMG) provides a range of long-term care insurance agent services in Knoxville, Tennessee. The company helps clients evaluate policy options to protect assets and maintain financial stability during extended care needs. Routine policy reviews are offered to ensure coverage adapts to changing health or life circumstances. Customized plan consultations address individual preference for home-based care, assisted living, or nursing facility support. The agency services single-family homes, apartments, retail establishments, and local restaurants.
Beacon Insurance Advisers serves the Knoxville, Tennessee metro area as a Long-Term Care Insurance Agent. The company assists local residents in understanding the complex aspects of long-term care planning and selecting appropriate insurance policies. Clients receive guidance on coverage options that address future care needs and potential financial risks. Beacon Insurance Advisers handles both individual long-term care policies and hybrid life insurance plans with long-term care riders.
Senior Financial Group serves Knoxville-area homeowners and retirees who want to protect their savings from the high costs of extended care. As a local Long-Term Care Insurance Agent, it helps clients evaluate policy options for in-home, assisted living, or nursing facility support. Each plan is tailored to individual needs and future health scenarios, ensuring coverage aligns with personal financial goals. The firm also assists residents in neighboring Farragut and throughout Knox County.
What Does a a Long-Term Care Insurance Agent in Knoxville Cost?
The cost of long-term care insurance in Tennessee varies by age health and coverage level. A typical policy for a 55 year old might range from 150 to 300 dollars per month for a 165 dollar daily benefit with three year coverage. Older applicants or those with health issues may pay higher premiums. This is general information not insurance advice.
About long-term care insurance agents in Knoxville
Long-term care insurance agents in Knoxville Tennessee help residents plan for future care needs such as nursing home or home health services. Tennessee law does not require long-term care insurance but offers a partnership program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies work with Medicare and Medicaid options in the state.
Frequently Asked Questions
What does a long-term care insurance agent in Knoxville do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain benefit triggers elimination periods and inflation protection options. They also guide you through Tennessee specific rules like the Partnership Program.
Does Tennessee have a long-term care partnership program?
Yes Tennessee participates in the Long-Term Care Partnership Program. This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. An agent can help you choose a partnership qualified policy.
How do Tennessee insurance laws affect my policy?
Tennessee law requires insurers to offer inflation protection and nonforfeiture benefits but you can decline them in writing. The state also mandates a 30 day free look period after you buy a policy. Agents must follow these rules when selling policies.
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