The top-rated long-term care insurance agent in College Station, Texas is USHEALTH Advisors Bryan/College Station, rated 5.0 stars across 303 reviews. Other highly rated options include Rollo Insurance, KC Fisher - State Farm Insurance Agent, Liere Insurance. This directory lists 18 long-term care insurance agents serving College Station.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | USHEALTH Advisors Bryan/College Station | 1645 Greens Prairie Rd Ste 303 | (832) 367-4611 |
| 2 | Rollo Insurance | 1500 Earl Rudder Fwy S | (979) 774-2800 |
| 3 | KC Fisher - State Farm Insurance Agent | 110 Navarro Dr Ste 500 | (979) 314-8745 |
| 4 | Liere Insurance | 1604 Copperfield Pkwy STE 200 | (855) 776-2300 |
| 5 | Cole Campbell - State Farm Insurance Agent | 2911 Texas Ave S Ste 102 | (979) 703-6655 |
| 6 | Farmers Insurance - Randy Flasowski | 1001 University Dr E Ste 105 | (979) 691-2534 |
| 7 | Jeff Hamilton - State Farm Insurance Agent | 4058 Texas 6 Frontage Rd Ste 100 | (979) 690-8384 |
| 8 | Sam Kuver Agency: Allstate Insurance | 12901 Farm to Market Rd 2154 #200 | (979) 764-2001 |
| 9 | Dean & Draper Insurance - Brazos Valley | 2752 Longmire Dr | (979) 694-1555 |
| 10 | Goosehead Insurance - Jeff Horak | 2321 Arrington Rd | (979) 431-1001 |
USHEALTH Advisors Bryan/College Station serves the College Station, Texas metro area as a local long-term care insurance agency. The company assists individuals with planning for future medical and personal care needs. Long-term care insurance helps cover expenses like assisted living, nursing home stays, and in-home support when age or illness limits independence. Clients can meet with agents to review coverage options and determine a policy that fits their budget. Their work includes helping residents understand policy features. This firm handles long-term care insurance planning and in-home care coverage.
Rollo Insurance in College Station, Texas helps clients protect assets by distinguishing between one-time policy purchase options and recurring premium payment schedules typical of long-term care coverage. This local agency guides individuals through selecting plans that address potential future needs for assisted living or nursing home expenses. Residents seeking personalized advice can discuss coverage amounts and benefit periods tailored to their financial situation. Service runs on an as-needed basis, with consultations available when clients prepare for retirement or reassess existing insurance strategies.
KC Fisher - State Farm Insurance Agent in College Station, TX, provides long-term care insurance services, including policy analysis and personalized coverage evaluations. The office assists clients with plan selection and ongoing account maintenance to ensure coverage aligns with changing needs. It serves individuals preparing for future care requirements, offering guidance on benefit options and premium management. This agency supports single-family homes, apartments, retail, and restaurants in the local community.
Liere Insurance serves individuals and families in College Station, Texas who are planning for the financial realities of aging. As a long-term care insurance agent, the company helps clients explore coverage options that can assist with expenses related to extended care needs, including nursing homes, assisted living, or home-based care. Understanding these policies allows customers to protect their savings from high care costs. The agency also assists residents in neighboring communities such as Bryan, ensuring broader access to this specialized insurance guidance throughout the Brazos Valley area.
Serving College Station, Texas, and its surrounding communities, Cole Campbell - State Farm Insurance Agent handles long-term care insurance, helping individuals plan for future personal care needs. This type of coverage addresses expenses for nursing homes, assisted living facilities, or in-home support that Medicare typically does not cover. The company generally begins by assessing a client’s current health and financial situation to explain how policy options might preserve savings during retirement.
As families in College Station prepare for the often-unexpected transitions of aging, securing reliable long-term care insurance provides critical peace of mind for future medical and daily-living needs. Farmers Insurance agent Randy Flasowski works directly with local residents to explain available policy options that can help cover nursing home stays, assisted living, or in-home support services. Recognizing that each client’s situation is unique, he begins by conducting a thorough initial needs assessment at no charge to discuss personal goals and financial circumstances.
Jeff Hamilton - State Farm Insurance Agent in College Station, TX, assists clients with long-term care insurance, explaining the difference between one-time policy purchases that pay a fixed lump sum upon claim and recurring benefit options that provide monthly payments for ongoing care. Coverage typically addresses needs such as nursing home stays, assisted living, or home health aide costs. Service for existing policyholders is available on an as-needed basis for questions, adjustments, or filing a claim.
Sam Kuver Agency: Allstate Insurance specializes in long-term care insurance policies, helping clients protect assets and maintain financial stability. The agency serves individuals and families throughout College Station, Texas, by offering guidance on coverage options that address future care needs. A long-term care insurance agent in this area assists with planning for expenses related to nursing homes, assisted living, or in-home care. As retirement seasons approach, the agency helps clients evaluate policies to safeguard savings against the potential high costs of extended medical care.
Dean & Draper Insurance - Brazos Valley assists individuals and families in College Station, Texas, with financial protection plans. The agency specializes in long-term care insurance, a product designed to cover costs of assisted living, nursing home stays, and in-home support services. Clients often consult their agents to plan for future care needs while protecting retirement assets from high medical expenses. The agency helps both small offices and large commercial organizations, as well as warehouses and food service businesses, coordinate long-term care coverage options for their key personnel and employees.
Serving residential clients in College Station, Goosehead Insurance - Jeff Horak assists individuals with planning for potential long-term care needs. The agency also extends commercial coverage options to area businesses seeking risk management solutions. Focusing on long-term care insurance, the team helps local families prepare for future assisted living or in-home support costs. This agency works to clarify policy details so clients understand their benefits before regular visits require them, encouraging follow-up and repeat service for policy adjustments as needs change.
What Does a a Long-Term Care Insurance Agent in College Station Cost?
In Texas, long-term care insurance premiums vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old might pay $2,500 to $5,000 per year. Costs are higher for policies with inflation protection or larger daily benefits. This is general information, not insurance advice.
About long-term care insurance agents in College Station
A long-term care insurance agent in College Station, Texas helps residents plan for future care needs such as nursing home care or home health services. Texas law requires agents to be licensed by the Texas Department of Insurance and follow strict rules about policy disclosures. Local agents can explain how Texas Partnership for Long-Term Care policies work to protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in College Station do?
An agent helps you compare policies from different companies and explains coverage options for care at home or in a facility. They must follow Texas regulations that require clear explanations of policy benefits and exclusions. The agent does not provide legal advice but can help you understand your choices.
How do Texas Partnership policies work for College Station residents?
Texas Partnership policies allow you to keep a certain amount of assets equal to the benefits paid by the policy if you later need Medicaid. This program is part of a state law designed to help residents protect their savings. An agent can explain if this option fits your financial situation.
What is the free look period for long-term care insurance in Texas?
Texas law gives you a 30-day free look period after you buy a policy. During this time you can cancel the policy for a full refund if you change your mind. An agent must inform you of this right at the time of purchase.
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