The top-rated long-term care insurance agent in Garland, Texas is Cruz Insurance Group, rated 4.9 stars across 1,199 reviews. Other highly rated options include CINCO Auto Insurance, North Texas Medicare Advisors, Lopez Auto Insurance. This directory lists 22 long-term care insurance agents serving Garland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cruz Insurance Group | 1434 Northwest Hwy | (972) 685-7328 |
| 2 | CINCO Auto Insurance | 1604 S First St | (469) 333-0355 |
| 3 | North Texas Medicare Advisors | 333 N Shiloh Rd ste 102b | (469) 400-9255 |
| 4 | Lopez Auto Insurance | 3460 W Walnut St Ste 900 | (469) 206-5531 |
| 5 | COWBOY INSURANCE AGENCY | 3322 Broadway Blvd | (214) 575-7761 |
| 6 | Texas Quality Insurance | 2025 Saturn Rd #1 | (972) 840-8028 |
| 7 | La Mejor Insurance Agency | 3960 Broadway Blvd # 220Q | (972) 465-9798 |
| 8 | Claros Insurance Services | 3161 Broadway Blvd Suite L80 | (469) 626-0448 |
| 9 | TuCasa Insurance Agency | 3014 S Shiloh Rd ste B | (469) 543-1653 |
| 10 | Mullen Insurance Agency, Inc. | 337 Oaks Trail Ste 200 | (972) 681-6297 |
Cruz Insurance Group serves the Garland, Texas area as a long-term care insurance agent. The agency helps clients navigate coverage options for extended care needs, including in-home assistance, assisted living, and nursing facility stays. They work with individuals to find policies that align with their financial circumstances. Planning for future care costs is the central focus of their consultations. Specific services handled in this area include comprehensive policy comparisons and needs-based coverage assessments.
CINCO Auto Insurance provides long-term care insurance agent services for clients in the Garland, Texas area, assisting individuals and families in securing coverage for future care needs. The company works to help clients evaluate their options and understand policy features that address extended care situations. Its service approach focuses on guiding customers through the selection process to meet their personal preferences and financial circumstances. These services assist single-family homes, apartments, and retail properties.
North Texas Medicare Advisors in Garland, TX assists homeowners and retirees who are planning for future healthcare expenses by offering long-term care insurance policies. They help clients navigate complex coverage options to protect assets against the high costs of extended care services. The agency serves individuals throughout the greater Dallas-Fort Worth metro, including the neighboring community of Richardson.
Serving the Garland, Texas, area and the surrounding communities, Lopez Auto Insurance handles long-term care insurance needs for local residents. They assist clients with planning for future care costs through policy options that protect savings and secure access to professional assistance. Their typical approach involves evaluating a client’s current health, financial situation, and potential future care requirements to recommend a suitable plan. Lopez Auto Insurance then explains coverage terms and policy riders clearly, guiding the client through the application process to ensure the chosen coverage aligns with their long-term goals.
In Garland, Texas, COWBOY INSURANCE AGENCY helps clients distinguish between one-time policy consultations and ongoing management services, focusing on customized coverage for future care needs. Brokers assess individual health and financial situations to match plans that protect assets and ensure access to quality assistance. Service is coordinated on a scheduled basis, with periodic reviews to adjust coverage as health or budget requirements evolve.
Serving Garland and the surrounding region as a long-term care insurance agent, Texas Quality Insurance helps clients plan financial coverage for extended nursing home or in-home care needs. The agency guides individuals through policy options that protect savings while ensuring future access to necessary support. As health circumstances change with age, securing a plan in advance can prevent later burdens on family resources. During open enrollment and seasonal tax planning periods, many residents use its services to evaluate policy adjustments suitable for their evolving retirement budgets.
La Mejor Insurance Agency operates as a long-term care insurance agent in Garland, Texas, offering policies designed to cover expenses associated with extended nursing home stays and in-home assistance. Their work helps individuals prepare financially for future care needs that Medicare typically does not cover. The agency can assist with coverage plans for commercial sectors such as offices, warehouses, and food service locations.
As families in Garland consider how to manage the rising costs of assisted living or home healthcare, Claros Insurance Services helps residents evaluate long-term care insurance options. The agency guides clients through policy features such as daily benefit amounts and elimination periods. Because needs differ, they provide straightforward explanations of coverage terms. An initial assessment is the recommended first step, during which a review of current health and financial circumstances takes place.
TuCasa Insurance Agency serves residential clients in the Garland, Texas area seeking long-term care insurance coverage, and they also offer commercial insurance solutions to local businesses. Their agents help families plan for future medical and custodial care needs through tailored policy options. They work with individuals to explain policy benefits, eligibility requirements, and premium structures. By providing clear guidance during the initial enrollment, they build relationships that encourage returning customers to review their coverage between regular check-ins or after life changes.
Mullen Insurance Agency, Inc., located in Garland, TX, is known for providing long-term care insurance policies that help individuals plan for future care needs. Its service range includes guiding clients through policy options that cover home care, assisted living, and nursing facility stays typical in the Dallas‑Fort Worth area. The agency works to explain policy benefits, costs, and elimination periods during consultations. A specialty service it can add on is reviewing existing Medicare and Medigap plans to coordinate broader health coverage.
What Does a a Long-Term Care Insurance Agent in Garland Cost?
The cost of long-term care insurance in Texas varies by age health and coverage amount. A typical annual premium for a 55 year old might range from 1,500 to 3,000 dollars for a policy with a 150 dollar daily benefit and a 3 year benefit period. Older applicants or those with health issues may pay more. This is general information not insurance advice.
About long-term care insurance agents in Garland
Long-term care insurance agents in Garland Texas help residents plan for future care needs. Texas offers a Partnership program that allows policyholders to protect assets while qualifying for Medicaid. A local agent can explain how these state-specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Garland do?
An agent helps you compare policies from different insurers and explains coverage options. They guide you through the application process and answer questions about Texas specific rules like the Partnership program. Their goal is to find a policy that fits your budget and needs.
How does the Texas Partnership for Long-Term Care work?
The Texas Partnership program lets you buy a qualified policy that includes asset protection. If you use all your policy benefits and need Medicaid, the state allows you to keep assets equal to what your policy paid out. An agent can tell you if a Partnership policy is right for you.
Are there age or health requirements for buying a policy in Texas?
Most insurers require you to be between 18 and 84 years old to apply. You must answer health questions and may need a medical exam. Texas law gives you a 30 day free look period to cancel a policy for a full refund if you change your mind.
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