The top-rated long-term care insurance agent in St. George, Utah is Sherry McGhee - State Farm Insurance Agent, rated 4.9 stars across 428 reviews. Other highly rated options include Main Street Insurance Agency, Get Me Insured, a Trucordia company, Dixie Leavitt Agency. This directory lists 19 long-term care insurance agents serving St. George.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sherry McGhee - State Farm Insurance Agent | 67 N 300 E | (435) 628-2673 |
| 2 | Main Street Insurance Agency | 780 N 2860 E Ste 101 | (435) 674-2221 |
| 3 | Get Me Insured, a Trucordia company | 1122 W Sunset Blvd #1 | (801) 825-3887 |
| 4 | Dixie Leavitt Agency | 912 W 1600 S Bldg C Ste 200 | (435) 628-3833 |
| 5 | Dynasty Insurance | 135 N 900 E STE 209 | (435) 216-1567 |
| 6 | Todd Christensen: Allstate Insurance | 280 N Bluff St Ste A | (435) 628-8249 |
| 7 | The Shonie Insurance Group, LLC: Allstate Insurance | 1240 E 100 S Ste 8A | (435) 767-9000 |
| 8 | Farmers Insurance - Kress Staheli | 1224 S River Rd STE B104 | (435) 656-9191 |
| 9 | Joseph E. Hansen Insurance | 376 Sunland Dr STE 1 | (435) 628-5553 |
| 10 | Roberts Insurance, Inc. | 216 W St George Blvd Suite 201 | (435) 673-1777 |
Sherry McGhee - State Farm Insurance Agent serves the St. George, Utah area as a long-term care insurance agent. This agency assists local residents in planning for future care needs that may arise from chronic illness, disability, or aging. Policies typically cover services like nursing home stays, assisted living, and in-home assistance, helping clients preserve their savings. The office handles the enrollment process for individual long-term care policies and advises on combining such coverage with existing health plans.
Main Street Insurance Agency provides long-term care insurance solutions to clients in St. George, Utah. It helps individuals plan for future care needs through policy selection and application assistance. Ongoing service includes policy reviews and claims support to ensure coverage adapts to changing circumstances. By focusing on this specialized area, the agency guides customers through complex insurance decisions with clear explanations. It services single-family homes, apartments, commercial retail spaces, and restaurants.
Serving homeowners and families across St. George, Get Me Insured, a Trucordia company, specializes in long-term care insurance. This agency helps clients plan for future assistance needs, offering policies that cover home health care, assisted living, and nursing facility expenses. Navigating Medicare and Medicaid coverage gaps can be complex, and these agents explain options in clear terms. They assist with comparing benefit periods and inflation protection riders. The agency also serves residents in neighboring communities such as Washington and Ivins.
As St. George residents consider the rising costs of extended care in retirement, the Dixie Leavitt Agency offers guidance on Long-Term Care Insurance solutions designed for local needs. With policies tailored to cover home health aides or facility stays, the agency helps protect personal savings from potential care expenses. By outlining coverage options for chronic conditions and daily living assistance, professionals here conduct an initial assessment of individual health histories and financial goals. A consultation begins by reviewing current health status as the first step toward a customized plan.
Serving St. George and the surrounding communities of southern Utah, Dynasty Insurance helps clients plan for future care needs as a long-term care insurance agent. It handles policies that provide financial support for assisted living, home health aides, and nursing home services. When working with a client, the agency begins by reviewing individual health histories and long-term goals to identify suitable coverage options. This process ensures the recommended plan aligns with the client’s specific circumstances and financial preferences.
Todd Christensen: Allstate Insurance in St. George, UT, assists clients in distinguishing between one-time policies that cover a single care event and recurring options providing ongoing benefit periods for extended long-term care needs. Coverage options are tailored to safeguard assets against the high costs of nursing homes, assisted living, or home-based care. Services are designed to offer clear consultations on plan selection and policy details. Consultations and support for enrollment are provided on a scheduled basis, typically during regular business hours or as needed for customer inquiries.
The Shonie Insurance Group, LLC: Allstate Insurance specializes in long-term care insurance policies and provides general coverage guidance for clients in St. George, UT. The agent works with individuals to understand the costs of nursing homes, assisted living, and in-home care, helping to protect retirement savings from these expenses. As clients age or face unexpected injuries, the agency helps secure coverage that will pay for necessary extended care without draining family resources.
As winter sets in and St. George residents consider their future care needs, Farmers Insurance - Kress Staheli provides local long-term care insurance guidance. This agency helps families understand policy options that cover nursing home stays or in-home assistance, a growing concern for many aging in the area. The process begins with a straightforward conversation, during which the agent explains available coverage types and premium structures. An initial consultation is then scheduled to assess each client’s personal situation and goals, setting the stage for tailored planning.
Joseph E. Hansen Insurance assists residents of St. George and the surrounding region in preparing for the financial demands of prolonged care needs. The agency specializes in long-term care insurance policies that help protect personal savings and offer coverage options for care at home or in specialized facilities. The company's services are suited for various commercial sectors, including local offices, warehouses, and food service businesses that may need to advise employees on planning for future care costs.
Roberts Insurance, Inc. provides long-term care insurance assistance to residents in St. George, Utah, helping individuals plan for future coverage needs. This service extends regionally to clients across the surrounding area seeking guidance on protection for extended care. The office focuses on explaining plan options and coordinating policies suited to local circumstances. Clients are encouraged to call for initial consultations, with agents available to follow up between regular visits for ongoing questions or adjustments to coverage details.
What Does a a Long-Term Care Insurance Agent in St. George Cost?
Long-term care insurance costs in Utah vary by age health and benefit amount. A typical policy for a 55 year old might range from 150 to 300 dollars per month for a 165 dollar daily benefit with 3 year coverage. Costs increase with age and richer benefits. This is general information not insurance advice.
About long-term care insurance agents in St. George
Long-term care insurance agents in St. George help residents plan for future care needs like nursing home or home health services. Utah law requires agents to explain policy features clearly and follow state regulations for replacement policies. Working with a local agent can help you understand how Utahs partnership program may protect assets.
Frequently Asked Questions
What does a long-term care insurance agent do in St. George?
An agent helps you compare policies from different carriers to find coverage that fits your needs and budget. They explain benefit triggers elimination periods and inflation options. They also ensure the policy meets Utah state requirements for consumer protections.
Does Utah have a long-term care partnership program?
Yes Utah participates in the Long-Term Care Partnership Program. This program allows you to keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. An agent can explain how this works for St. George residents.
How are long-term care insurance premiums regulated in Utah?
Utah requires insurers to file rates with the state insurance department and get approval before changes. Premiums are based on your age health and chosen benefits. Agents must provide a outline of coverage and a shoppers guide before you buy.
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