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Compare Long-Term Care Insurance Agents in Milton, VT

Directory of long-term care insurance agents in Milton, Vermont. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Milton, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Vermont before hiring.
Showing 4 long-term care insurance agents in Milton, VT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kinney Insurance Agency
4 Merrill Ln #101, Milton, VT 05468
(802) 372-8804 kinneyins.com
Cheeseman Insurance Group
30 Main St, Milton, VT 05468
(802) 861-4800 cheesemaninsurancegroup.com
Barsalow Insurance
160 River St, Milton, VT 05468
(802) 893-2660 barsalowinsurance.com
Cruz Insurance Agency
684 W Milton Rd, Milton, VT 05468
(802) 488-0417 cruzinsurancevermont.com

Long-term care insurance agents in Milton Vermont help residents plan for future care costs like nursing home or home health aide services. Vermont offers a state-sponsored long-term care insurance partnership program that allows policyholders to protect a portion of their assets while qualifying for Medicaid. Agents in Milton can explain how these policies work with local care facilities and Vermonts specific eligibility rules.

What Does a Long-Term Care Insurance Agent in Milton Cost?

Long-term care insurance premiums in Vermont vary by age health and benefit amount. For a 55-year-old in good health a policy with a 3-year benefit period and 5% compound inflation may cost between $2,000 and $4,000 per year. Older applicants or those with health conditions may pay significantly more. Vermont does not set rate limits so premiums can increase over time. This is general information not insurance advice. Consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Milton do?
A long-term care insurance agent in Milton helps you compare policies from different carriers and understand Vermont-specific options like the partnership program. They assess your health history and financial situation to recommend coverage that fits your needs. The agent also assists with the application process and answers questions about benefit triggers and elimination periods.
Are there Vermont laws that affect long-term care insurance policies?
Yes Vermont requires all long-term care insurance policies to offer inflation protection and nonforfeiture benefits unless you reject them in writing. Vermont also has a 30-day free look period during which you can cancel a policy for a full refund. The state partnership program requires policies to meet certain standards to qualify for asset protection.