Skip to main content

Find Long-Term Care Insurance Agents in St Albans City, VT

Looking for a long-term care insurance agent in St Albans City? Review the directory below to compare your options.

3 agents listed
Updated May 2026
St Albans City, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Vermont before hiring.
Showing 3 long-term care insurance agents in St Albans City, VT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kinney Insurance Agency
114 Upper Welden St, St Albans City, VT 05478
(802) 524-2202 kinneyins.com
Vermont Medicare Planning
24 Jean Ln, St Albans City, VT 05478
(802) 595-9703 vermontmedicareplanning.com
Raleigh Insurance Agency
2 Champlain Commons Ste 5, St Albans City, VT 05478
(802) 524-1955 raleighinsurancevt.com

A long-term care insurance agent in St Albans City Vermont can help you understand policy options that cover home care assisted living or nursing home costs. Vermont offers a Long-Term Care Partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Working with a local agent ensures you get coverage that aligns with Vermont regulations and your personal financial situation.

What Does a Long-Term Care Insurance Agent in St Albans City Cost?

The cost of long-term care insurance in Vermont varies by age health and coverage level. For a healthy 55 year old a policy with a 3 year benefit period and 5 percent inflation protection might cost between 150 and 300 dollars per month. At age 65 the same policy could range from 300 to 600 dollars per month. These are estimates only. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent do in St Albans City?
An agent helps you compare policies from different insurers and explains coverage limits elimination periods and inflation protection. They also guide you through Vermont specific rules such as the Partnership program which can help you preserve assets if you later need Medicaid.
How do I choose a long-term care insurance policy in Vermont?
Consider your age health and budget as these affect premiums. Vermont requires insurers to offer certain consumer protections including a 30 day free look period to cancel a policy for a full refund. An agent can explain these rights and help you select appropriate coverage.
Are there tax incentives for long-term care insurance in Vermont?
Vermont offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. An agent can provide details on how this tax benefit applies to your situation.