The top-rated long-term care insurance agent in Ashburn, Virginia is Lauren Lee - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Jacob Ayubi - State Farm Insurance Agent, Joe Mullee - State Farm Insurance Agent, Farmers Insurance - Aditya Arya. This directory lists 20 long-term care insurance agents serving Ashburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Lee - State Farm Insurance Agent | 43490 Yukon Dr Ste 208 | (703) 857-0662 |
| 2 | Jacob Ayubi - State Farm Insurance Agent | 44110 Ashburn Shopping Plz Ste 236 | (571) 261-9817 |
| 3 | Joe Mullee - State Farm Insurance Agent | 44081 Pipeline Plaza STE 300 | (703) 724-4800 |
| 4 | Farmers Insurance - Aditya Arya | 44121 Leesburg Pike Ste 240-D | (703) 953-1410 |
| 5 | Metheny Insurance Professionals, LLC | 20098 Ashbrook Pl #185 | (703) 451-5900 |
| 6 | Lou Kelaher - State Farm Insurance Agent | 20130 Lakeview Center Plaza Ste. 400 | (703) 723-9636 |
| 7 | Keith Florczyk - State Farm Insurance Agent | 44715 Brimfield Dr Ste 200 | (703) 724-7599 |
| 8 | Andre Arjun - State Farm Insurance Agent | 44921 George Washington Blvd Ste 120 | (703) 481-4988 |
| 9 | Integrated Insurance Solutions | 44675 Cape Ct # 100 | (703) 726-0700 |
| 10 | DMV Center Insurance | 20664 Rainsboro Dr | (703) 464-6001 |
Lauren Lee - State Farm Insurance Agent serves the Ashburn, Virginia area and surrounding Loudoun County communities, specializing in long-term care insurance solutions. This agency helps clients plan for future care needs that are not covered by standard health insurance or Medicare. It works with individuals and families to explore policy options that can protect savings and assets from the high costs of extended nursing home, assisted living, or in-home care. Specific services handled here include evaluating personal coverage gaps and recommending appropriate long-term care benefit designs.
Jacob Ayubi - State Farm Insurance Agent in Ashburn, VA, provides long-term care insurance services, including policy selection guidance and plan maintenance options. These services help clients prepare for future care needs while protecting assets. The agency assists with policy reviews, coverage adjustments over time, and ongoing account support. Its long-term care insurance agent work covers planning for individuals and families in the local area. It services single-family homes, apartments, retail, and restaurants.
Joe Mullee - State Farm Insurance Agent in Ashburn, Virginia, serves local homeowners, families, and professionals seeking to protect their assets and future care needs. This agency assists clients in evaluating long-term care insurance options designed to cover expenses such as nursing home stays, assisted living, or home-based care. They guide customers through policy details to help secure financial stability against potential extended healthcare costs. The agency also covers the broader Loudoun County area, including neighboring communities like Sterling and Herndon.
Farmers Insurance – Aditya Arya serves the Ashburn, Virginia area and surrounding communities, handling long-term care insurance for local residents. The agency helps clients understand policies that cover personal care services often not provided by standard health insurance or Medicare. A typical job begins with an assessment of an individual’s potential future care needs and budget. The approach involves explaining coverage options clearly and comparing them to find a suitable plan.
Metheny Insurance Professionals, LLC in Ashburn, VA assists clients in distinguishing between one-time policies, which offer a lump-sum pool of benefits for immediate use, and recurring coverage that provides a steady monthly income stream for ongoing care needs. Their long-term care insurance support focuses on helping individuals protect assets and access quality care. Services are arranged on a one-time, scheduled, or as-needed basis according to each client’s preference and changing circumstances.
Lou Kelaher - State Farm Insurance Agent in Ashburn, VA, specializes in long-term care insurance policies that help cover expenses for nursing homes, assisted living, and in-home care. It also provides general insurance services, including auto, home, and life coverage, to meet broader financial protection needs. The office assists clients in planning for future care costs while preserving savings. As winter approaches, it helps residents review coverage options to address potential seasonal health events that may require extended care support.
Keith Florczyk - State Farm Insurance Agent in Ashburn, VA, helps clients plan for future health needs through general insurance services. A primary specialty is long-term care insurance, which can cover assistance with daily activities for individuals facing chronic illness or disability. As part of this local agency’s offerings, policies often include income protection for medical costs. The firm can serve a variety of commercial sectors, including local offices, warehouses, and food service businesses needing appropriate coverage solutions for their workforce.
As Ashburn’s population ages, many families begin investigating how to cover future extended care costs without depleting savings. Andre Arjun, operating as Ashley And Associate Insurance Agency, provides long-term care insurance consultations to local seniors and their families. Agents explain policy structures such as benefit periods and inflation riders to tailor a plan for personal health profiles. The initial step is scheduling an in-home assessment to evaluate current coverage gaps and care preferences.
Located in Ashburn, VA, Integrated Insurance Solutions is known for helping individuals plan for the financial challenges of aging. The agency assists clients in navigating long-term care insurance policies that cover home health aides, assisted living, and nursing home costs. It evaluates current assets and family health history to recommend appropriate coverage levels. Additional services include advising on life insurance policies with long-term care riders, an option that provides flexible benefits for clients seeking comprehensive asset protection.
DMV Center Insurance serves individuals in Ashburn and the surrounding region, providing residential long-term care insurance solutions designed to protect assets and secure future care needs. The agency also addresses commercial coverage options for local businesses, with service extending throughout northern Virginia. Clients receive personalized consultations to navigate policy choices, ensuring coverage aligns with specific requirements and budgets. Following the initial enrollment, the team maintains ongoing contact to review policy adjustments, ensuring appropriate updates and addressing any new care considerations between regular annual visits.
What Does a a Long-Term Care Insurance Agent in Ashburn Cost?
Typical costs for long-term care insurance in Virginia vary widely. A 55 year old in good health might pay 100 to 250 dollars per month for a policy with a 150 dollar daily benefit and 3 year term. Older applicants or those with health issues may pay 300 to 600 dollars per month or more. Premiums are also affected by inflation protection and elimination period choices. This is general information and not insurance advice.
About long-term care insurance agents in Ashburn
Long-term care insurance agents in Ashburn Virginia help residents plan for future care costs. Virginia offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these policies work with Medicaid and help you compare plans from different carriers.
Frequently Asked Questions
What is the Virginia Partnership for Long-Term Care?
It is a state program that combines private long-term care insurance with Medicaid asset protection. If you buy a qualifying policy, you can keep assets equal to the benefits paid if you later need Medicaid. An agent can tell you if a policy meets Partnership requirements.
How do I choose a long-term care insurance agent in Ashburn?
Look for an agent licensed in Virginia who has experience with long-term care policies. Ask about their knowledge of Virginia specific rules and the carriers they represent. A good agent will explain policy features like inflation protection and elimination periods.
What factors affect long-term care insurance cost in Virginia?
Costs depend on your age, health, benefit amount, and policy features. Virginia residents may see lower premiums if they buy a Partnership policy. Premiums can range from 100 to 300 dollars per month for a healthy 55 year old, but actual costs vary by case.
Long-Term Care Insurance Agents in Other Virginia Cities
Annandale · Arlington · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg · Herndon