The top-rated long-term care insurance agent in Suffolk, Virginia is Virginia Farm Bureau Insurance Company, rated 4.9 stars across 106 reviews. Other highly rated options include Direct Auto Insurance, Zach Fuhrmann - State Farm Insurance Agent, Turntine Insurance Agency Inc.. This directory lists 20 long-term care insurance agents serving Suffolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Virginia Farm Bureau Insurance Company | 607 W Washington St | (757) 934-2321 |
| 2 | Direct Auto Insurance | 841 W Constance Rd A | (757) 925-0795 |
| 3 | Zach Fuhrmann - State Farm Insurance Agent | 1901 Governors Pointe Dr #A | (757) 745-7888 |
| 4 | Turntine Insurance Agency Inc. | 101 Bosley Ave | (757) 923-4471 |
| 5 | Warren Alexander - State Farm Insurance Agent | 1024 Centerbrooke Ln E | (757) 484-1521 |
| 6 | Jeff Brittain - State Farm Insurance Agent | 5839 Harbour View Blvd #102 | (757) 686-9000 |
| 7 | Suffolk Insurance Corporation | 202 Market St | (757) 539-9988 |
| 8 | Ken DeLoach - State Farm Insurance Agent | 2437 Pruden Blvd | (757) 934-1329 |
| 9 | Bearing Insurance | 1035 Champions Way # 700 | (757) 397-2311 |
| 10 | Sherman Vincent - State Farm Insurance Agent | 3575 Bridge Rd #25 | (757) 686-4800 |
Virginia Farm Bureau Insurance Company serves Suffolk, Virginia, and the surrounding communities, handling long-term care insurance policies. These policies help clients plan for future needs such as assisted living or home-based personal care expenses. The company works with individuals to review coverage options that align with their financial circumstances. For a typical job, it begins by assessing the client's current health profile and budget constraints to recommend a suitable policy structure.
Direct Auto Insurance serves the Suffolk, Virginia metro area as a long-term care insurance agent. It helps individuals plan for future health needs by offering policies that cover care not typically paid for by standard health insurance. These policies often assist with costs for nursing homes, assisted living facilities, or home health aides. The agency works with clients in Suffolk to explain how such coverage can protect retirement assets. It handles personal consultations to design appropriate policy options for this region’s residents.
Zach Fuhrmann - State Farm Insurance Agent serves Suffolk, VA, and the surrounding communities. The agency handles long-term care insurance policies designed to help cover costs for services like nursing homes, assisted living, or in-home care for aging, chronically ill, or disabled individuals. It evaluates each client's financial situation, health factors, and family goals to identify appropriate coverage options. A typical job begins with a consultation to assess specific needs, followed by a guided comparison of policy features to find a suitable fit.
Turntine Insurance Agency Inc. provides long-term care insurance planning and policy services for individuals in Suffolk, VA. It assists clients with policy selection and enrollment, then offers ongoing account management and claims support to help maintain coverage as needs change. Service or maintenance plans often include annual policy reviews and updates to benefits or premiums based on evolving health or financial circumstances. The agency typically services local clients in single-family homes, apartments, retail locations, and restaurants.
Warren Alexander - State Farm Insurance Agent in Suffolk, VA, assists homeowners, business owners, and retirees with long-term care insurance policies tailored to protect their savings and future care needs. This agency provides guidance on coverage options that help manage the costs of extended healthcare services such as nursing homes or in-home assistance. Clients in and around Suffolk can discuss solutions for preserving assets during retirement years. The agency also serves the greater Hampton Roads area, including communities like Portsmouth and Chesapeake.
Jeff Brittain - State Farm Insurance Agent in Suffolk, VA provides long-term care insurance planning to help residents protect assets against the high costs of extended care. The agency also offers a range of insurance products and financial services for individuals and families, serving the local community with personalized guidance. This work is especially valuable for those approaching retirement, helping them prepare for potential care needs due to aging or illness.
Suffolk Insurance Corporation in Suffolk, VA offers long-term care insurance plans, which can be obtained as a one-time policy purchase or as a recurring policy with periodic premium payments. Coverage generally helps pay for custodial care received at home, in an assisted living facility, or in a nursing home, protecting personal savings from high long-term care costs. This service operates on a scheduled basis, following agreed-upon premium due dates and standard policy review appointments.
As Suffolk residents plan for future health needs and the potential costs of extended care, Ken DeLoach - State Farm Insurance Agent works with clients to examine long-term care insurance options that can protect savings. The agent explains coverage features for services like home care or assisted living, helping individuals compare policy benefits. Each consultation begins with a review of personal circumstances and asset goals during an initial fact-finding assessment.
Bearing Insurance distinguishes between clients seeking a single long-term care policy review and those requiring ongoing service and policy management. As a Long-Term Care Insurance Agent in Suffolk, Virginia, the company assists individuals in evaluating coverage options that help protect assets and future care needs. Policies typically address nursing home, assisted living, and home health care expenses. Agents in this area regularly help clients understand benefit triggers and inflation protection features. Service is provided on a scheduled basis, accommodating periodic check-ins or comprehensive annual policy reviews.
Sherman Vincent from State Farm Insurance Agent in Suffolk, VA, helps clients plan for future healthcare needs by offering long-term care policies that cover assisted living and home care expenses. The agency specializes in this insurance alongside other personal coverage options. These policies are designed to protect savings while providing access to necessary services in later years. The agency can serve local businesses including offices, warehouses, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Suffolk Cost?
Long-term care insurance premiums in Virginia vary by age health and policy features. A typical annual premium for a 55 year old can range from 1500 to 3000 for a policy with a 150 daily benefit and 3 year term. Costs increase with age and richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Suffolk
Long-term care insurance agents in Suffolk Virginia help residents plan for future care needs. Virginia offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents in Suffolk can explain how these policies work with local care facilities and state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Suffolk do?
An agent helps you compare policies from different carriers and explains Virginia specific rules like the Partnership program. They assess your needs and budget to recommend suitable coverage options.
Are long-term care insurance premiums tax deductible in Virginia?
Yes, Virginia offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and follows federal guidelines for medical expense deductions.
How does the Virginia Partnership for Long-Term Care work?
This program lets you keep assets equal to the benefits your policy pays out. For example if your policy pays 100000 in benefits you can protect 100000 of assets when applying for Medicaid in Virginia.
Long-Term Care Insurance Agents in Other Virginia Cities
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