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Find Long-Term Care Insurance Agents Near You in Everett, WA

Browse long-term care insurance agents serving Everett, Washington. Updated 2026-07-14.

The top-rated long-term care insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include McClain Insurance Services, Benefits NW, Mike Ramirez - State Farm Insurance Agent. This directory lists 21 long-term care insurance agents serving Everett.

Showing 21 long-term care insurance agents in Everett, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vern Fonk Insurance3531 Rucker Ave Suite A(425) 434-4036
2McClain Insurance Services10410 19th Ave SE STE 100(425) 379-9200
3Benefits NW8620 Holly Dr Ste 220(425) 353-9763
4Mike Ramirez - State Farm Insurance Agent4809 132nd St SE A103(425) 823-2500
5Chris Jones - State Farm Insurance Agent1817 Broadway(425) 939-0403
6The Miller Insurance Agency of Washington3301 Hoyt Ave(425) 212-3505
7Monte Cain - State Farm Insurance Agent6928 Evergreen Wy(425) 374-8077
8Calrose Insurance2231 Broadway(425) 252-5188
9Westphal Insurance Agency2911 1/2 Hewitt Ave Ste 6(425) 354-5988
10Cameron McGinness: Allstate Insurance5208 S 2nd Ave(425) 341-9595
VF
3531 Rucker Ave Suite A
Vern Fonk Insurance
Long-Term Care Insurance Agent · Everett, WA

Vern Fonk Insurance serves residents of Everett, Washington, with long-term care insurance policies designed to help cover expenses associated with assisted living, nursing home stays, and in-home care services. The agency also provides commercial long-term care coverage for businesses in the surrounding Snohomish County area. By offering comprehensive information on plan options, clients can better understand their protection needs. The office remains available to assist with policy questions and adjustments between regular visits, ensuring continued support as care requirements evolve.

MI
10410 19th Ave SE STE 100
McClain Insurance Services
Long-Term Care Insurance Agent · Everett, WA

McClain Insurance Services serves families throughout Snohomish County from its base in Everett, Washington, specializing in long-term care insurance. They guide clients through policy options that help cover the costs of home care, assisted living, and nursing home care. The agency assists with comparing coverage benefits and navigating the complexities of medical underwriting. They handle both traditional long-term care policies and hybrid life insurance policies with long-term care riders required for this area.

BN
8620 Holly Dr Ste 220
Benefits NW
Long-Term Care Insurance Agent · Everett, WA

Benefits NW in Everett, Washington, provides long-term care insurance agency services, including policy selection assistance and coverage planning for future care needs. Their service plans involve helping clients compare policy options and navigate application processes, while maintenance plans support annual policy reviews and benefit updates. The company typically works with individuals preparing for assisted living, nursing home care, or home-based elder care costs. They serve clients covering standalone single-family homes, apartments, and local retail or restaurant properties.

MR
4809 132nd St SE A103
Mike Ramirez - State Farm Insurance Agent
Long-Term Care Insurance Agent · Everett, WA

Mike Ramirez - State Farm Insurance Agent serves homeowners, business owners, and families in Everett, Washington, who are planning for future healthcare needs. The agency helps clients navigate long-term care insurance options, which can cover services like in-home assistance or nursing facility stays. Each policy review focuses on protecting personal assets while preserving independence. The company also extends its service area to the surrounding Snohomish County communities, including Marysville.

CJ
1817 Broadway
Chris Jones - State Farm Insurance Agent
Long-Term Care Insurance Agent · Everett, WA

Serving Everett and the surrounding Snohomish County communities, Chris Jones - State Farm Insurance Agent helps clients address the financial challenges of aging. As a long-term care insurance agent, the company handles policies that cover in-home care, assisted living, and nursing facility expenses. Each client’s personal assets and future care preferences are reviewed to determine appropriate coverage limits and policy durations. The agent systematically compares available plan options, explaining how benefit triggers and elimination periods affect costs, to tailor a specific solution for the individual’s needs.

MI
3301 Hoyt Ave
The Miller Insurance Agency of Washington
Long-Term Care Insurance Agent · Everett, WA

The Miller Insurance Agency of Washington provides long-term care insurance planning for residents of Everett and the surrounding region. It assesses individual needs and explains policy options to help clients prepare for potential future healthcare expenses. Navigating the complexities of coverage is a core part of its everyday service to local families. As colder months approach and risks for home-based injuries rise, the agency also helps address concerns about protection against the financial burdens from unforeseen winter-related care needs.

MC
6928 Evergreen Wy
Monte Cain - State Farm Insurance Agent
Long-Term Care Insurance Agent · Everett, WA

Monte Cain - State Farm Insurance Agent in Everett, WA helps clients understand the difference between one-time policies, which provide a single lump-sum benefit, and recurring service options that offer a steady stream of payments for ongoing care needs. Coverage typically includes assistance with daily activities such as bathing, dressing, and meal preparation. Their long-term care insurance guidance focuses on protecting retirement savings from the high cost of extended care. Service runs on an as-needed basis for each individual policy discussion.

CI
2231 Broadway
Calrose Insurance
Long-Term Care Insurance Agent · Everett, WA

As winter weather in Everett increases concerns about slips and falls, careful planning for potential long-term care needs becomes essential. Calrose Insurance offers guidance through long-term care insurance options that may help protect savings and secure peace of mind. They help clients understand policy specifics, including benefit triggers and daily coverage limits common in Washington’s evolving healthcare landscape. Their process begins with a straightforward initial consultation to review personal circumstances and long-term goals before moving to an assessment of coverage needs.

WI
2911 1/2 Hewitt Ave Ste 6
Westphal Insurance Agency
Long-Term Care Insurance Agent · Everett, WA

Westphal Insurance Agency serves residential clients in Everett, Washington by helping them plan for the financial challenges of long-term care needs. The agency also offers commercial coverage solutions for local businesses seeking employee benefits. Their service area extends throughout greater Snohomish County, providing access to personal consultations. The process typically involves an initial assessment of individual circumstances followed by a review of policy options. After the plan is implemented, the agent often provides ongoing support between annual visits to adjust coverage as life circumstances change.

CM
5208 S 2nd Ave
Cameron McGinness: Allstate Insurance
Long-Term Care Insurance Agent · Everett, WA

Cameron McGinness: Allstate Insurance provides long-term care insurance options to clients in Everett, Washington, helping them plan for future personal care needs not covered by standard health plans. As a dedicated agent in this specialized field, the company focuses on policies that safeguard savings from rising long-term care costs. It can serve commercial sectors such as administrative offices, industrial warehouses, and local food service businesses requiring employee benefit packages.

SI
8620 Holly Dr Suite 220-B
SimpliMedicare
Long-Term Care Insurance Agent · Everett, WA
(206) 566-5060
simplimedicare.com
LG
1010 SE Everett Mall Way Ste 204
Leavitt Group Northwest
Long-Term Care Insurance Agent · Everett, WA
(425) 258-2300
leavitt.com/northwest
GA
20 SW Everett Mall Way Ste 6
Gardner Agency: Allstate Insurance
Long-Term Care Insurance Agent · Everett, WA
(425) 290-7109
agents.allstate.com/michael-gardner-everett-wa.html
LW
1327 112th St SE Ste A1
Legacy West Insurance Inc.: Allstate Insurance
Long-Term Care Insurance Agent · Everett, WA
(425) 337-4646
agents.allstate.com/legacy-west-insurance-inc-everett-wa.html
JI
3301 Hoyt Ave
The Jones Insurance Group P LLC
Long-Term Care Insurance Agent · Everett, WA
(425) 209-0569
pjonesinsurance.com
IA
11314 4th Ave W suite 204
InsuranceWorks Agency
Long-Term Care Insurance Agent · Everett, WA
(425) 379-8100
insuranceworksagency.com
BI
12900 Bothell Everett Hwy
Bright Insurance WA
Long-Term Care Insurance Agent · Everett, WA
(425) 243-3811
SI
12815 Hwy 99
Sunshine Insurance WA
Long-Term Care Insurance Agent · Everett, WA
(425) 357-7718
SC
3422 Broadway
Social Coverage Insurance WA
Long-Term Care Insurance Agent · Everett, WA
(425) 584-1635
TI
2938 Rucker Ave
Top Insurance Everett
Long-Term Care Insurance Agent · Everett, WA
(360) 535-7816
PR
10318 4th Ave W
Pacific Reliance Insurance Inc
Long-Term Care Insurance Agent · Everett, WA
(425) 355-1000
getpri.com

What Does a a Long-Term Care Insurance Agent in Everett Cost?

Long-term care insurance premiums in Washington vary by age, health, and coverage amount. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay higher rates. This is general information, not insurance advice.

About long-term care insurance agents in Everett

Long-term care insurance agents in Everett, Washington help residents plan for future care needs by explaining policy features and costs. Washington state offers the WA Cares Fund, a public long-term care benefit, but private insurance can supplement or replace this coverage. An agent can guide you through options that fit your budget and health situation.

Frequently Asked Questions

What does a long-term care insurance agent in Everett do?

An agent helps you compare policies from different insurers, explains benefit triggers and elimination periods, and assists with the application process. They can also clarify how private insurance interacts with the WA Cares Fund, which provides up to $36,500 in benefits as of 2024.

Do I need long-term care insurance if I have the WA Cares Fund?

The WA Cares Fund offers limited benefits that may not cover all costs of care. Private long-term care insurance can provide additional coverage for services like home care or assisted living. An agent can help you decide if a supplemental policy is right for you.

How do I choose a long-term care insurance agent in Everett?

Look for an agent licensed in Washington with experience in long-term care policies. Ask about their knowledge of state-specific rules, such as the 2022 WA Cares Fund implementation and the 30-day free look period for new policies. Check reviews and verify their license through the Washington State Office of the Insurance Commissioner.

Long-Term Care Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.