The top-rated long-term care insurance agent in Silverdale, Washington is Nicole Grigg - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Joseph Del Grosso: Allstate Insurance, Scott Cashman - State Farm Insurance Agent, Jeff Reed - State Farm Insurance Agent. This directory lists 17 long-term care insurance agents serving Silverdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nicole Grigg - State Farm Insurance Agent | 9576 Ridgetop Blvd NW | (360) 692-2900 |
| 2 | Joseph Del Grosso: Allstate Insurance | 9201 Silverdale Way NW | (360) 813-7484 |
| 3 | Scott Cashman - State Farm Insurance Agent | 10868 Myhre Pl NW STE 101 | (360) 613-5550 |
| 4 | Jeff Reed - State Farm Insurance Agent | 8890 Pacific Ave NW | (360) 698-8029 |
| 5 | Rubens Insurance | 10042 Silverdale Way NW | (360) 692-2172 |
| 6 | Hawks View Insurance | 3647 NW Byron St | (360) 308-8008 |
| 7 | Kevin Krieger - GEICO Insurance Agent | 10705 Silverdale Way NW Suite 100 | (360) 692-1117 |
| 8 | Shellee A Adams: Allstate Insurance | 3320 NW Bucklin Hill Rd | (360) 698-5215 |
| 9 | Kuresman Insurance | 9307 Bay Shore Dr NW Suite 101 | (360) 692-6131 |
| 10 | Farmers Insurance - David Connolly | 9393 Bay Shore Dr NW | (360) 692-6439 |
Nicole Grigg - State Farm Insurance Agent serves Silverdale and the broader Kitsap County area, offering long-term care insurance coverage to local residents. The agency helps clients plan for future care needs, including assistance with navigating policy options that cover nursing home stays or in-home support services. Its team focuses on explaining how long-term care policies can protect assets and provide financial stability. The office handles both individual long-term care plans and qualified retirement strategy integrations involving these insurance products.
Joseph Del Grosso: Allstate Insurance in Silverdale, WA, provides long-term care insurance planning to help individuals prepare for future care needs. Services include policy selection counseling and an explanation of coverage options such as nursing home, assisted living, and home-based care benefits. Maintenance support involves annual policy reviews to adjust for changing health care costs and life circumstances. The company serves clients in local single-family homes, apartments, retail, and restaurants.
Scott Cashman - State Farm Insurance Agent serves families and individuals in Silverdale looking to secure their future with long-term care coverage. The agency assists clients in planning for potential care needs, helping them understand policy options and navigate coverage details. It also works with retirees assessing asset protection strategies and younger adults considering early planning. Services extend to property managers and business owners evaluating group benefit offerings. The agency also operates in the surrounding Kitsap County area, including Bremerton.
Jeff Reed, a State Farm Insurance Agent in Silverdale, WA, provides long-term care insurance that addresses both one-time policy purchases and recurring coverage needs, including home care and nursing facility expenses. As a local agent, he works with clients to build plans tailored to their specific retirement health strategies. Coverage typically includes options for in-home support, assisted living, and skilled nursing care. Service is arranged on an as-needed basis, helping individuals secure policies when their financial planning calls for protecting assets against future care costs.
Rubens Insurance specializes in helping individuals select long-term care insurance policies to cover future needs. Serving the Silverdale, Washington community, it guides clients through policy options that assist with daily living expenses and home care services. The agency provides personalized advice on navigating complex coverage choices. It also helps families address current concerns, such as planning for seasonal health changes or unexpected medical events that may require extended care adjustments.
As winter approaches on the Kitsap Peninsula, many seniors begin reviewing their financial plans in case of future health needs. Hawks View Insurance in Silverdale, WA, specializes in guiding individuals through the process of selecting long-term care insurance policies suited to their personal circumstances. Their work addresses concerns about covering costs for assisted living or home health aides. They explain policy features, including benefit periods and inflation protection, to help clients make informed decisions without pressure. An initial complimentary consultation can be scheduled to assess coverage goals and review current health history.
Serving Silverdale and the surrounding Kitsap County communities, Kevin Krieger - GEICO Insurance Agent handles long-term care insurance. This type of coverage helps clients plan for potential future needs regarding assisted living or in-home care services. The agency works to explain policy options that protect personal assets from high care costs. It typically begins by assessing a client’s financial situation and health history to recommend suitable coverage amounts and benefit periods.
Shellee A Adams: Allstate Insurance provides long-term care insurance planning services to residents of Silverdale and the surrounding areas in Washington State. The agency helps individuals prepare for future needs related to extended medical or personal care, complementing standard health coverage with policies designed to cover costs associated with assisted living, nursing homes, or home health aides. A long-term care insurance agent in this region works with clients to navigate coverage options that protect assets and ensure financial stability. The company serves local offices, warehouses, and food service establishments.
Kuresman Insurance provides long-term care insurance options to residents in Silverdale, Washington, assisting individuals in planning for future personal care needs. Commercial coverage is also available for businesses seeking policies for employees or partners in the surrounding Kitsap County area. The agency guides clients through the complexities of policy selection, based on standard industry practices. Follow-up visits are regularly scheduled after the initial enrollment, allowing for straightforward adjustments to a plan during routine health or lifestyle changes.
Farmers Insurance - David Connolly in Silverdale, WA, is known for helping local residents plan for future care needs through long-term care insurance policies. Its service range includes assessing individual risk factors and explaining policy options that cover in-home care, assisted living, and nursing facility expenses. The agent works closely with clients to customize coverage amounts and elimination periods to fit their budgets. As a specialty service, it can add on a hybrid life insurance policy that combines a death benefit with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Silverdale Cost?
Long-term care insurance premiums in Washington vary by age, health, and coverage level. For a 55-year-old, a typical policy with a $165 daily benefit and three-year term may cost between $1,500 and $3,000 per year. A 65-year-old might pay $2,500 to $5,000 annually for similar coverage. Costs also depend on inflation protection and elimination period choices. This is general information, not insurance advice.
About long-term care insurance agents in Silverdale
Long-term care insurance agents in Silverdale, Washington help residents plan for future care costs. Washington State offers the WA Cares Fund, a public long-term care benefit, but private insurance can provide additional coverage and flexibility. Agents guide you through policy options that meet Washington regulations and your personal budget.
Frequently Asked Questions
What does a long-term care insurance agent in Silverdale do?
An agent helps you compare policies from different insurance companies. They explain coverage options, premiums, and benefit limits specific to Washington State. They also assist with the application process and answer questions about the WA Cares Fund.
How does the Washington Partnership program affect my policy?
The Washington Partnership program allows you to buy a qualified long-term care policy that includes asset protection. If you use the policy benefits, you can keep more of your assets when applying for Medicaid. An agent can explain which policies qualify for this program.
What is the best age to buy long-term care insurance in Washington?
Most people buy a policy in their 50s or early 60s when premiums are lower and health conditions are less likely to cause denial. Waiting until after age 65 often results in higher costs or disqualification. An agent can review your health and budget to suggest a suitable time.