Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 15 long-term care insurance agents in St Albans, WV
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J.C. Spears - State Farm Insurance Agent
120 Walnut St, St Albans, WV 25177
(304) 722-7227
jcspearssf.com
Agent Pipeline
114 Smiley Dr #1, St Albans, WV 25177
(800) 962-4693
agentpipeline.com
Colby Johnson - State Farm Insurance Agent
222 Third Ave, St Albans, WV 25177
(304) 722-4201
protectwithcolbyj.com
Affordable Insurance Solutions: Ethan Poole
1000 6th Ave, St Albans, WV 25177
(304) 727-0969
affordableautohomelife.com
Saint Albans Insurance Agency
701 6th Ave, St Albans, WV 25177
(304) 396-7353
State Farm Insurance
222 Third Ave, St Albans, WV 25177
(304) 722-4201
Morris Insurance Services
715 6th Ave, St Albans, WV 25177
(304) 722-6443
morrisinsuranceservices.com
D. Scott Jarrett: Allstate Insurance
200 Kanawha Terrace #5, St Albans, WV 25177
(304) 220-7026
agents.allstate.com
Horace Mann Insurance
1000 6th Ave, St Albans, WV 25177
(304) 727-0969
agents.horacemann.com
Nationwide Insurance: Oscar R Sanford Ii
500 4th St, St Albans, WV 25177
(304) 722-4627
agency.nationwide.com
LeRose Insurance LLC
701 6th Ave, St Albans, WV 25177
(304) 722-5512
leroseinsurancellc.com
Trusted insurance co
221 4th Ave, St Albans, WV 25177
(304) 202-1478
luciennevina259076.wixsite.com
Mountain State Senior Insurance Services
103 6th Ave, St Albans, WV 25177
(304) 201-0100
Trace Poole Insurance
1000 6th Ave, St Albans, WV 25177
(304) 727-0969
affordableautohomelife.com
Ficon-Bush Insurance Agency, Inc
200 Kanawha Terrace #5, St Albans, WV 25177
(304) 727-7228
What Does a Long-Term Care Insurance Agent in St Albans Cost?
Typical annual premiums for long-term care insurance in West Virginia range from 1,500 to 4,500 dollars for a 55-year-old, depending on coverage levels. Policies with a 3-year benefit period and 150 dollar daily benefit cost less than those with longer terms and higher daily amounts. Costs vary based on age, health, and chosen features. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in St Albans do?
An agent helps you compare policies from different carriers and explains coverage options. They guide you through the application process and answer questions about benefit triggers and elimination periods. They also help you understand how West Virginia partnership policies work.
How does West Virginia partnership program affect long-term care insurance?
West Virginia has a long-term care partnership program that lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. This means your policy can help protect your savings. An agent can explain if this program is right for you.
What factors affect the cost of long-term care insurance in West Virginia?
Costs depend on your age, health, the amount of daily benefit, and the benefit period. West Virginia rates are regulated by the state insurance department. Premiums are generally lower if you buy a policy at a younger age.