The top-rated long-term care insurance agent in Madison, Wisconsin is TruStage Insurance Agency, rated 4.6 stars across 1,883 reviews. Other highly rated options include Cliff Insurance Agency, Inc, Prairie Grove Insurance, C4 Insurance Services, LLC. This directory lists 18 long-term care insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | TruStage Insurance Agency | 5910 Mineral Point Rd | (888) 888-0375 |
| 2 | Cliff Insurance Agency, Inc | 2009 W Beltline Hwy Ste 100 | (608) 203-8585 |
| 3 | Prairie Grove Insurance | 5231 Voges Rd | (608) 839-0275 |
| 4 | C4 Insurance Services, LLC | 8446 Excelsior Dr Ste 2 | (608) 824-7267 |
| 5 | Aria Benefits | 7818 Big Sky Dr UNIT 104 | (608) 561-1088 |
| 6 | McClone Insurance - Madison | 2601 W Beltline Hwy Suite 510 | (608) 238-2686 |
| 7 | Informed Choice Insurance Agency | 5325 Wall St Suite 2055 | (608) 819-6311 |
| 8 | M3 Insurance | 828 John Nolen Dr | (608) 273-0655 |
| 9 | Rural Mutual Insurance Company | 1241 John Q Hammons Dr | (608) 836-5525 |
| 10 | Liberty Insurance Service WI | 1406 Parkside Dr | (608) 291-4233 |
TruStage Insurance Agency serves the Madison, WI area as a long-term care insurance agent. This company helps clients navigate options for covering extended care needs, such as nursing home stays or in-home assistance. It presents policies that can protect savings from the high costs of ongoing support. A key service is guiding residents through plan selection for care coordination and facility placement.
Cliff Insurance Agency, Inc provides comprehensive long-term care insurance planning services for individuals and families in Madison, Wisconsin. The agency specializes in assessing future care needs and structuring policies to cover home health aides, assisted living, or nursing facility expenses. They offer ongoing policy reviews and updates to ensure coverage aligns with changing health care costs and personal circumstances. The company also assists with filing claims for long‑term care benefits obtained through its policies. Their services support single-family homes, apartments, retail buildings, and restaurants.
Prairie Grove Insurance serves homeowners and retirees in Madison who are planning for future medical needs. The company specializes in long-term care insurance policies that help cover the costs of extended nursing, assisted living, or home health services. As a local agent, it advises clients on policy options to protect savings from potential long-term care expenses. The firm provides personalized consultations to explain coverage features and eligibility requirements. Prairie Grove Insurance also extends its services to surrounding communities such as Middleton in the greater Madison metropolitan area.
C4 Insurance Services, LLC serves Madison, Wisconsin, and the surrounding Dane County communities. The company handles long-term care insurance for local individuals planning for potential future care needs. This coverage addresses expenses from assisted living, nursing homes, or in-home services. The agency works with clients to evaluate their personal financial exposure to those costs. To complete a typical engagement, it reviews a client's current assets and coverage gaps to recommend a suitable policy structure.
Aria Benefits specializes in matching Madison residents with appropriate long-term care insurance policies designed to help cover future home care, assisted living, or nursing facility expenses. The agency guides clients through the often complex process of evaluating benefit structures and policy options. As people in Wisconsin approach retirement or encounter changing family health situations, Aria Benefits assists with planning for potential care needs, including the financial challenges that may arise during winter months when seasonal illnesses can unexpectedly increase the demand for assistance or extended recovery support at home.
McClone Insurance in Madison offers both one-time consultations for clients evaluating their immediate needs and regularly scheduled reviews for ongoing financial planning. Coverage options focus on protecting assets and providing funds for home care, assisted living, or nursing home costs. Their agents explain how policies address family history and health requirements. Service runs on either a one-time or an as-needed basis, depending on each client’s current circumstances and evolving long-term care plans.
Informed Choice Insurance Agency helps individuals plan for the financial impact of extended personal care needs. The agency specializes in advising clients on long-term care insurance policies that can cover home health aides, assisted living, or nursing facility stays in the Bellevue area. Many working people and retirees protect their savings by arranging this coverage before retirement. The agency serves professionals at local offices, warehouse staff needing flexible benefits, and food service operations seeking group plan options for their employees.
M3 Insurance serves residents in and around Madison, Wisconsin, offering personalized long-term care insurance agent services directly to individuals in their homes. The company also provides commercial coverage options for local businesses seeking to protect their assets. Covering the greater Madison area, M3 Insurance helps clients navigate policy choices that address future care needs while preserving savings. They work closely with each person to design a suitable plan, then coordinate follow-up or repeat service adjustments between regular office visits to ensure continued alignment with changing circumstances.
As Wisconsin’s winters prompt families to plan for future care needs, Rural Mutual Insurance Company in Madison helps residents secure long-term care policies to protect assets and independence. This agent evaluates local senior living costs and health trends to customize coverage options. Clients receive guidance on inflation protections and benefit triggers tailored to regional care facilities. The process concludes with an in-person or virtual home-assessment visit to review current health status and financial goals before finalizing plan details.
What Does a a Long-Term Care Insurance Agent in Madison Cost?
Long-term care insurance agent services in Wisconsin typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely by age health and coverage level. For a fifty-five year old a policy might cost between one thousand five hundred and three thousand dollars per year. Costs increase with age and for richer benefit packages. This is general information not insurance advice.
About long-term care insurance agents in Madison
Long-term care insurance agents in Madison Wisconsin help residents plan for future care needs. These agents can explain how Wisconsin law affects policy benefits and the state Partnership Program. Local agents also guide clients through the Wisconsin Long-Term Care Insurance Partnership which allows asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Madison do?
A long-term care insurance agent in Madison helps you compare policies from different carriers. They explain coverage options like home care and nursing facility benefits. They also ensure the policy meets Wisconsin state requirements.
How does the Wisconsin Partnership Program affect my policy?
The Wisconsin Long-Term Care Insurance Partnership allows you to keep assets equal to the benefits paid by your policy. This means if your policy pays out one hundred thousand dollars you can protect that amount from Medicaid asset limits. An agent can help you choose a partnership-qualified policy.
Are there Wisconsin-specific rules for long-term care insurance?
Yes Wisconsin requires that policies offer inflation protection and nonforfeiture benefits. Wisconsin also mandates a thirty-day free look period after purchase. Agents must follow state regulations when selling policies.
Long-Term Care Insurance Agents in Other Wisconsin Cities
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