The top-rated long-term care insurance agent in Sun Prairie, Wisconsin is First Choice Insurance Solutions (FCIS) a Vizance Company, rated 5.0 stars across 633 reviews. Other highly rated options include Andy Eyers - State Farm Insurance Agent, Mallory Rodriguez - State Farm Insurance Agent, Homewood Insurance Agency. This directory lists 18 long-term care insurance agents serving Sun Prairie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Choice Insurance Solutions (FCIS) a Vizance Company | 1261 W Main St #101 | (608) 318-1200 |
| 2 | Andy Eyers - State Farm Insurance Agent | 233 E Main St | (608) 834-0483 |
| 3 | Mallory Rodriguez - State Farm Insurance Agent | 2824 Prairie Lakes Dr UNIT 203 | (608) 837-3783 |
| 4 | Homewood Insurance Agency | 1262 W Main St | (608) 837-3611 |
| 5 | Austin Weaver - COUNTRY Financial Agent | 1777 W Main St Ste 112 | (608) 277-5546 |
| 6 | Farmers Insurance - Matthew Johnson | 1020 N Bristol St Ste 201 | (608) 770-0007 |
| 7 | Monica Titley: Allstate Insurance | 1015 W Main St | (608) 271-9900 |
| 8 | Rusch Insurance | 703 Commercial Ave suite C | (608) 724-1924 |
| 9 | Rural Mutual Insurance: Hudson Agency & Associates | 2273 McCoy Rd | (608) 295-7582 |
| 10 | Amy Thompson American Family Insurance | 695 S Grand Ave UNIT 204 | (608) 837-6607 |
First Choice Insurance Solutions (FCIS) a Vizance Company serves the Sun Prairie, Wisconsin area and the surrounding Dane County region as a long-term care insurance agency. The firm assists clients in understanding the financial risks associated with extended care needs. It provides guidance on policy options that help preserve savings while covering services such as in-home care or assisted living. The team evaluates individual health and budget circumstances to recommend suitable coverage plans. Specific services include assistance with Medicare supplemental policies and life insurance solutions that incorporate long-term care benefits.
Andy Eyers - State Farm Insurance Agent in Sun Prairie, WI, provides long-term care insurance planning and policy management services. The agency assists clients in understanding coverage options and offers periodic policy reviews to help ensure plans remain aligned with evolving needs. Service includes guidance on benefit structures and ongoing support for claims or policy changes. The agency serves individuals planning for future care needs, including owners of single-family homes, apartments, retail properties, and restaurants seeking financial protection during retirement.
Mallory Rodriguez - State Farm Insurance Agent serves Sun Prairie, Wisconsin, and the surrounding communities. The agency handles long-term care insurance, helping clients plan for future needs related to extended health support. This work involves explaining coverage options for care received at home or in a facility. The agency takes a thorough approach, assessing each client’s individual situation and financial goals before recommending a suitable policy to fit their long-term care requirements.
Serving Sun Prairie area homeowners, businesses, and property managers, Homewood Insurance Agency provides long-term care insurance to help clients preserve assets while planning for future care needs. This involves guiding customers through coverage options that protect savings from the high costs of extended illness or disability. The agency focuses on matching policies to individual financial situations and current health conditions. Its service area also extends to neighboring Madison and the surrounding Dane County metro communities.
Austin Weaver - COUNTRY Financial Agent in Sun Prairie, WI helps clients navigate the difference between one-time policies for immediate needs and recurring service options that adjust as circumstances change. Long-term care insurance typically covers assistance with daily activities such as bathing, dressing, and eating within the home or a facility. Service is provided on an as-needed basis, allowing clients to meet with the agent only when reviewing coverage or adjusting a plan due to life transitions.
Farmers Insurance - Matthew Johnson specializes in long-term care insurance agent services for clients in Sun Prairie, Wisconsin. The agency provides personalized consultations to help families plan for future care needs, including assistance with policy selection and coverage comparisons. It regularly works with individuals assessing their options for protecting assets while preparing for potential extended care expenses. As cold winter months increase risks for slips or health declines, the company helps local residents secure timely insurance solutions before sudden changes in health affect eligibility.
As Wisconsin winters make daily tasks more difficult, many local seniors begin considering how to pay for future care needs. Monica Titley: Allstate Insurance in Sun Prairie assists residents in evaluating long-term care insurance policies that can help cover home health aides, nursing facility stays, or assisted living costs. The company guides clients through plan options suited to their personal budgets and family situations. An initial assessment helps determine eligibility and coverage levels for each applicant before any formal recommendations are made.
Rusch Insurance works with individuals and families in Sun Prairie, Wisconsin, to secure financial protection against the high costs of extended care needs. Its specialty is structuring long-term care insurance solutions that help clients preserve assets while maintaining access to various care settings, such as home health aides and assisted living facilities. The agency serves the area’s business community, including offices needing employee benefits guidance, warehouses coordinating workplace voluntary benefits, and food service operations seeking group enrollment options.
Rural Mutual Insurance: Hudson Agency & Associates in Sun Prairie, WI serves clients seeking financial protection against the high costs of extended care. As a long-term care insurance agent, the agency helps individuals assess their future needs for assistance with daily living activities. They guide customers through policy options that cover care in various settings, including home health aides and assisted living facilities. This local office additionally provides specialized consultation for integrating long-term care coverage with retirement income planning.
Amy Thompson American Family Insurance provides long-term care insurance services to residents in Sun Prairie, Wisconsin. The agency also assists local businesses with their commercial coverage needs throughout the greater Sun Prairie area. Long-term care planning focuses on protecting personal assets while preparing for future care costs through individual policy evaluations. Clients receive professional guidance on options that support independent living at home or in assisted facilities. The team encourages follow-up conversations during regular visits to adjust coverage as personal circumstances change.
What Does a a Long-Term Care Insurance Agent in Sun Prairie Cost?
Long-term care insurance premiums in Wisconsin vary based on age, health, benefit amount, and policy features. A typical policy for a 55-year-old in Sun Prairie might cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Sun Prairie
Long-term care insurance agents in Sun Prairie, Wisconsin help residents plan for future care needs while protecting assets. Wisconsin law requires agents to be licensed by the Office of the Commissioner of Insurance and follow specific disclosure rules. Local agents can explain how Wisconsin Partnership Program policies offer additional asset protection for qualifying individuals.
Frequently Asked Questions
What does a long-term care insurance agent in Sun Prairie do?
A long-term care insurance agent helps you compare policies from different insurers and find coverage that fits your budget and health needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents in Wisconsin must follow state regulations on policy replacements and suitability standards.
Are there Wisconsin-specific rules for long-term care insurance?
Yes, Wisconsin has a 30-day free look period where you can cancel a policy for a full refund. The state also requires agents to complete continuing education on long-term care insurance every two years. Wisconsin offers a Partnership Program that allows policyholders to keep more assets if they later need Medicaid.
How do I choose a long-term care insurance agent in Sun Prairie?
Look for an agent who is licensed in Wisconsin and has experience with long-term care policies. Ask about their knowledge of the Wisconsin Partnership Program and how they assess different insurers financial ratings. You can verify an agents license through the Wisconsin Office of the Commissioner of Insurance website.
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