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Compare medicare insurance agents in Aptos. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Aptos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 medicare insurance agents in Aptos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Senior Benefits Insurance Services
64 Rancho Del Mar, Aptos, CA 95003
(831) 661-0700
seniorbenefits.care
Santa Cruz Insurance Services
7397 Soquel Dr, Aptos, CA 95003
(831) 688-1434
santacruzinsurance.com
Scurich Insurance Services
783 Rio Del Mar Blvd STE 7, Aptos, CA 95003
(831) 661-5697
scurichinsurance.com
A Medicare insurance agent in Aptos, California can guide you through Original Medicare, Medicare Advantage, and Part D drug plans. In California, agents must follow state rules on plan marketing and enrollment periods, including the Annual Enrollment Period from October 15 to December 7. Local agents understand the Santa Cruz County healthcare network and can help you compare plans that fit your needs.
What Does a Medicare Insurance Agent in Aptos Cost?
Medicare insurance agents in California are typically paid by insurance carriers through commissions, so you generally do not pay a fee for their services. Plan costs vary: Medicare Part B has a standard premium of $174.70 per month in 2024 for most beneficiaries, while Medicare Advantage plans may have $0 monthly premiums but include deductibles and copays. Supplement Plan G premiums in Aptos can range from $120 to $250 per month depending on age and insurer. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a Medicare insurance agent in Aptos do?
A Medicare insurance agent helps you compare and enroll in Medicare plans, including Advantage and Supplement plans. They are licensed in California and can explain plan benefits, costs, and network rules. They do not provide legal advice but can answer plan-specific questions.
When can I enroll in Medicare in Aptos California?
You can enroll during your Initial Enrollment Period around your 65th birthday, the Annual Enrollment Period from October 15 to December 7, or a Special Enrollment Period if you qualify. California follows federal Medicare enrollment rules.
Are there penalties for late Medicare enrollment in California?
Yes, if you delay Part B enrollment without creditable coverage, you may face a late enrollment penalty of 10% for each 12-month period you waited. Part D also has a penalty if you go 63 days or more without creditable drug coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.