The top-rated medicare insurance agent in Covina, California is Maritza Gonzalez - State Farm Insurance Agent, rated 5.0 stars across 217 reviews. Other highly rated options include Milik & Associates Insurance, PTL Insurance Brokers, Denise De La Garza: Allstate Insurance. This directory lists 12 medicare insurance agents serving Covina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maritza Gonzalez - State Farm Insurance Agent | 936 N Grand Ave | (626) 967-7776 |
| 2 | Milik & Associates Insurance | 917 S Village Oaks Dr #101 | (877) 468-2233 |
| 3 | PTL Insurance Brokers | 1345 Center Ct Dr | (626) 967-9581 |
| 4 | Denise De La Garza: Allstate Insurance | 376 E Rowland St | (626) 332-2965 |
| 5 | FIRST WAY INSURANCE SERVICE, INC. | 628 Shoppers Ln | (626) 642-0300 |
| 6 | Pablo F Pomes Insurance Agency | 654 Shoppers Ln | (626) 331-0914 |
| 7 | Pulse Insurance Agency | 750 Terrado Plaza #53 | (909) 606-0159 |
| 8 | Premier One Insurance Services | 918 N Citrus Ave | (626) 603-7056 |
| 9 | IP Premier Insurance | 143 E Badillo St | (626) 974-5800 |
| 10 | Novel Insurance Services Inc. | 934 N Grand Ave | (626) 650-9800 |
Maritza Gonzalez - State Farm Insurance Agent serves the Covina, California, metro area as a medicare insurance agent. This agency helps local residents understand and enroll in Medicare plans that fit their healthcare needs. They assist with the annual enrollment period and guide clients through plan options. The office handles both Medicare Advantage and Medicare Supplement insurance policies for eligible individuals in the region.
Milik & Associates Insurance provides Medicare insurance agent services to clients in the Covina, California area. The agency helps individuals navigate plan options, including Medicare Advantage and supplement policies, and can assist with annual enrollment changes. They also offer ongoing support for coverage maintenance and questions throughout the year. Their service areas include single-family homes, apartments, retail locations, and restaurants.
PTL Insurance Brokers serves residents and Medicare-eligible individuals in the Covina area, providing guidance on plan options for medical and prescription drug coverage. The agency helps clients navigate enrollment periods, compare supplemental and Advantage plans, and understand how Medicare works with existing coverage. Each consultation is tailored to the client’s unique health needs and budget. PTL Insurance Brokers also serves clients throughout the San Gabriel Valley, including neighboring communities such as West Covina and Glendora.
Serving Covina and the surrounding communities of the San Gabriel Valley, Denise De La Garza: Allstate Insurance handles Medicare insurance agent needs for local clients. The office assists individuals in navigating plan options, including both Original Medicare and Medicare Advantage policies. Coverage choices are explained clearly to help match each client’s healthcare requirements and budget. The company’s typical approach involves a personalized consultation to review current coverage and compare available plans, ensuring every recommendation fits the client’s specific medical and financial situation during the enrollment period.
First Way Insurance Service, Inc. in Covina, California helps clients understand the distinction between Medicare Advantage plans, which cover all Parts A and B benefits, and Medicare Supplement plans that fill gaps in original coverage. The agency also assists with Part D prescription drug plans. Local residents can meet with an agent to review their current coverage options throughout the year. Service appointments are available on a one-time, scheduled, or as-needed basis.
Pablo F Pomes Insurance Agency in Covina, CA specializes in helping clients navigate Medicare Advantage plans and Medicare Supplement policies. The agency provides guidance on plan comparisons and enrollment processes throughout the year. It assists individuals approaching initial eligibility as well as those reviewing their existing coverage during the Annual Enrollment Period. The agency also helps with understanding the differences between Original Medicare and private insurance options. It addresses particular concerns for those who experience life changes outside the standard enrollment windows.
As coverage needs shift during Medicare’s Annual Enrollment Period, many Covina residents seek clear guidance on their options. Pulse Insurance Agency serves this need by offering focused advice on Medicare plans available in the area. The agency helps clients compare choices like Advantage, Supplement, and Part D drug plans. Each consultation covers individual health and budget considerations. A typical first step with Pulse Insurance Agency is a free initial needs assessment to review current coverage and identify potential savings.
Premier One Insurance Services operates as a Medicare insurance agent in Covina, California, helping clients navigate their coverage options during enrollment periods. The company focuses on Medicare plans, including supplements and prescription drug coverage. It assists individuals in comparing plans to match their healthcare needs and budgets. Premier One Insurance Services serves local offices, warehouses, and food service operations seeking group or individual Medicare-related benefits.
IP Premier Insurance provides residential medicare insurance guidance to individuals in Covina, California. The company also assists clients with commercial coverage options for local businesses seeking health insurance for their employees. Their service area encompasses the greater Covina region and adjacent communities in the San Gabriel Valley. Agents help customers understand plan differences during enrollment periods. Follow-up service is offered to review changing needs between regular annual visits, ensuring continued alignment with current health plans.
Novel Insurance Services Inc. in Covina, CA is known for guiding clients through the complexities of Medicare insurance. The agency helps individuals navigate the initial enrollment process around age 65 and adjust plans during the annual open enrollment period. Its services include clarifying the differences between Medicare Advantage plans and Medicare Supplement coverage, as well as explaining Part D prescription drug options. For those turning 65 and already covered by an employer plan, the agency specializes in providing personalized consultations on Medicare coordination.
What Does a a Medicare Insurance Agent in Covina Cost?
Medicare insurance agents in California do not charge fees for their services. They receive commissions from insurance companies when you enroll in a plan. Medicare Part A is usually premium-free for most people. Part B has a standard monthly premium of $174.70 in 2024 for most beneficiaries. Medicare Advantage plans may have $0 premiums but include deductibles and copays. Medigap plans in California have monthly premiums ranging from about $100 to $400 depending on the plan type and your age. This is general information and not insurance advice.
About medicare insurance agents in Covina
Medicare insurance agents in Covina, California help residents understand their coverage options during Initial Enrollment and Annual Enrollment periods. Under California law, agents must be licensed by the California Department of Insurance and can offer plans from multiple carriers. Local agents are familiar with Covina area healthcare providers and can explain how Medicare Advantage and Supplement plans work in Los Angeles County.
Frequently Asked Questions
What does a Medicare insurance agent in Covina do?
A Medicare insurance agent in Covina helps you compare Medicare Advantage, Medigap, and Part D drug plans. They explain plan benefits, costs, and provider networks. They do not charge you directly because they are paid by the insurance carriers.
When can I enroll in Medicare in Covina?
You can enroll during your Initial Enrollment Period which starts three months before you turn 65 and ends three months after. The Annual Enrollment Period runs from October 15 to December 7 each year. California also has a Special Enrollment Period for certain life events like moving or losing other coverage.
Are Medicare agents in California required to be licensed?
Yes, all Medicare insurance agents in California must hold a valid insurance license from the California Department of Insurance. They must also complete annual training on Medicare plan rules and updates. You can verify an agents license on the California Department of Insurance website.
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