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Find Medicare Insurance Agents in Desert Hot Springs, CA

Compare medicare insurance agents in Desert Hot Springs. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Desert Hot Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 medicare insurance agents in Desert Hot Springs, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cortes Insurance Services
13138 Palm Dr, Desert Hot Springs, CA 92240
(760) 251-5345 cortesinsuranceandmore.com
ROSALIO PLATA INSURANCE & TAX SERVICES
13525 Palm Dr STE 1A, Desert Hot Springs, CA 92240
(760) 894-1015
RP Insurance Services Inc
13525 Palm Dr STE 1A, Desert Hot Springs, CA 92240
(760) 894-1015 rpinsurance.online
Miranda Lee Insures
12435 Verbena Dr, Desert Hot Springs, CA 92240
(909) 809-8379

Medicare insurance agents in Desert Hot Springs, California help residents compare Medicare Advantage, Medigap, and Part D plans. California law requires agents to be licensed by the state and follow strict marketing guidelines. Local agents understand the specific healthcare needs of the Desert Hot Springs community and nearby Coachella Valley.

What Does a Medicare Insurance Agent in Desert Hot Springs Cost?

Medicare insurance agents in California typically do not charge you a fee; they receive commissions from the insurance carriers. The cost of Medicare plans varies: Part B premiums are set by the government at around $174.70 per month in 2024 for most people, while Medicare Advantage plans may have $0 premiums or up to $100 or more monthly. Medigap plans in California can range from $100 to over $300 per month depending on your age, location, and plan type. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

When can I enroll in Medicare in Desert Hot Springs?
You have a seven-month Initial Enrollment Period starting three months before your 65th birthday month. California also offers a Medicare Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply for certain life events like moving or losing other coverage.
What is the difference between Medicare Advantage and Medigap in California?
Medicare Advantage plans combine Part A and Part B coverage, often with extra benefits like dental or vision. Medigap plans supplement Original Medicare by covering out-of-pocket costs like deductibles and copays. In California, Medigap plans are guaranteed issue during your Medigap Open Enrollment Period.
Do Medicare insurance agents charge fees in California?
Most Medicare insurance agents in California are paid by insurance companies through commissions, so they do not charge you directly. Some agents may offer fee-based consulting for complex situations. Always ask about any potential fees before working with an agent.