Skip to main content

Find Medicare Insurance Agents in Encinitas, CA

Directory of medicare insurance agents in Encinitas, California. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Encinitas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 medicare insurance agents in Encinitas, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Katie Beach Harlan - State Farm Insurance Agent
531 Encinitas Blvd STE 119, Encinitas, CA 92024
(760) 753-4944 beachinsurance.us
Schulte Insurance Agency
1036 2nd St, Encinitas, CA 92024
(760) 436-5015 schulteinsurance.com
Nick Witzmann Insurance Agency
330 Encinitas Blvd suite 202c, Encinitas, CA 92024
(760) 487-2727 witzmanninsurance.com
Best Quote Insurance Services
1103 Quail Gardens Ct, Encinitas, CA 92024
(888) 536-1131
Insuranca.com
676 Polaris Dr, Encinitas, CA 92024
(760) 271-1717 insuranca.com
King Insurance
360 N El Camino Real, Encinitas, CA 92024
(760) 753-7000
Pacific Health Brokers
1738 Old Mill Rd, Encinitas, CA 92024
(800) 858-0563 pacifichealthbrokers.com
J R Wood Insurance Agency
4405 Manchester Ave, Encinitas, CA 92024
(760) 944-1848 robertwoodinsurance.com
Health Savings Associates Insurances Services Inc
687 S Coast Hwy 101 STE 310, Encinitas, CA 92024
(888) 472-1090

Medicare insurance agents in Encinitas California help residents compare Part D drug plans Medicare Advantage and Medigap policies. California law requires agents to be licensed by the Department of Insurance and follow strict disclosure rules when recommending plans. Encinitas seniors can work with local agents who understand the specific networks and providers available in San Diego County.

What Does a Medicare Insurance Agent in Encinitas Cost?

Medicare insurance agents in California typically do not charge clients directly for their services. They receive commissions from insurance companies which are built into the plan premiums. For Medicare Advantage plans monthly premiums can range from zero to over 100 dollars depending on the plan and county. Medigap policies in California cost between 100 and 300 dollars per month for standard plans. Costs vary based on age location and health status. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a Medicare insurance agent in Encinitas do?
A Medicare insurance agent in Encinitas helps you review plan options for Medicare Part A Part B Part D and Medicare Advantage. They explain coverage details costs and network restrictions. Agents in California must provide a scope of appointment before discussing specific plans.
When can I enroll in Medicare in Encinitas California?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. California also has a Special Enrollment Period for those who lose employer coverage. You can change plans during the Annual Enrollment Period from October 15 to December 7 each year.