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Showing 3 medicare insurance agents in Hercules, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Al Chen - State Farm Insurance Agent
1511 Sycamore Ave Ste F, Hercules, CA 94547
(510) 222-1102
alchensf.com
Geoffrey Lavitoria - State Farm Insurance Agent
1327 Sycamore Ave, Hercules, CA 94547
(510) 724-1800
glavitoria.com
123 Insurance Solutions Agency | License # 6012701
1611 Sycamore Ave #5173, Hercules, CA 94547
(510) 964-9930
shoplocalmedicare.com
What Does a Medicare Insurance Agent in Hercules Cost?
Medicare insurance agents in California do not charge fees to consumers for their services. They are compensated by insurance companies through commissions. Plan costs vary: Medicare Advantage plans often have $0 monthly premiums, while Medigap plans can range from $100 to $400 per month depending on age and location. Part D prescription drug plans typically cost $10 to $80 per month. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the best time to enroll in Medicare in Hercules?
The Initial Enrollment Period lasts seven months around your 65th birthday. California also has an Annual Enrollment Period from October 15 to December 7 each year. Missing these windows may result in late enrollment penalties.
Can a Medicare agent help me compare plans in Hercules?
Yes, a licensed agent can compare Medicare Advantage, Medigap, and Part D plans available in Hercules. They review your doctors, prescriptions, and budget to find suitable options. Agents do not charge you directly as they are paid by insurance carriers.
Are there special Medicare rules for California residents?
California has a Medigap guaranteed issue right for those under 65 with certain disabilities. The state also prohibits agents from offering cash or gifts to enroll in a plan. California requires agents to disclose their license number and compensation.