The top-rated medicare insurance agent in Lake Elsinore, California is Paul Niehouse Jr - State Farm Insurance Agent, rated 5.0 stars across 113 reviews. Other highly rated options include Tako Insurance Agency: Allstate Insurance, Guidance Insurance Agency, Inc., Speedy Insurance Agency. This directory lists 15 medicare insurance agents serving Lake Elsinore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul Niehouse Jr - State Farm Insurance Agent | 32235 Mission Trail B11 | (951) 674-0735 |
| 2 | Tako Insurance Agency: Allstate Insurance | 31641 Auto Center Dr Ste 1a | (951) 674-0624 |
| 3 | Guidance Insurance Agency, Inc. | 16746 Lakeshore Dr A | (951) 245-2240 |
| 4 | Speedy Insurance Agency | 32285 Mission Trail P5 | (951) 579-4095 |
| 5 | All Discount Insurance Services, Inc. | 31796 Casino Dr A | (951) 245-9777 |
| 6 | Manuel Bonilla: Allstate Insurance | 117 S Main St Ste 204 | (951) 405-4954 |
| 7 | Nino Insurance Agency | 30870 Riverside Dr # B3 | (951) 674-5110 |
| 8 | Freeway Insurance | 16782 Lakeshore Dr Ste C3 | (951) 348-3021 |
| 9 | Todd Schaffner - State Farm Insurance Agent | 31461 Riverside Dr Ste C | (951) 245-1100 |
| 10 | Farmers Insurance - Michele Munoz | 506 W Graham Ave # 104 | (951) 471-2029 |
Paul Niehouse Jr - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lake Elsinore, California. The agency provides comprehensive medicare insurance agent services, helping clients understand their Medicare options and enroll in suitable plans. Local residents benefit from personalized consultations that clarify coverage choices for hospital, medical, and prescription drug needs. The team supports individuals navigating initial enrollment or annual plan changes. The agency also covers the neighboring community of Wildomar, ensuring accessible medicare guidance throughout the broader Lake Elsinore area.
Tako Insurance Agency: Allstate Insurance serves the Lake Elsinore area of Riverside County, California, offering local guidance for Medicare insurance options. The agency helps clients navigate the process of selecting appropriate coverage plans. It assists with understanding the differences between Original Medicare and Medicare Advantage. As Medicare insurance agents, they provide individualized consultations to evaluate healthcare needs and budgets. The agency also helps enroll beneficiaries in Part D prescription drug plans and Medicare Supplement insurance policies.
Guidance Insurance Agency, Inc. assists clients in Lake Elsinore, California, with Medicare plan selection and enrollment. The agency helps individuals understand their coverage options, including Medicare Advantage and Supplement plans, and provides ongoing support for annual enrollment changes and claims guidance. Its services are designed to help seniors navigate the complexities of Medicare. The company serves both single-family homeowners and residents of local apartments, as well as commercial clients operating retail shops and restaurants in the area.
Speedy Insurance Agency specializes in Medicare Supplement plans and Medicare Advantage options for residents of Lake Elsinore, California. It also provides general guidance on original Medicare parts A and B, helping clients navigate enrollment periods and coverage gaps. With knowledge of local healthcare networks, the agency assists seniors in comparing plans suited to individual medical needs and budgets. During the Annual Enrollment Period each fall, Speedy Insurance Agency helps clients review and adjust their existing Medicare coverage to avoid unexpected costs or lapses.
All Discount Insurance Services, Inc., based in Lake Elsinore, California, helps clients distinguish between one-time initial enrollment plans and recurring annual review services for Medicare coverage. They focus on guiding beneficiaries through the various Medicare Advantage, Supplement, and Part D prescription drug options available in the region. By analyzing current health needs and budget considerations, the agency assists individuals in selecting plans that align with their personal circumstances. Their services are available on a scheduled or as-needed basis depending on the client’s enrollment period and ongoing requirement for plan comparisons.
Manuel Bonilla: Allstate Insurance serves Lake Elsinore and the surrounding communities of Riverside County, handling Medicare insurance plan enrollment and coverage options for eligible individuals. It assists clients in understanding plan benefits, prescription drug coverage, and annual enrollment periods. The company takes a consultative approach, reviewing each client's specific healthcare needs and budget before recommending suitable plans from available carriers.
Nino Insurance Agency in Lake Elsinore, CA distinguishes between helping clients enroll in a plan once and providing ongoing annual support as Medicare rules change, ensuring coverage aligns with current needs. They navigate the complexities of local Medicare Advantage, Supplement, and Part D drug plans for new and existing beneficiaries. Service is available on a one-time, scheduled, or as-needed basis depending on client preference for review assistance.
As Medicare Annual Enrollment approaches, Lake Elsinore seniors often evaluate their coverage options for the coming year. Freeway Insurance assists clients by comparing Part D drug plans and Medicare Advantage policies available locally. The company reviews each beneficiary's current medications and preferred doctors to identify suitable plan choices. A licensed agent then explains the differences between original Medicare and private alternatives. To begin, an appointment is scheduled for a thorough review of the individual's health care needs and current coverage.
Todd Schaffner - State Farm Insurance Agent in Lake Elsinore, CA, specializes in Medicare insurance plans. The company helps clients navigate the complexities of Medicare enrollment and coverage options. General services include explaining plan differences and coordinating with existing benefits. It assists residents in and around Lake Elsinore with their annual review needs during the Medicare Open Enrollment Period, which runs each fall.
As open enrollment season brings renewed focus on healthcare coverage for Lake Elsinore seniors, Farmers Insurance - Michele Munoz provides guidance on Medicare insurance options. This agency helps local clients navigate plan choices and coverage changes. The agent explains how original Medicare differs from Medicare Advantage plans and prescription drug options. They discuss annual out-of-pocket limits and network considerations relevant to Riverside County providers. To begin the process, the agency offers an over-the-phone or in-person initial assessment of the client’s current coverage and health needs.
What Does a a Medicare Insurance Agent in Lake Elsinore Cost?
Medicare insurance agents in California do not charge you directly for their services. Their compensation comes from insurance carriers, so you pay nothing out of pocket for their help. Plan costs vary: Medicare Part B has a standard premium of $174.70 per month in 2024, while Medicare Advantage plans may have $0 premiums or up to $200 per month. Medigap plans range from $100 to $400 per month depending on age and coverage level. This is general information, not insurance advice.
About medicare insurance agents in Lake Elsinore
Medicare insurance agents in Lake Elsinore, California help residents understand their coverage options, including Medicare Advantage and Medigap plans. California law requires agents to be licensed by the Department of Insurance and follow strict marketing guidelines. Local agents can assist with Annual Enrollment Period deadlines and Special Enrollment Periods based on life events.
Frequently Asked Questions
What does a Medicare insurance agent in Lake Elsinore do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose supplemental coverage. They explain costs, benefits, and network restrictions for plans available in Riverside County.
When can I enroll in Medicare in Lake Elsinore?
Initial Enrollment Period starts three months before you turn 65 and ends three months after. Annual Enrollment Period runs from October 15 to December 7 each year. California also offers a Special Enrollment Period for those who move or lose other coverage.
Are Medicare insurance agents in California free to use?
Most agents are paid by insurance companies through commissions, so their services are typically free to you. Always confirm there are no upfront fees before working with an agent. California law prohibits agents from charging consumers for Medicare consultations.
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