The top-rated medicare insurance agent in Lomita, California is Faby Obispo - State Farm Insurance Agent, rated 5.0 stars across 107 reviews. Other highly rated options include Veronica Sanchez: Allstate Insurance, Mariela Leon - State Farm Insurance Agent, Adel Gobran: Allstate Insurance. This directory lists 13 medicare insurance agents serving Lomita.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Faby Obispo - State Farm Insurance Agent | 24100 Narbonne Ave UNIT 101 | (310) 326-0075 |
| 2 | Veronica Sanchez: Allstate Insurance | 25897 S Western Ave Ste 3 | (310) 784-3999 |
| 3 | Mariela Leon - State Farm Insurance Agent | 26340 Western Ave Unit A | (424) 477-5925 |
| 4 | Adel Gobran: Allstate Insurance | 2068 Pacific Coast Hwy Ste B | (310) 325-4247 |
| 5 | Frank Leon - State Farm Insurance Agent | 26340 Western Ave Unit A | (310) 518-8700 |
| 6 | Bentley Insurance | 25437 Narbonne Ave Ste B | (310) 326-2626 |
| 7 | Farmers Insurance - Rafaela Gonzalez | 25610 Narbonne Ave Ste B | (424) 263-5354 |
| 8 | Farmers Insurance - Olivia Sanchez | 2075 Palos Verdes Dr N Ste 213 | (310) 952-9580 |
| 9 | TNT Insurance Agencies - Ted Talbot | 25835 Narbonne Ave #295 | (310) 534-2010 |
| 10 | Cia Harris - State Farm Insurance Agent | 26302 S Western Ave Ste 1B | (310) 325-1551 |
As seniors in Lomita review their coverage before the annual enrollment period, Faby Obispo - State Farm Insurance Agent provides local guidance on Medicare plans. Navigating Part A, Part B, and supplemental options can be overwhelming for many residents, so this agent helps clarify the differences between Original Medicare and Medicare Advantage. The office explains how Medigap policies can cover out-of-pocket costs not included in standard benefits. Focusing on each client’s healthcare needs and budget, the process begins with a no-obligation review of current coverage and eligibility for the coming year.
Veronica Sanchez: Allstate Insurance serves the Lomita, California, area as a medicare insurance agent. The company helps individuals navigate Medicare options, including plan comparisons and enrollment guidance. It assists clients in understanding their coverage choices during annual enrollment periods. Common needs addressed include coordinating benefits with existing health plans. The agency handles Medicare Advantage plans and Medigap supplement policies for local residents.
Mariela Leon - State Farm Insurance Agent in Lomita, CA, provides comprehensive medicare insurance agent services. It helps clients navigate plan options, including Medicare Advantage and supplemental coverage. Ongoing support is offered to review changing needs during enrollment periods. The company also assists with plan maintenance, including annual updates and claims assistance. Its service area includes single-family homes and apartments. It works with local retail businesses and restaurants as well.
Serving seniors and near-retirees in Lomita, California, this agency assists clients in navigating Medicare options to find suitable health coverage. The broker explains plan differences, including Part D drug coverage and Medicare Advantage plans, while helping households understand enrollment periods. Services focus on reviewing individual healthcare needs to recommend appropriate policies. The agent also provides annual plan evaluations to ensure coverage remains aligned with changing health requirements. In addition to Lomita, Adel Gobran: Allstate Insurance also serves customers in the surrounding South Bay communities of Torrance and Harbor City.
Frank Leon - State Farm Insurance Agent serves the Lomita, California area and its surrounding South Bay communities. The agency handles Medicare insurance plans, helping individuals navigate coverage options for their healthcare needs. They work with clients to understand their specific medical requirements and budget considerations. The approach typically involves a thorough review of each person's current health situation and prescription drug needs. This allows them to explain the differences between available plans in a clear and straightforward manner.
Bentley Insurance distinguishes between one-time plan comparisons and ongoing support for policy changes and renewals, helping clients in Lomita, CA navigate Medicare Supplement and Advantage plans that suit their health needs. Coverage options are explained clearly, focusing on premiums, deductibles, and network restrictions to match each individual’s budget and medical requirements. The service operates on a scheduled basis for annual reviews and new enrollment periods, with as-needed appointments available for unexpected billing or coverage questions.
Farmers Insurance - Rafaela Gonzalez offers Medicare insurance guidance and enrollment assistance for beneficiaries in Lomita, California. It helps individuals assess plan options, including drug coverage and supplemental benefits, to meet their healthcare needs. As a local agent, it provides straightforward consultations on changing regulations and cost structures. The agency assists with understanding the Annual Enrollment Period, answering questions about late enrollment penalties, and reviewing annual plan updates to ensure coverage aligns with current prescriptions and provider choices.
As open enrollment season approaches in Lomita, many seniors begin reviewing their prescription and medical coverage options. Farmers Insurance - Olivia Sanchez offers Medicare insurance guidance for those navigating annual plan changes and initial sign-ups. The agency helps clients compare Medicare Advantage, supplement, and Part D plans to match their healthcare needs and budget. An appointment is arranged for a personal consultation, where current coverage and eligibility status are reviewed to identify the best available options.
TNT Insurance Agencies - Ted Talbot serves clients in the Lomita area, focusing on Medicare insurance plans and related supplemental coverage. The agency helps individuals navigate their options for medical and prescription drug policies during enrollment periods. It addresses specific client needs by explaining plan benefits and out-of-pocket costs. The agency is equipped to assist commercial offices, warehouses, and food service facilities with Medicare-related insurance requirements for their employees and operations.
Cia Harris - State Farm Insurance Agent provides medicare insurance agent services to residents in and around Lomita. Commercial coverage options are also available for local business owners. The agency can assist with plan comparisons and enrollment in this area. Clients may contact the office for guidance on available medicare supplement policies. Regular follow-up appointments can be scheduled to review coverage changes between annual open enrollment periods.
What Does a a Medicare Insurance Agent in Lomita Cost?
Medicare insurance agents in California do not charge fees for their services. Their compensation comes from insurance carriers as commissions. However, the plans they help you choose have monthly premiums ranging from $0 for some Medicare Advantage plans to over $200 for certain Medigap policies. Part D drug plan premiums average around $30 to $60 per month in Los Angeles County. Out-of-pocket costs like deductibles and copays vary by plan. This is general information, not insurance advice.
About medicare insurance agents in Lomita
Medicare insurance agents in Lomita, California help residents navigate Medicare Part A, Part B, Part C, and Part D plans. Under California law, agents must be licensed by the California Department of Insurance and follow strict rules about plan marketing and enrollment. Local agents can explain how Medicare works with Medi-Cal for dual-eligible beneficiaries in Los Angeles County.
Frequently Asked Questions
What does a Medicare insurance agent in Lomita do?
A Medicare insurance agent helps you compare Medicare Advantage plans, Medigap policies, and Part D drug plans. They explain plan costs, provider networks, and coverage rules specific to California. Agents do not charge you directly; they are paid by the insurance companies.
When can I enroll in Medicare in Lomita?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. California also has a Special Enrollment Period for those who lose employer coverage. Missing deadlines may result in late enrollment penalties.
Are Medicare agents in California required to be licensed?
Yes, all Medicare insurance agents in California must hold a valid insurance license from the California Department of Insurance. They must also complete annual Medicare training and follow federal and state marketing guidelines.
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