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Looking for a medicare insurance agent in Los Osos? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Los Osos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 medicare insurance agents in Los Osos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bill Fitzgerald Medicare Agent
1495 16th St, Los Osos, CA 93402
(805) 305-1191
Ballesteros Family Insurance
2190 Sombrero Dr, Los Osos, CA 93402
(805) 772-9400
ballesterosfis.com
Medicare insurance agents in Los Osos, California help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. California law requires agents to be licensed and follow strict disclosure rules when presenting plan options. Local agents understand the specific healthcare providers and facilities available in San Luis Obispo County.
What Does a Medicare Insurance Agent in Los Osos Cost?
Medicare insurance agents in California do not charge consumers for their services. Their compensation comes from insurance carriers. Plan premiums vary widely: Medicare Advantage plans can have $0 monthly premiums, while Medigap plans may cost $100 to $300 per month depending on age and health. Part D drug plan premiums average around $30 to $60 per month. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a Medicare insurance agent in Los Osos do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose Medicare Advantage or Medigap policies. They explain coverage options and costs based on your needs. Agents must follow California insurance regulations and cannot charge you directly for their services.
When can I enroll in Medicare in California?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. California also has a Special Enrollment Period for those who lose employer coverage. Missing deadlines may result in late enrollment penalties.
Are Medicare agent services free in Los Osos?
Yes, Medicare agents are typically paid by insurance companies, not by you. Their services are free to consumers. California law requires agents to disclose any commissions they receive from a plan.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.