The top-rated medicare insurance agent in Martinez, California is Kathy Bernardez - State Farm Insurance Agent, rated 5.0 stars across 137 reviews. Other highly rated options include Farmers Insurance - Scott Alstad, Michelle Allman - State Farm Insurance Agent, Alissa Gutierres: Allstate Insurance. This directory lists 14 medicare insurance agents serving Martinez.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kathy Bernardez - State Farm Insurance Agent | 837 Arnold Dr Suite 330 | (925) 520-0290 |
| 2 | Farmers Insurance - Scott Alstad | 2843 Alhambra Ave | (925) 313-9270 |
| 3 | Michelle Allman - State Farm Insurance Agent | 1320 Arnold Dr # 160 | (925) 228-0920 |
| 4 | Alissa Gutierres: Allstate Insurance | 3237 Alhambra Ave Ste 3 | (925) 201-6463 |
| 5 | SBW Insurance Services | 3755 Alhambra Ave #5 | (925) 374-5312 |
| 6 | Mark Woodard - State Farm Insurance Agent | 609 Main St | (925) 228-0196 |
| 7 | Bryce Stephens: Allstate Insurance | 1311 Pine St Ste H | (925) 372-8995 |
| 8 | Sam Limones - State Farm Insurance Agent | 6590 Alhambra Ave Ste 101 | (925) 944-9316 |
| 9 | Farmers Insurance - Paul Bickham | 827 Arnold Dr Ste 100 | (925) 228-3030 |
| 10 | Farmers Insurance - Kevin Cullop | 4041 Alhambra Ave Ste 103 | (925) 387-5226 |
Kathy Bernardez - State Farm Insurance Agent serves the Martinez, California area and surrounding Contra Costa County, offering Medicare insurance guidance to local residents. The agency helps clients understand their coverage options during annual enrollment periods and provides personalized plan comparisons. Services include explaining Medicare Parts A, B, and D benefits along with Medigap policy options. It also assists with prescription drug plan selection and coordinates with other health coverage.
Farmers Insurance - Scott Alstad in Martinez, CA offers medicare insurance agent services, including guiding clients through plan selection and enrollment processes. It provides ongoing support for annual reviews and coverage adjustments as client needs change. The agent explains plan details and coordinates with carriers to maintain current policies. This practice services single-family homes, apartments, retail establishments, and restaurants in the local area.
Serving local homeowners and businesses in Martinez, California, Michelle Allman - State Farm Insurance Agent provides Medicare insurance guidance, helping clients understand plan options and coverage details. As a neighborhood agency, it offers assistance with enrollment and plan comparisons tailored to individual healthcare needs. The agent works directly with clients to explain Medicare basics and supplementary policies. This office also serves the greater Contra Costa County area, extending its services to nearby communities such as Pleasant Hill.
Alissa Gutierres: Allstate Insurance serves clients in the Martinez, CA area and the surrounding Contra Costa County communities, handling Medicare insurance plans for local beneficiaries. It works with individuals to review their coverage options, including Original Medicare, Medicare Advantage, and Part D prescription drug plans. To handle a typical job, the agent first conducts a thorough assessment of the client's current health needs and budget, then presents a selection of compliant plans from multiple carriers for comparison.
SBW Insurance Services in Martinez, California, helps clients distinguish between one-time enrollment guidance for a single Medicare plan and ongoing annual support for reviewing and adjusting coverage as needs change. The company’s work focuses on explaining Medicare options, including prescription drug and supplemental plans, to local residents. Service for new clients typically begins with a single consultation, but ongoing policy management and plan comparisons are available on an as-needed basis throughout the year.
As Martinez residents begin reviewing their healthcare options during the annual enrollment period, comprehensive coverage support becomes essential. Mark Woodard - State Farm Insurance Agent offers guidance on Medicare insurance choices tailored to local needs. This local agency helps clients navigate the complexities of Part A and Part B, as well as supplemental plans. They clarify differences between Advantage and Medigap policies while ensuring clients understand deadlines and penalties. An initial assessment of current coverage and healthcare requirements is the recommended first step for a personalized review.
As a Medicare insurance agent, Bryce Stephens: Allstate Insurance provides specialized guidance for individuals navigating enrollment, plan selections, and coverage options. Supporting clients in Martinez, the agency offers straightforward assistance comparing Part D drug plans and supplement policies to match personal healthcare needs. Its services are performed in the context of local community regulations and healthcare systems. As each fall approaches, the agency helps clients understand deadlines and avoid late-enrollment penalties tied to the Annual Enrollment Period.
Sam Limones - State Farm Insurance Agent in Martinez, California, provides general insurance services to local residents. A specialized area of his work involves Medicare insurance options, helping clients navigate plan choices and enrollment periods. This assistance is available for individuals and families seeking coverage for medical needs in the region. The agent can serve commercial sectors including offices, warehouses, and food service operations.
Farmers Insurance - Paul Bickham serves residential clients in Martinez, CA, helping them navigate Medicare insurance options. The agency also offers commercial coverage for local businesses in the surrounding area. An experienced agent assists individuals with plan selection during enrollment periods. Follow-up remains available between regular visits to address any changes in coverage needs or to adjust policies as circumstances evolve.
Farmers Insurance - Kevin Cullop in Martinez, CA, is known for offering Medicare insurance agent services to local seniors and beneficiaries. The firm assists clients in navigating plan options, including Medicare Advantage and supplement policies, to match their healthcare needs. It also provides guidance on enrollment periods and cost considerations. For added support, the agency offers assistance with prescription drug plan selection for enhanced coverage.
What Does a a Medicare Insurance Agent in Martinez Cost?
Medicare insurance agents in California do not charge you a fee for their services. They receive commissions from insurance companies, which are built into the plan premiums. Plan costs vary widely: Medicare Advantage plans may have $0 monthly premiums but include copays, while Medigap plans typically cost between $100 and $300 per month depending on your age and location. This is general information, not insurance advice.
About medicare insurance agents in Martinez
Medicare insurance agents in Martinez, California help residents compare Medicare Advantage, Medigap, and Part D plans. Under California law, agents must be licensed by the California Department of Insurance and follow strict marketing guidelines. Local agents understand Contra Costa County healthcare networks and can explain how state-specific rules like the California birthday rule for Medigap apply.
Frequently Asked Questions
What does a Medicare insurance agent in Martinez do?
A Medicare insurance agent in Martinez helps you review and compare Medicare plans. They explain the differences between Original Medicare, Medicare Advantage, and Medigap. Agents do not charge you directly because they are paid by insurance companies.
When can I enroll in a Medicare plan in California?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. California also has a Medigap Open Enrollment Period that lasts six months from when you first enroll in Part B. Missing these windows may limit your options.
Do I have to use a Medicare agent in Martinez?
No, you can enroll directly through Medicare.gov or call 1-800-MEDICARE. However, a local agent can help you compare plans from multiple carriers and explain how each plan works with Martinez doctors and hospitals. This can save you time and reduce confusion.
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