The top-rated medicare insurance agent in Merced, California is State Farm Insurance Agent, rated 4.9 stars across 215 reviews. Other highly rated options include Freeway Insurance, Quote Valley Insurance - Covered California, Justi Smith - State Farm Insurance Agent. This directory lists 18 medicare insurance agents serving Merced.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance Agent | 1124 W Olive Ave #102 | (209) 384-8811 |
| 2 | Freeway Insurance | 251 W 11th St | (209) 781-4122 |
| 3 | Quote Valley Insurance - Covered California | 840 W Olive Ave STE E | (209) 723-2000 |
| 4 | Justi Smith - State Farm Insurance Agent | 830 W 19th St | (209) 383-3208 |
| 5 | Farmers Insurance - Annissa Fragoso | 527 W Main St | (209) 626-5551 |
| 6 | Edge Insurance Services | 2830 G St Ste B | (209) 385-3343 |
| 7 | Covered California Certified Agent - Alex Hernandez | 840 W Olive Ave STE E | (209) 723-2000 |
| 8 | Merced Atlas Insurance Services | 1624 K St | (209) 626-5450 |
| 9 | Leap | Carpenter | Kemps Insurance Agency | 3187 Collins Dr | (209) 384-0727 |
| 10 | Drysdale Insurance Services | 368 E Yosemite Ave Suite 200 F | (888) 971-9731 |
State Farm Insurance Agent serves the Merced, California area, providing guidance on Medicare insurance plans. As a local Medicare insurance agent, it assists clients in understanding their coverage options for hospital and medical insurance. The company helps individuals navigate plan enrollment periods and compare different policy choices. It handles both Medicare Advantage plans and Medicare Supplement insurance, offering support for those seeking to supplement original Medicare coverage.
Freeway Insurance serves Merced County, California, as a local Medicare Insurance Agent. The agency assists residents in navigating annual enrollment periods and plan options. Their advisors help compare coverage between Part D drug plans and Medicare Advantage. This work involves explaining gap needs and possible supplement choices. Freeway Insurance supports clients with the yearly review of their existing coverage. The firm specifically handles plan switch requests and new Medicare open enrollment applications in this area.
Quote Valley Insurance - Covered California provides Medicare insurance guidance to individuals navigating their healthcare options in Merced, California. The agency helps clients understand plan benefits, compare coverage choices, and manage their enrollment or annual changes. Their services include ongoing support for policy adjustments and claims assistance. The agency serves homeowners and renters in single-family homes, apartments, and commercial spaces including retail and dining establishments requiring Medicare support.
Justi Smith - State Farm Insurance Agent serves Medicare-eligible individuals in Merced, California, offering guidance on plan options to meet health coverage needs. As a local Medicare insurance agent, the office helps clients navigate enrollment periods and compare supplemental or Advantage plans. The agency provides personalized consultations to explain coverage choices and cost-sharing details. Services focus on matching policies to individual healthcare budgets and medical requirements. In addition to serving Merced, the agent also assists residents in the neighboring community of Atwater.
Farmers Insurance - Annissa Fragoso serves Merced, California, and the surrounding communities, handling Medicare insurance needs for eligible individuals. The company focuses on helping clients navigate plan options, including parts for hospital coverage and prescription drug benefits. A typical job begins with a review of the client’s current healthcare usage and budget, then compares available plans to find suitable coverage. The agency uses a consultative approach, taking time to explain plan differences so clients can make informed decisions.
In Merced, California, Edge Insurance Services helps clients choose between one-time meetings for a single enrollment period and scheduled ongoing reviews to address annual changes. Coverage decisions center on comparing Medicare Advantage, Supplement, and Part D plans to match individual health needs and budgets. This independent agent navigates plan options, network restrictions, and prescription formularies. Service is available on either a one-time consultation or an as-needed basis for continued guidance.
Covered California Certified Agent - Alex Hernandez specializes in medicare insurance plan options for seniors in Merced. It works to match each client with appropriate Medicare Advantage, Medigap, or Part D prescription drug coverage tailored to individual health needs and budgets. The agent assists with annual enrollment periods and explains the differences between private plans and Original Medicare. It also helps clients navigate plan changes when the Annual Enrollment Period opens each fall.
As Medicare Annual Enrollment approaches each fall, many Merced residents seek help navigating plan changes and options amid rising healthcare costs. Merced Atlas Insurance Services in Merced, CA assists clients by comparing local Medicare Advantage and Supplement plans to fit individual budgets and provider preferences. The agent explains coverage details, out-of-pocket limits, and prescription drug formularies in plain language during a complimentary initial consultation. Direct enrollment assistance is provided for new beneficiaries. Each new client is scheduled for a personalized plan review session to preview benefits before confirming enrollment.
Leap | Carpenter | Kemps Insurance Agency serves residents of Merced, California, with guidance on Medicare insurance options, helping them understand plan choices during enrollment and beyond. The agency also provides commercial coverage solutions for local businesses within the greater Merced area. Their work focuses on explaining plan details so clients can make informed decisions based on individual health needs and budget. Clients often return during open enrollment periods to review their coverage and adjust plans for the coming year.
What Does a a Medicare Insurance Agent in Merced Cost?
Medicare insurance agents in California do not charge a fee for their services; they receive commissions from insurance carriers. Medicare Part A is usually premium-free for most beneficiaries. Part B standard premium in 2025 is $185.00 per month for most people. Medigap plans in California range from about $100 to $300 per month depending on age, gender, and plan type. Medicare Advantage plans often have $0 monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Merced
Medicare insurance agents in Merced, California help residents compare plans during the Annual Enrollment Period (October 15 to December 7) and Special Enrollment Periods. Under California law, agents must be licensed by the California Department of Insurance and disclose their compensation. Local agents understand the specific network options available in Merced County and can explain how California's guaranteed issue protections apply to Medigap plans.
Frequently Asked Questions
What does a Medicare insurance agent in Merced do?
A Medicare insurance agent in Merced helps you compare Medicare Part D, Medicare Advantage, and Medigap plans. They explain coverage options, costs, and provider networks specific to Merced County. Agents do not charge you directly; they are paid by insurance companies.
When can I enroll in a Medicare plan in California?
The Initial Enrollment Period is the 7 months around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. California also has a Special Enrollment Period for certain life events like moving or losing other coverage.
Are Medicare agents in California required to be licensed?
Yes, all Medicare insurance agents in California must hold a valid insurance license from the California Department of Insurance. They must also complete annual training on Medicare products. You can verify an agents license on the CDI website.
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