The top-rated medicare insurance agent in Modesto, California is SaveDirect Insurance Agency, LLC, rated 4.9 stars across 643 reviews. Other highly rated options include Farmers Insurance - Maria (Candy) Melara, TSM Insurance Services, Pam Shelton-Allen - State Farm Insurance Agent. This directory lists 28 medicare insurance agents serving Modesto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SaveDirect Insurance Agency, LLC | 1800 Tully Rd G | (209) 857-5877 |
| 2 | Farmers Insurance - Maria (Candy) Melara | 2507 E Hatch Rd Ste B | (209) 556-9946 |
| 3 | TSM Insurance Services | 1317 Oakdale Rd #910 | (209) 524-6366 |
| 4 | Pam Shelton-Allen - State Farm Insurance Agent | 3516 Oakdale Rd ste a | (209) 551-0221 |
| 5 | Mendoza Insurance Services | 724 E Hatch Rd | (209) 488-3200 |
| 6 | insureCAL Insurance Agency | 3508 Dale Rd | (209) 250-0269 |
| 7 | Teresa Clutter Insurance Services LLC | 400 12th St #26 | (209) 836-0719 |
| 8 | Debra Webb - State Farm Insurance Agent | 1101 Standiford Ave # B1 | (209) 545-7344 |
| 9 | SANDRA HOLT | 2605 Coffee Rd # 100 | (209) 604-1128 |
| 10 | Omega Pacific Insurance Solutions | 1016 12th St Ste. A | (209) 338-5500 |
SaveDirect Insurance Agency, LLC serves the Modesto, California metro and surrounding Stanislaus County area as a local Medicare insurance agent. The company helps beneficiaries navigate plan options during enrollment periods, including initial and annual open enrollment. It assists clients with understanding Part A and Part B coverage, as well as supplemental Medigap policies and Part D prescription drug plans. The agency offers guidance on Medicare Advantage plans and helps coordinate coverage to meet individual health needs in this region.
Farmers Insurance - Maria (Candy) Melara in Modesto, CA provides comprehensive Medicare insurance agent services, assisting clients with plan selection and enrollment throughout the annual open enrollment period. The agency also offers ongoing support for plan adjustments and coverage questions to ensure policyholders remain appropriately insured as their healthcare needs change. Serving the broader Modesto area, this agency works with single-family homes, apartments, retail, and restaurants.
TSM Insurance Services serves Modesto and the surrounding Central Valley communities, handling Medicare insurance coverage options for local beneficiaries. The agency guides clients through annual enrollment periods and plan comparisons. It works with various Medicare plans, including supplements and advantage programs, to address individual healthcare needs. The company approaches each client engagement by first assessing their current coverage and health requirements before presenting suitable policy choices from available carriers.
Residents and families in Modesto looking for guidance with Medicare plans can turn to Pam Shelton-Allen State Farm Insurance Agent. This agency assists with understanding coverage options and enrollment for original Medicare, supplements, and Part D prescription drug plans. They help clarify plan choices during the annual enrollment period and similar qualifying life events. Service is provided locally, and the agent also works with clients throughout neighboring communities in Stanislaus County like Riverbank.
Mendoza Insurance Services, located in Modesto, CA, helps clients distinguish between one-time consultations for immediate Medicare questions and ongoing service options for annual plan reviews or changing health needs. They provide guidance on Original Medicare, Medicare Advantage, and Part D prescription drug coverage, tailoring explanations to each individual’s circumstances. This service operates on a scheduled basis for annual plan comparisons and as-needed for inquiries throughout the year.
insureCAL Insurance Agency specializes in assisting clients with Medicare plan selection, including Medicare Advantage and Medicare Supplement options. Serving the Modesto, California area, the agency provides guidance through the complex enrollment process. Its general work involves explaining coverage differences, helping with plan comparisons, and supporting annual reviews of existing policies to ensure continued fit. The agency helps clients navigate the annual open enrollment period each fall, as well as coordinating coverage transitions for those newly eligible due to age or disability.
For many Modesto seniors navigating Annual Enrollment Period changes, Teresa Clutter Insurance Services LLC provides a local resource for understanding Medicare supplement and Advantage options. This agency assists clients in comparing Part D prescription drug plans to avoid coverage gaps. An initial consultation focuses on reviewing each individual’s current health needs and budget constraints. The process typically begins with a complimentary in-person assessment of one’s existing policy to identify potential savings or benefit improvements.
Debra Webb - State Farm Insurance Agent serves residential clients in Modesto, California with Medicare insurance guidance. The office also provides commercial coverage options for local business owners in the surrounding area. Medicare plans typically address hospital and medical insurance needs, helping individuals navigate enrollment periods and plan choices. Clients often return for annual reviews during open enrollment or when their coverage needs change between regular visits.
Sandra Holt in Modesto, California, is known for providing personalized Medicare insurance guidance to local seniors and those approaching eligibility. The agency helps clients navigate plan comparisons, including Medicare Advantage and Part D prescription drug coverage, as well as Medicare Supplement plans that work with Original Medicare. For individuals needing support during the annual enrollment period, the company offers one-on-one consultations to review options and current coverage. It can also arrange a focused overview of Medicare’s preventive services and wellness benefits.
Omega Pacific Insurance Solutions provides Medicare insurance guidance to residents in the Modesto area. The company specializes in navigating the complexities of Medicare Advantage, Part D prescription drug plans, and Medigap supplement policies. These services help individuals find coverage that aligns with their healthcare needs and budget. As an independent Medicare insurance agent firm, it focuses on personalized plan comparisons rather than a one-size-fits-all approach. This allows the company to effectively serve a diverse range of commercial sectors, including local medical offices, warehouse facilities, and food service establishments throughout the region.
What Does a a Medicare Insurance Agent in Modesto Cost?
Medicare insurance agent services are typically free to you because agents earn commissions from insurance carriers. Plan costs vary: Medicare Part B premiums start around $174.70 per month in 2024. Medigap plans in California can range from $100 to $300 per month depending on your age and plan type. This is general information, not insurance advice.
About medicare insurance agents in Modesto
Medicare insurance agents in Modesto help residents compare Part D, Advantage, and Medigap plans. California requires agents to be licensed by the Department of Insurance and follow state rules on plan marketing. Local agents understand the specific networks and providers available in Stanislaus County.
Frequently Asked Questions
What does a Medicare insurance agent in Modesto do?
A Medicare insurance agent helps you review and enroll in Medicare plans. They explain plan differences, costs, and coverage rules. Agents in Modesto are familiar with local doctors and hospitals in the area.
When can I enroll in Medicare in California?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. California also has a Special Enrollment Period if you lose other coverage. You can change plans during the Annual Enrollment Period from October 15 to December 7.
Are Medicare agents free to use in Modesto?
Most Medicare agents are paid by insurance companies, not by you. Their services are usually free to the consumer. California law requires agents to disclose their compensation and any conflicts of interest.
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