The top-rated medicare insurance agent in Oceanside, California is John Cho - State Farm Insurance Agent, rated 5.0 stars across 802 reviews. Other highly rated options include Farmers Insurance - Glenn Domingo, Inszone Insurance Services, Serra Benefits & Insurance Services. This directory lists 15 medicare insurance agents serving Oceanside.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Cho - State Farm Insurance Agent | 3520 College Blvd STE 104 | (760) 758-4115 |
| 2 | Farmers Insurance - Glenn Domingo | 3520 College Blvd Ste 105 | (866) 486-3276 |
| 3 | Inszone Insurance Services | 2111 S El Camino Real #201 | (760) 433-2307 |
| 4 | Serra Benefits & Insurance Services | 2821 Oceanside Blvd Unit E | (760) 439-9700 |
| 5 | Aloha West Insurance | 4225 Oceanside Blvd | (760) 547-2626 |
| 6 | Ben Shore Insurance | 603 Seagaze Dr #217 | (760) 966-9180 |
| 7 | Preferred Insurance California | 603 Seagaze Dr #883 | (760) 385-8239 |
| 8 | Michelle McGowan - State Farm Insurance Agent | 3602 Ocean Ranch Blvd | (760) 439-4747 |
| 9 | Gateway Insurance Agency Inc | 207 N Ditmar St | (760) 439-1323 |
| 10 | Leading Edge Insurance Services, Inc. | 815 Mission Ave Suite 208 | (760) 433-5196 |
John Cho - State Farm Insurance Agent serves the Oceanside, California area, offering Medicare insurance guidance to local residents. The agency helps clients navigate plan options during enrollment periods and address coverage needs. As a local Medicare insurance agent, it provides personalized consultations to explain plan differences. The firm works with individuals approaching eligibility and those reviewing current policies for potential changes. Among its services, the agency assists with Medicare Supplement and Medicare Advantage plan selections for the Oceanside community.
Farmers Insurance - Glenn Domingo provides Medicare insurance guidance and plan selection assistance to individuals in Oceanside, California. It offers tailored plan reviews, policy comparisons, and annual enrollment support to help clients manage their healthcare coverage needs. The agency also assists with plan adjustments during open enrollment periods and coordinates with providers to ensure coverage continuity. Its services help ensure that clients maintain appropriate health coverage throughout retirement. It serves individuals living in single-family homes, apartments, and other residential properties in the local area.
Inzone Insurance Services serves Oceanside, California, and the surrounding communities of San Diego County, offering guidance on Medicare plans for local seniors. The agency handles both Medicare Advantage and Medicare Supplement insurance options to help individuals navigate their healthcare coverage needs. An agent works with each client to explain plan differences and enrollment periods in a straightforward manner. For a typical job, the company uses a consultative approach that first assesses a client’s medical needs and budget before presenting available carrier options.
Seniors and pre-retirees in Oceanside, California find clear medicare guidance at Serra Benefits & Insurance Services. The agency simplifies annual enrollment periods, explains supplemental and advantage plan options, and provides ongoing policy reviews to match changing health needs. Local clients rely on this dedicated agent to navigate the complex medicare landscape without confusing jargon. The practice also serves residents throughout North County San Diego, including the nearby communities of Carlsbad and Vista.
Aloha West Insurance serves Oceanside, California, and the surrounding communities in San Diego County. The company handles Medicare insurance plan enrollment and coverage guidance for eligible individuals. It assists clients with understanding their options for Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. The agent works to explain how each plan type impacts out-of-pocket costs and network provider access. To handle a typical job, the agent first reviews the client’s current medical needs and prescription usage, then compares available plans to find a suitable match.
Located in Oceanside, Ben Shore Insurance specializes in Medicare insurance guidance, assisting clients with plan selection and enrollment. The agency helps individuals navigate Medicare options, including original Medicare and supplemental coverage, through a straightforward process. It supports both new beneficiaries and those reviewing existing plans during open enrollment. For those facing significant life changes, such as relocating or retiring, the agency provides targeted assistance to adjust coverage without gaps or penalties.
As Medicare annual enrollment approaches each fall, Oceanside residents often seek clarity on plan changes and cost adjustments. Preferred Insurance California in Oceanside, CA, assists local seniors by reviewing current coverage and identifying Medicare Advantage and Medigap options. The company helps clients understand drug formularies, provider networks, and out-of-pocket limits. To begin, an agent conducts a no-obligation assessment of the individual’s health needs and budget.
Some clients require only a single enrollment review, while others need ongoing support for annual plan changes or billing questions. Michelle McGowan - State Farm Insurance Agent in Oceanside, CA, assists with the specifics of Medicare coverage, helping explain how supplements and Advantage plans apply to local medical needs. Service availability depends on individual preference and can be arranged on a one-time basis, scheduled for seasonal updates, or provided as needed throughout the year.
Gateway Insurance Agency Inc serves clients in the Oceanside area by assisting them with Medicare coverage options. The agency specializes in helping individuals navigate Medicare plans, including the selection of supplements and drug coverage. It focuses on guiding customers through the enrollment process and explaining plan details for different healthcare needs. Gateway Insurance Agency Inc can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Medicare Insurance Agent in Oceanside Cost?
Medicare insurance agent services in California are usually free to consumers because agents earn commissions from insurance carriers. Plan costs vary by type: Medicare Advantage plans may have $0 monthly premiums, while Medigap plans in Oceanside can range from $100 to $300 per month depending on age and plan type. Part D drug plan premiums average around $35 to $80 per month. This is general information and not insurance advice.
About medicare insurance agents in Oceanside
Medicare insurance agents in Oceanside, California help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. Under California law, agents must be licensed and follow strict disclosure rules when presenting plan options. Oceanside seniors can work with local agents to compare plans from major carriers like Anthem Blue Cross and Kaiser Permanente.
Frequently Asked Questions
What does a Medicare insurance agent in Oceanside do?
A Medicare agent helps you compare plans, enroll in coverage, and understand your options. They are licensed in California and can explain how plans work with local providers in San Diego County.
Do I have to pay a Medicare insurance agent in California?
Most Medicare agents are paid by the insurance companies, not by you. Their services are typically free to you. Some agents may charge a fee for extra services, but they must disclose this in writing.
When can I enroll in a Medicare plan in Oceanside?
Your Initial Enrollment Period starts three months before you turn 65 and lasts seven months. California also has a Special Enrollment Period if you move or lose other coverage. The Annual Enrollment Period runs from October 15 to December 7 each year.
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