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Find Medicare Insurance Agents in Pacific Grove, CA

Looking for a medicare insurance agent in Pacific Grove? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Pacific Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 8 medicare insurance agents in Pacific Grove, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm Insurance Agent
716 Lighthouse Ave ste b, Pacific Grove, CA 93950
(831) 392-1022 statefarm.com
David Armas - State Farm Insurance Agent
204 17th St, Pacific Grove, CA 93950
(831) 655-5244 davidarmas.biz
Mike De Lay - State Farm Insurance Agent
1121 Forest Ave, Pacific Grove, CA 93950
(831) 373-0138 delayinsurance.net
Stuart Dong - State Farm Insurance Agent
546 Pine Ave, Pacific Grove, CA 93950
(831) 373-0127 statefarm.com
Farmers Insurance - Lili Ventura
227 Grand Ave Ste 5a, Pacific Grove, CA 93950
(831) 250-0444 agents.farmers.com
Farmers Insurance - Julie Osio
675 Pine Ave #3, Pacific Grove, CA 93950
(831) 373-2126 agents.farmers.com
Farmers Insurance - Gary Merin
620 Lighthouse Ave Ste 115, Pacific Grove, CA 93950
(831) 634-0621 agents.farmers.com
Farmers Insurance - Lisa Osio Lavin
675 Pine Ave Ste 2, Pacific Grove, CA 93950
(831) 373-4017 agents.farmers.com

Medicare insurance agents in Pacific Grove help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. California law requires agents to be licensed by the California Department of Insurance and to follow strict marketing guidelines. Local agents understand the specific health plan options available in Monterey County.

What Does a Medicare Insurance Agent in Pacific Grove Cost?

Medicare insurance agents in California do not charge clients directly; they receive commissions from insurance carriers. However, the plans they help you choose have monthly premiums that vary. For example, Medicare Part B has a standard premium of $174.70 per month in 2024, while Medicare Advantage plans may have $0 premiums or premiums up to $200 or more. Medigap policies in California can range from $100 to $400 per month depending on your age and health. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a Medicare insurance agent in Pacific Grove do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose Medicare Advantage or Medigap policies. They provide free guidance and must follow California rules that prohibit high-pressure sales tactics.
When can I enroll in Medicare in Pacific Grove?
You can enroll during your Initial Enrollment Period, which starts three months before your 65th birthday and ends three months after. California also offers a Special Enrollment Period for certain life events like moving or losing employer coverage.
Are Medicare insurance agent services free in California?
Yes, Medicare insurance agents are typically paid by insurance companies, not by you. They cannot charge you a fee for their services under California law. Always confirm that the agent is licensed with the California Department of Insurance.