The top-rated medicare insurance agent in Palo Alto, California is ERGO NEXT (NEXT Insurance), rated 4.5 stars across 967 reviews. Other highly rated options include Candice Kistner - State Farm Insurance Agent, WHINS Insurance Agency, Farmers Insurance - Jay Schmidt. This directory lists 15 medicare insurance agents serving Palo Alto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ERGO NEXT (NEXT Insurance) | 975 California Ave | (855) 222-5919 |
| 2 | Candice Kistner - State Farm Insurance Agent | 576 Cambridge Ave | (650) 424-1100 |
| 3 | WHINS Insurance Agency | 300 Hamilton Ave #1002 | (650) 899-1115 |
| 4 | Farmers Insurance - Jay Schmidt | 459 Hamilton Ave UNIT 207 | (650) 329-8711 |
| 5 | Helix Ventures | 550 Waverley St | (213) 652-4442 |
| 6 | Amanda Martin - State Farm Insurance Agent | Charleston Shopping Center, 3968 Middlefield Rd | (650) 494-1404 |
| 7 | Dworkin Insurance Services | 624 University Ave #203 | (650) 329-1330 |
| 8 | Insurance by Lee Aldinger Insurance | 460 California Ave Suite #203 | (650) 326-3350 |
| 9 | Marketside Insurance Services | 4083 Transport St | (650) 858-1123 |
| 10 | Allied Brokers Insurance Agency, Inc. | 591 Lytton Ave | (650) 328-1000 |
ERGO NEXT, serving Palo Alto and the broader Santa Clara County area, provides guidance on Medicare insurance enrollment and coverage selection. As a local agency, it helps clients navigate Medicare Advantage, Part D prescription drug plans, and Medicare Supplement policies to find suitable options. The company assists individuals with their annual enrollment period and reviews coverage for changing healthcare needs. ERGO NEXT also handles plan comparisons for those new to Medicare and coordinates the transition from employer-sponsored plans to Medicare.
Candice Kistner - State Farm Insurance Agent in Palo Alto, CA offers a range of Medicare insurance services, including guidance on plan selection and enrollment. She provides ongoing support to help clients navigate their coverage options and maintain their plans throughout the year. Her work involves assisting individuals in understanding Medicare’s various parts and supplement choices. This office typically services single-family homes, apartments, retail locations, and restaurants in the local community.
Seniors and retirees in Palo Alto seeking coverage options for Medicare turn to WHINS Insurance Agency for assistance with plan selection and enrollment. The agency helps clients evaluate Medicare Advantage, Medigap, and Part D drug plans to match their healthcare needs and budgets. Operating as a dedicated medicare insurance agent, it provides guidance on annual enrollment periods and plan changes. Its service area also covers nearby communities such as Menlo Park, where residents receive the same personalized support for navigating Medicare choices.
Serving Palo Alto and the surrounding communities of Santa Clara County, Farmers Insurance - Jay Schmidt assists clients with Medicare insurance coverage and plan options. The agency helps individuals navigate Medicare enrollment periods, supplement plans, and Part D prescription drug coverage. For a typical client, it begins by assessing their current health needs and financial situation, then reviews available plan choices to identify a suitable match within the local carrier network.
Helix Ventures offers both one-time consultations and ongoing support for Medicare enrollment. Coverage options are explained clearly for Parts A, B, and D, along with Medigap and Advantage plans. Clients receive plain guidance on plan differences without sales pressure. Personalized help is provided with initial enrollment and annual changes to ensure proper coverage. Service runs on an as-needed basis for already enrolled clients in Palo Alto, California.
As a Medicare insurance agent, Amanda Martin in Palo Alto focuses on helping clients navigate Medicare plan options, including supplemental coverage and prescription drug plans. The agency also assists with general insurance matters like auto, home, and life policies to provide comprehensive protection for local residents. In the fall during the Medicare Annual Enrollment Period, the team helps clients review and adjust their existing plans to avoid coverage gaps and unnecessary cost increases.
As Medicare’s Annual Enrollment Period approaches each fall, residents of Palo Alto often seek clear guidance on their coverage options. Dworkin Insurance Services helps clients review their current plans and compare Part D, Advantage, and supplement policies to match both health needs and budget. An experienced local Medicare insurance agent explains the nuances of each plan choice so seniors can make informed decisions. The process begins with a no-pressure initial consultation to assess individual prescriptions, preferred doctors and out-of-pocket expectations.
Insurance by Lee Aldinger Insurance provides guidance on Medicare options to individuals in Palo Alto, California. The agency specializes in helping clients navigate Medicare supplement plans and prescription drug coverage to suit varied healthcare needs. Its agents work to explain plan features and enrollment periods clearly. This local Medicare insurance agent serves individuals and small businesses, including those operating from professional offices, warehouse facilities, and food service establishments.
Marketside Insurance Services, based in Palo Alto, CA, is known for helping seniors navigate their coverage choices for healthcare after retirement. The firm works as a medicare insurance agent, guiding local clients through plan selection that meets their medical needs and budget constraints. Beneficiaries often seek help understanding the nuances between plan types available in the Bay Area. As a specialty service, the company can add on assistance with plan qualification requirements and annual enrollment paperwork renewal.
Allied Brokers Insurance Agency, Inc. serves residents of Palo Alto and the surrounding Bay Area with Medicare insurance options, including plans for hospitalization, prescription drugs, and medical supplements. The agency also advises on commercial coverage for local small businesses seeking group Medicare solutions for their employees. Their team provides guidance during each Annual Enrollment Period and assists with plan changes throughout the year when special circumstances arise. Clients can expect continued support and follow-up services between regular visits.
What Does a a Medicare Insurance Agent in Palo Alto Cost?
Medicare insurance agents in California typically do not charge clients directly. Their compensation comes from insurance carriers as commissions. Some agents may charge a consultation fee but this is uncommon and must be disclosed upfront. Costs for Medicare plans vary widely for example Medicare Advantage plans may have low or zero monthly premiums while Medigap plans can cost between 100 and 400 per month depending on age location and plan type. This is general information not insurance advice.
About medicare insurance agents in Palo Alto
Medicare insurance agents in Palo Alto help residents compare plans and enroll in Medicare Part A Part B Part D and Medicare Advantage. California law requires agents to be licensed by the California Department of Insurance. Palo Alto seniors often seek agents who understand local healthcare networks at Stanford Health Care and other nearby providers.
Frequently Asked Questions
What does a Medicare insurance agent in Palo Alto do?
A Medicare insurance agent helps you review plan options compare costs and enroll in a plan that fits your needs. They are licensed in California and can explain the differences between Original Medicare Medicare Advantage and Medigap. Agents do not charge you a fee their commission is paid by the insurance company.
When can I enroll in Medicare in California?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. California also has a Special Enrollment Period for those who lose employer coverage. The Annual Enrollment Period runs from October 15 to December 7 each year.
Are Medicare agents in Palo Alto required to be licensed?
Yes California law requires all Medicare insurance agents to hold a valid insurance license from the California Department of Insurance. You can verify an agents license on the CDI website. Agents must also complete annual Medicare training to sell plans.
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