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Compare Medicare Insurance Agents in Pismo Beach, CA

Directory of medicare insurance agents in Pismo Beach, California. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
Pismo Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 8 medicare insurance agents in Pismo Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
California Heritage Insurance Services
575 Price St STE 106, Pismo Beach, CA 93449
(805) 544-8400 calheritageins.com
Farmers Insurance - Elizabeth Head
320 James Way #210, Pismo Beach, CA 93449
(805) 481-1416 agents.farmers.com
Neff & Associates Insurance Services
330 James Way #110, Pismo Beach, CA 93449
(805) 773-1710 insurewithneff.com
Sherri Banta Group
501 Shell Beach Rd Suite E, Pismo Beach, CA 93449
(805) 471-1841 sherribantagroup.com
Rob Railsback - State Farm Insurance Agent
300 James Way #250, Pismo Beach, CA 93449
(805) 773-7470 robrailsback.com
The Baldwin Group (formerly Burnham Benefits)
330 James Way Suite 240, Pismo Beach, CA 93449
(805) 771-9830 baldwin.com
Financial Assurance Group
170 El Viento, Pismo Beach, CA 93449
(805) 231-5433
Kardel Insurance, Inc.
575 Price St #313, Pismo Beach, CA 93449
(805) 922-5283 kardelinsurance.com

Medicare insurance agents in Pismo Beach help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. California law requires agents to be licensed by the state and follow strict disclosure rules. Local agents understand the specific health networks and providers available in San Luis Obispo County.

What Does a Medicare Insurance Agent in Pismo Beach Cost?

Medicare insurance agents in California do not charge a fee for their services. They are paid by insurance companies through commissions. The cost of Medicare plans varies: Medicare Part B has a standard monthly premium of around $164.90 in 2023, while Medicare Advantage plans may have $0 premiums or higher costs depending on coverage. Part D drug plan premiums average about $30 to $50 per month. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the role of a Medicare insurance agent in Pismo Beach?
A Medicare insurance agent helps you compare plans, explain coverage options, and enroll in a plan that fits your needs. They are licensed by the California Department of Insurance and must follow state regulations. Agents do not charge you directly because they receive commissions from insurance companies.
When can I enroll in a Medicare plan in California?
You can enroll during the Initial Enrollment Period around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. California also has a Special Enrollment Period for certain life events like moving or losing other coverage.
Are Medicare insurance agents required to be licensed in California?
Yes, all Medicare insurance agents in California must hold a valid insurance license from the California Department of Insurance. They must also complete annual training on Medicare products. You can verify an agents license on the California Department of Insurance website.