The top-rated medicare insurance agent in Salinas, California is Ulises Gomez Insurance Agency | Farmers Insurance, rated 5.0 stars across 351 reviews. Other highly rated options include AAA Salinas Branch, Enrique Ramirez - State Farm Insurance Agent, Joe Stretch - State Farm Insurance Agent. This directory lists 20 medicare insurance agents serving Salinas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ulises Gomez Insurance Agency | Farmers Insurance | 1514 Moffett St unit c | (408) 879-9735 |
| 2 | AAA Salinas Branch | 1019 Post Dr | (831) 771-4000 |
| 3 | Enrique Ramirez - State Farm Insurance Agent | 1269 N Davis Rd | (831) 424-1562 |
| 4 | Joe Stretch - State Farm Insurance Agent | 1165 S Main St | (831) 783-1501 |
| 5 | Leavitt Central Coast | 950 E Blanco Rd #103 | (831) 424-6404 |
| 6 | Chris Buich - State Farm Insurance Agent | 559 E Alisal St Ste 102 | (831) 256-2848 |
| 7 | Willette Jones - State Farm Insurance Agent | 341 S Main St | (831) 424-7505 |
| 8 | Lemus Insurance | 454 E Alisal St suite c | (831) 296-5888 |
| 9 | Rey Zagal - State Farm Insurance Agent | 246 Abbott St Ste A | (831) 676-3630 |
| 10 | Jim Russo, Jr. - State Farm Insurance Agent | 921 E Alisal St | (831) 422-1049 |
Ulises Gomez Insurance Agency | Farmers Insurance provides a full range of Medicare insurance agent services in Salinas, California, including enrollment assistance and plan comparisons. It offers ongoing service plans to help clients navigate annual changes and coverage updates. The agent works with individuals to assess their healthcare needs and find suitable Medicare Advantage or supplement options. This agency services single-family homes, apartments, retail locations, and restaurants in the Salinas area.
AAA Salinas Branch serves the Salinas, California area as a local medicare insurance agent. The company assists clients in navigating the complex federal health insurance landscape. Its agents work with people eligible for medicare, explaining the differences between original medicare and medicare advantage plans. They provide guidance on part D prescription drug coverage and medicare supplement insurance policies. All consultations are tailored to individual health needs and budgets. The company specifically handles annual enrollment period changes and new beneficiary enrollment.
Enrique Ramirez - State Farm Insurance Agent in Salinas, California, serves local homeowners, families, and retirees by helping them navigate Medicare insurance options. The office assists clients with selecting suitable Medicare Advantage, Supplement, and Part D plans to match individual healthcare needs and budgets. Regular appointments and phone consultations are offered to explain coverage choices and enrollment periods clearly. The agency also extends its Medicare insurance services to residents of the surrounding Salinas Valley community, including nearby Gonzales.
Joe Stretch, a medicare insurance agent in Salinas, CA, outlines the difference between one-time consultations and ongoing service plans before discussing coverage options. Medicare plans include Part A for hospital care and Part B for medical services, with Part D prescription drug plans also available. Clients may consider Medicare Advantage as an alternative to Original Medicare. Coverage decisions depend on individual health needs and budget. This agent offers service on a one-time, scheduled, or as-needed basis, depending on each client’s preference for enrollment assistance or annual plan reviews.
Leavitt Central Coast serves Salinas and the surrounding communities in Monterey County, handling Medicare insurance enrollment and plan selection for local residents. It assists individuals with understanding the differences between Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. The agency works closely with clients to evaluate their healthcare needs and budget requirements. It then presents available plan options from multiple carriers, helping individuals make an informed choice that fits their specific situation. This process involves a thorough review of each client’s current coverage and future medical expectations.
As a Medicare insurance agent in Salinas, California, Chris Buich of State Farm helps individuals navigate coverage options, including Medicare Advantage, supplements, and Part D prescription drug plans. This agency focuses on explaining how these plans coordinate with existing healthcare needs and budgets, providing personalized guidance throughout the enrollment process. Whether someone is turning sixty-five and entering Medicare for the first time or reviewing their current plan for the upcoming Annual Enrollment Period, Chris Buich assists with timely plan comparisons and timely changes to ensure adequate coverage.
As the Medicare Annual Enrollment Period approaches each fall, residents of Salinas often face complex decisions about their health coverage options. Willette Jones - State Farm Insurance Agent works directly with individuals to explain plan differences, including prescription drug coverage and supplemental policies. Each consultation focuses on the client's specific medical needs and budget. The process begins with an initial assessment of current prescriptions and preferred doctors.
Lemus Insurance serves residents of Salinas, California, helping them navigate the complexities of Medicare coverage options. The company also assists local businesses and individuals seeking appropriate health insurance plans for their specific situations. Services are provided to clients throughout the Salinas area. Selecting the right Medicare plan requires careful review of available choices, and this firm helps customers understand their options clearly. Clients can return for plan adjustments or annual enrollment support, ensuring their coverage remains suitable between regular check-ins.
Rey Zagal - State Farm Insurance Agent in Salinas, CA helps individuals navigate Medicare insurance options, offering plans that cover hospital stays and medical services. This agent also assists clients with supplemental coverage to address costs not fully paid by original Medicare. Seniors and those nearing retirement receive guidance tailored to their healthcare needs and budgets. The agency can serve local businesses as well, including offices, warehouses, and food service operations needing group Medicare solutions for employees or retirees.
What Does a a Medicare Insurance Agent in Salinas Cost?
Most Medicare insurance agents in California do not charge a direct fee to consumers; they receive commissions from the insurance carriers. For Medigap plans, monthly premiums in Salinas can range from about 100 to 300 dollars depending on your age and plan type. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Salinas
Salinas residents seeking Medicare coverage can work with a licensed insurance agent to compare plans and understand their options. California law requires agents to be certified and follow state regulations on marketing and enrollment. Local agents in Salinas are familiar with the specific health systems and provider networks available in Monterey County.
Frequently Asked Questions
What does a Medicare insurance agent in Salinas do?
A Medicare insurance agent helps you compare Medicare Advantage, Medigap, and Part D drug plans. They explain how different plans work with local doctors and hospitals. Agents must be licensed by the California Department of Insurance and follow state rules on plan recommendations.
When can I enroll in Medicare in California?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. California also has a Special Enrollment Period if you lose other coverage. Missing your window may result in late enrollment penalties.
Is there a cost to use a Medicare insurance agent in Salinas?
Most Medicare agents are paid by insurance companies through commissions, so you typically pay no direct fee for their help. However, some agents may charge a consulting fee for complex cases. Always ask about any costs before you begin.
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