The top-rated medicare insurance agent in San Carlos, California is Gina Vallee - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Nadler Insurance, Inc., Ray Sullivan: Allstate Insurance, ISU Lovering Insurance Services. This directory lists 13 medicare insurance agents serving San Carlos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gina Vallee - State Farm Insurance Agent | 632 El Camino Real | (650) 593-8425 |
| 2 | Nadler Insurance, Inc. | 1560 Laurel St #200 | (650) 508-8000 |
| 3 | Ray Sullivan: Allstate Insurance | 742 El Camino Real | (650) 593-1221 |
| 4 | ISU Lovering Insurance Services | 1121 Laurel St | (650) 593-7601 |
| 5 | Fidelity National Title | 939 Laurel St STE D | (650) 631-6139 |
| 6 | 365 Gold Insurance Services | 104 El Camino Real | (650) 777-7680 |
| 7 | Farmers Insurance - Nicky Papadakis | 1355 Laurel St | (650) 593-1666 |
| 8 | Professional Insurance associates | 1100 Industrial Rd STE 3 | (650) 592-7333 |
| 9 | Peck & Peck Insurance | 1724 Laurel St #225 | (650) 592-5591 |
| 10 | Welcare Financial Group | 1668 El Camino Real | (650) 802-9288 |
Gina Vallee - State Farm Insurance Agent serves the San Carlos, California area as a Medicare insurance agent. The agency helps clients navigate Medicare plan options, including Original Medicare and Medicare Advantage plans. It also provides guidance on Medicare Supplement Insurance, commonly called Medigap, which helps cover out-of-pocket costs like copayments and deductibles. Clients receive assistance with Part D prescription drug plans and annual enrollment periods to ensure their coverage matches their healthcare needs.
Nadler Insurance, Inc. provides guidance and enrollment assistance for Medicare insurance plans, including Medicare Advantage, Supplement, and Part D prescription drug coverage. It offers annual plan reviews and ongoing support to help clients navigate plan changes during open enrollment periods. The agency focuses on matching individuals with coverage that fits their healthcare needs and budget. It services single-family homes, apartments, retail, and restaurants in the San Carlos, CA area.
Residents looking for guidance on Medicare plans in San Carlos work with Ray Sullivan Allstate Insurance for their insurance agent needs. The agency helps clients review different Medicare supplement and advantage options. Agents explain the local Medicare landscape in a straightforward manner. Appointments focus on understanding individual healthcare situations and matching coverage accordingly. The office serves homeowners and individuals requiring personalized assistance with eligibility timelines and plan changes. Service extends to nearby communities like Redwood City and the broader San Mateo County area.
ISU Lovering Insurance Services serves San Carlos, California, and the surrounding Bay Area communities. It handles Medicare insurance choices, including Medigap, Medicare Advantage, and Part D prescription drug plans. In guiding a typical client, the agency begins by reviewing their existing coverage, health needs, and budget, then compares available plans from multiple carriers to find suitable options. It uses an educational, consultative approach, explaining each plan’s differences and out-of-pocket costs before helping the client complete enrollment.
Whether seeking a single annual review or ongoing policy guidance, Fidelity National Title in San Carlos, CA assists with initial enrollment and changing needs. Medicare insurance agents in this area typically help clients compare Part D drug plans and Medigap supplements along with Medicare Advantage options. The office helps determine if a one-time appointment suffices or if annual check-ins are advisable. Service to local beneficiaries runs on either a one-time or scheduled yearly basis as preferred.
As the Annual Enrollment Period approaches each fall, seniors in San Carlos often need clear guidance through their Medicare options. 365 Gold Insurance Services responds by helping beneficiaries evaluate their Part D prescription drug plans and Medicare Advantage choices for the upcoming year. The company’s agent explains how Original Medicare and Supplement plans differ. An initial no-obligation consultation reviews each client’s current coverage, health needs, and preferred doctors to identify suitable plans for a personalized inspection.
Farmers Insurance - Nicky Papadakis provides guidance on Medicare insurance plans for individuals in and around San Carlos, California. This agency specializes in helping clients evaluate their coverage options, including Medicare Supplement and Medicare Advantage policies. The agent works with local residents to identify suitable plans based on individual healthcare needs and budgets. The agency can also serve commercial clients, offering insurance solutions for offices, warehouses, and food service operations.
Based in San Carlos, Professional Insurance Associates specializes in navigating Medicare plans, including Medicare Advantage and Medigap options. It assists local seniors in understanding their coverage choices during annual enrollment. The company provides personalized support to help clients align their healthcare needs with the correct policy. It regularly helps individuals review their current plans during the fall Open Enrollment Period to adjust for changing medical or budgetary needs.
Serving residents in their homes throughout San Carlos, Peck & Peck Insurance helps individuals navigate their Medicare coverage needs. The agency also assists small local businesses with commercial health insurance options within the broader Bay Area. Each consultation begins with a thorough review of current benefits and available plans tailored to an individual’s specific health circumstances. After an annual enrollment period, the agency schedules a follow-up appointment to review any changes in coverage or personal needs between regular visits, ensuring continuity of care.
Welcare Financial Group in San Carlos, CA is known for helping individuals navigate Medicare insurance options. It offers personalized consultations to match clients with suitable plans, including Advantage and Supplement policies. The agency assists with annual enrollment periods and plan comparisons to ensure coverage meets specific health needs. A specialty service the firm can provide is Medigap enrollment guidance for those seeking to supplement Original Medicare benefits with additional cost-sharing solutions.
What Does a a Medicare Insurance Agent in San Carlos Cost?
Medicare insurance agents in California typically do not charge you directly for their services. They are paid by insurance companies through commissions. However, the plans they help you enroll in have monthly premiums that can range from $0 for some Medicare Advantage plans to over $200 for certain Medigap policies. Costs vary based on your location, health status, and plan choice. This is general information and not insurance advice.
About medicare insurance agents in San Carlos
Medicare insurance agents in San Carlos, California help residents compare Medicare Advantage, Medigap, and Part D drug plans. California law requires agents to be licensed by the state Department of Insurance and to follow strict marketing guidelines. Working with a local agent can provide personalized guidance for your health care needs.
Frequently Asked Questions
What does a Medicare insurance agent in San Carlos do?
A Medicare insurance agent helps you review and compare Medicare plans, including Medicare Advantage and Medigap policies. They explain enrollment periods, costs, and coverage options specific to San Carlos and California.
When can I enroll in Medicare in San Carlos California?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. California also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply for certain life events.
Are Medicare insurance agents in California required to be licensed?
Yes, all Medicare insurance agents in California must hold a valid insurance license from the California Department of Insurance. They must also complete annual training on Medicare products and comply with federal marketing rules.
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