ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeMedicare Insurance AgentsCalifornia › San Clemente

Find Medicare Insurance Agents Near You in San Clemente, CA

Browse medicare insurance agents serving San Clemente, California. Updated 2026-07-14.

The top-rated medicare insurance agent in San Clemente, California is Safe Life Insurance Agency, rated 5.0 stars across 417 reviews. Other highly rated options include Farmers Insurance - Lisa Newell, Doctor Disability, Withers Insurance Services. This directory lists 17 medicare insurance agents serving San Clemente.

Showing 17 medicare insurance agents in San Clemente, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Safe Life Insurance Agency232 Avenida Fabricante STE 105(888) 633-6632
2Farmers Insurance - Lisa Newell940 Calle Negocio STE 220(949) 487-5487
3Doctor Disability1271 Puerta Del Sol(866) 899-7318
4Withers Insurance Services638 Camino De Los Mares(949) 637-2700
5Divel Insurance501 N El Camino Real UNIT 204(949) 829-3639
6General Insurance Services629 Camino De Los Mares STE 306(949) 661-2201
7Mundell Insurance Agency - Garrett Mundell; Farmers Insurance2340 S El Camino Real # 1(949) 269-7860
8Unity One Insurance629 Camino De Los Mares #202b(949) 450-1822
9Diamond Preferred Insurance Services1100-1198 Caminante(949) 648-2922
10Patrick and Patrick Insurance Services Inc.225 W Escalones(949) 294-5814
SL
232 Avenida Fabricante STE 105
Safe Life Insurance Agency
Medicare Insurance Agent · San Clemente, CA

Safe Life Insurance Agency serves clients throughout the San Clemente area, specializing in Medicare insurance guidance and enrollment. This local agency assists beneficiaries in understanding their options for Medicare Advantage and Medicare Supplement plans, helping match coverage to individual healthcare needs. The agent works directly with seniors to navigate plan changes during Annual Enrollment Periods and special circumstances. Services handled in this region include comparing Part D prescription drug plans and coordinating with existing medical providers.

FI
940 Calle Negocio STE 220
Farmers Insurance - Lisa Newell
Medicare Insurance Agent · San Clemente, CA

Farmers Insurance - Lisa Newell provides Medicare insurance guidance and plan selection assistance to residents in and around San Clemente, California. Services include explaining Medicare options, comparing Part D prescription drug plans, and coordinating Medigap supplement coverage. Ongoing annual plan reviews help ensure coverage remains aligned with healthcare needs and budget. Policy changes during open enrollment, and retirement transition counseling, are standard offerings. As a local agency, it serves a variety of accounts, including single-family homes, apartments, retail businesses, and restaurants.

DD
1271 Puerta Del Sol
Doctor Disability
Medicare Insurance Agent · San Clemente, CA

Doctor Disability serves seniors and individuals approaching Medicare eligibility in San Clemente, California, offering guidance on Medicare Advantage plans, prescription drug coverage, and Medigap policies. The company helps clients compare local plan options to find coverage suited to their healthcare needs and budget. Standard services include annual plan reviews and enrollment assistance for initial or changing circumstances. The agency also assists residents in nearby Dana Point with their Medicare insurance needs.

WI
638 Camino De Los Mares
Withers Insurance Services
Medicare Insurance Agent · San Clemente, CA

Serving San Clemente and the surrounding Orange County communities, Withers Insurance Services helps clients navigate the complexities of Medicare, from initial enrollment to annual plan changes. The agency works with local retirees to understand their healthcare needs and available coverage options. To begin a typical engagement, they first conduct a thorough review of a client’s current health and prescription drug usage before comparing available plans for that calendar year.

DI
501 N El Camino Real UNIT 204
Divel Insurance
Medicare Insurance Agent · San Clemente, CA

As a Medicare insurance agent in San Clemente, California, Divel Insurance offers guidance on plan options such as Medicare Advantage, Part D prescription drug coverage, and Medicare Supplement policies. It helps clients compare plans to match their health needs and budget throughout the annual enrollment period. The agency also assists those new to Medicare, explaining the initial enrollment process and potential penalties. During the Medicare Annual Enrollment Period each fall, it helps clients review plan changes and adjust coverage if their prescriptions or preferred providers have shifted.

GI
629 Camino De Los Mares STE 306
General Insurance Services
Medicare Insurance Agent · San Clemente, CA

General Insurance Services in San Clemente, CA offers Medicare insurance guidance for clients weighing one-time plan selection against ongoing policy adjustments. Coverage explanations focus on individual needs, such as comparing supplemental and advantage plans for local seniors. The agent provides details on how enrollment periods affect choices and health care access. Service runs on a one-time, scheduled, or as-needed basis, depending on whether a client requires a single review or periodic consultations for plan updates.

MI
2340 S El Camino Real # 1
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
Medicare Insurance Agent · San Clemente, CA

With new Medicare enrollment periods arriving annually, many San Clemente residents seek help navigating their coverage options. Mundell Insurance Agency, operated by Garrett Mundell under Farmers Insurance, assists local clients in comparing Medicare supplement and Advantage plans best suited to their healthcare needs. The agency provides clear guidance on enrollment deadlines and out-of-pocket costs throughout southern Orange County. An initial consultation typically begins with a thorough review of the individual’s current prescriptions and preferred providers to determine appropriate policy choices.

UO
629 Camino De Los Mares #202b
Unity One Insurance
Medicare Insurance Agent · San Clemente, CA

Unity One Insurance assists clients with navigating their Medicare coverage options from its location in San Clemente, California. As a Medicare insurance agent, the company helps individuals understand plan choices and enroll in appropriate policies. The agency offers supplemental plans and prescription drug coverage additions. It serves the needs of commercial sectors, including office workers, warehouse staff, and food service employees.

DP
1100-1198 Caminante
Diamond Preferred Insurance Services
Medicare Insurance Agent · San Clemente, CA

Diamond Preferred Insurance Services serves residents of San Clemente, California, helping individuals in the area navigate their Medicare options. The agency also assists with commercial coverage for small business owners seeking group health plans and coordinates service throughout Orange County and nearby coastal communities. They work closely with clients during annual enrollment periods to review plan changes and adjust coverage as needed. Ongoing support includes follow-up assistance between regular visits to address any claims questions or benefit changes that may arise.

PP
225 W Escalones
Patrick and Patrick Insurance Services Inc.
Medicare Insurance Agent · San Clemente, CA

Patrick and Patrick Insurance Services Inc. in San Clemente helps local residents navigate Medicare options. The firm focuses on explaining plan differences and enrollment periods for each client. It provides guidance across standard Medicare parts, including prescription drug coverage and supplemental policies. Understanding that healthcare needs change over time, the agency updates plans annually during open enrollment. A specialty service it can add on is coordinating dual eligibility for clients who also qualify for Medi-Cal benefits.

SI
122 Avenida Del Mar C
Shank Insurance Services
Medicare Insurance Agent · San Clemente, CA
(833) 878-2820
swartsmanning.com/shank
SC
501 N El Camino Real #200
San Clemente Insurance Services
Medicare Insurance Agent · San Clemente, CA
(949) 369-0951
sanclementeins.com
GG
940 Calle Negocio Ste 170
GIS Galvez Insurance Services
Medicare Insurance Agent · San Clemente, CA
(949) 240-7445
gisgalvezinsuranceservices.com
GL
1005 Calle Recodo
George L Brown Insurance
Medicare Insurance Agent · San Clemente, CA
(949) 361-1400
georgebrowninsurance.com
DM
931 Calle Negocio ste j
Douglas Mc Carty Insurance Services
Medicare Insurance Agent · San Clemente, CA
(949) 366-9405
douglasmccarty.com
WI
940 Calle Negocio Ste 110
Walker Insurance Solutions, Inc
Medicare Insurance Agent · San Clemente, CA
(800) 883-0902
everyhealthplan.com
LI
San Clemente, CA 92673
Leger Insurance Agency
Medicare Insurance Agent · San Clemente, CA
(949) 244-7611
legerinsuranceagency.com

What Does a a Medicare Insurance Agent in San Clemente Cost?

Medicare insurance agents in California do not charge a fee for their services. They are compensated by insurance carriers through commissions. The cost of Medicare plans varies: Medicare Part B has a standard monthly premium of $174.70 in 2024, while Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. Part D prescription drug plans average around $30 to $50 per month in California. This is general information, not insurance advice.

About medicare insurance agents in San Clemente

Medicare insurance agents in San Clemente, California help residents navigate Medicare Part A, Part B, Medicare Advantage, and Part D prescription drug plans. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents can explain how your Orange County location affects plan availability and costs.

Frequently Asked Questions

What is the role of a Medicare insurance agent in San Clemente?

A Medicare insurance agent helps you compare plans, enroll in coverage, and understand your options. They are licensed by the state of California and can assist with both Original Medicare and Medicare Advantage plans. Agents do not charge you directly because they are paid by insurance companies.

When can I enroll in a Medicare plan in California?

You have a seven month Initial Enrollment Period starting three months before your 65th birthday. California also has a Medicare Annual Enrollment Period from October 15 to December 7 each year. If you miss these windows, you may qualify for a Special Enrollment Period due to life events like moving or losing other coverage.

Are Medicare insurance agents required to follow California laws?

Yes, agents must follow California Insurance Code Section 1749.85 which prohibits certain sales practices and requires clear disclosure of commissions. They must also provide you with a written list of plans they represent. You can verify an agents license on the California Department of Insurance website.

Medicare Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each medicare insurance agent's credentials and current standing with your state Department of Insurance.