The top-rated medicare insurance agent in San Luis Obispo, California is Susan Rodriguez - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Farmers Insurance - Jennifer White, Polk Insurance Agency, SLO Insurance Services. This directory lists 21 medicare insurance agents serving San Luis Obispo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susan Rodriguez - State Farm Insurance Agent | 799 Foothill Blvd D | (805) 783-7050 |
| 2 | Farmers Insurance - Jennifer White | 1228 Broad St | (805) 548-8530 |
| 3 | Polk Insurance Agency | 1443 Marsh St | (805) 544-6454 |
| 4 | SLO Insurance Services | 1494 Mill St | (805) 543-7564 |
| 5 | Minton Insurance | 1042 Pacific St # E | (805) 546-8113 |
| 6 | McGee Insurance Agency | 2000 Broad St | (805) 543-8833 |
| 7 | Morris & Garritano Insurance | 1122 Laurel Ln | (805) 543-6887 |
| 8 | Meredith Insurance Center | 1303 Higuera St | (805) 548-8672 |
| 9 | Goosehead Insurance -- Donaldson Agency | 820 Walnut St Suite D | (805) 242-4900 |
| 10 | Relation Insurance - Engle & Associates Group | 1236 Higuera St | (805) 781-6336 |
Susan Rodriguez - State Farm Insurance Agent serves the San Luis Obispo, California area as a Medicare insurance agent. The company assists local residents by explaining Medicare plan options and helping them enroll in coverage that suits their healthcare needs. This work typically includes offering guidance on federal Medicare benefits and the role of private plans. Susan Rodriguez - State Farm Insurance Agent handles both Medicare Supplement and Medicare Advantage plans in this region.
Farmers Insurance - Jennifer White provides guidance on Medicare insurance options for individuals in San Luis Obispo, California. The agency helps clients navigate plan comparisons and enrollment processes. Ongoing service includes periodic plan reviews to ensure coverage remains suitable as needs change. Representatives can answer questions about benefits and network provider access. This agency serves a broad range of properties, including single-family homes, apartments, retail stores, and restaurants in the local area.
Polk Insurance Agency serves seniors and Medicare-eligible individuals in San Luis Obispo, helping them navigate Medicare plans, including supplements and Advantage options. The agency provides personalized guidance to match coverage with each client’s healthcare needs and budget. It also assists with enrollment periods and plan comparisons to ensure informed decisions. In addition to serving San Luis Obispo, the agency extends support to clients in nearby Arroyo Grande.
Serving San Luis Obispo and the surrounding communities on California's Central Coast, SLO Insurance Services handles Medicare insurance coverage options for local residents. It helps individuals navigate the complexities of Medicare plans to find suitable coverage. The company explains the differences between various policy options clearly. It takes a patient, consultative approach with each client, carefully reviewing their specific healthcare needs and budget to recommend an appropriate plan.
As the annual Medicare open enrollment period approaches on the Central Coast, San Luis Obispo residents often seek clear guidance through complex plan options. Minton Insurance provides personalized assistance, helping clients compare coverage choices for both medical and prescription drug needs. The agent meets with individuals to explain how different plans coordinate with original Medicare and local healthcare providers. Before recommending any policy, the agent conducts a thorough review of each client's current medications and anticipated medical services to identify the most suitable plan options for the year ahead.
McGee Insurance Agency specializes in helping clients navigate Medicare plan options, including Advantage and Supplement policies. It provides personalized guidance through the enrollment process for San Luis Obispo residents. The agency assists with plan comparisons and annual enrollment decisions. During the Medicare Open Enrollment Period each fall, it helps clients review their current coverage and make necessary changes to better suit their healthcare needs and budget.
In San Luis Obispo, Morris & Garritano Insurance explains the difference between one-time plan comparisons and the recurring review of changing options for Medicare coverage guidance. Seniors can learn how to match plans with their individual healthcare needs and budgets. Services are available on a one-time, scheduled, or as-needed basis to accommodate different preferences for consultation and plan updates.
Meredith Insurance Center assists individuals in San Luis Obispo, California, with general health coverage needs and focuses specifically on Medicare insurance agent services. The agent helps clients navigate plan options, including Medicare Advantage and prescription drug coverage, during enrollment periods. With a central office location, this agency offers personalized guidance for those approaching retirement age or changing their existing health plans. It can serve commercial sectors such as administrative offices, nearby warehouses, and local food service establishments.
Located in San Luis Obispo, Goosehead Insurance -- Donaldson Agency provides residential medicare insurance agent services for individuals and families. Commercial coverage is also offered to small businesses and organizations within the local area and surrounding communities. As a local agency, the focus is on helping clients understand their Medicare options during enrollment periods. The office handles straightforward policy selection and any needed changes throughout the year. Follow-up service after each visit ensures clients can reach out for adjustments or clarifications before their next regular appointment.
Relation Insurance - Engle & Associates Group in San Luis Obispo is known for guiding Medicare eligible clients through plan options, including Medicare Advantage, Part D prescription drug coverage, and Medigap supplements. The agency helps individuals compare annual changes to coverage and costs to find suitable policies. It also provides assistance with enrollment timelines and plan transitions. For those facing late enrollment penalties, the firm offers specialized guidance on Medicare Part D and Medigap enrollment periods.
What Does a a Medicare Insurance Agent in San Luis Obispo Cost?
Medicare insurance agents in California typically do not charge clients directly for plan enrollment services. They receive commissions from insurance companies, which are built into plan premiums. For Medigap plans, premiums in San Luis Obispo range from about $100 to $300 per month depending on age, health, and plan type. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. This is general information, not insurance advice.
About medicare insurance agents in San Luis Obispo
Medicare insurance agents in San Luis Obispo, California help residents compare Medicare Advantage, Medigap, and Part D plans. Under California law, agents must be licensed by the California Department of Insurance and disclose their compensation. They can assist with Initial Enrollment Periods, Special Enrollment Periods, and Annual Enrollment Period deadlines.
Frequently Asked Questions
What does a Medicare insurance agent in San Luis Obispo do?
A Medicare insurance agent helps you review plan options, estimate costs, and enroll in Medicare Part A, Part B, Part C, or Part D. They also explain how California rules affect plan choices, such as guaranteed issue rights for Medigap.
Is there a time limit to enroll in Medicare in California?
Yes. Your Initial Enrollment Period lasts seven months around your 65th birthday. California also has a Medigap Open Enrollment Period that starts when you turn 65 and enroll in Part B, lasting six months. Missing these windows may limit your options.
Do Medicare insurance agents charge a fee in San Luis Obispo?
Most Medicare agents are paid by insurance carriers, not by clients. However, some may charge a consulting fee for specialized services. Always ask about fees before starting. California law requires agents to disclose any compensation.
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