The top-rated medicare insurance agent in San Marcos, California is Just Us Insurance Services, Inc., rated 5.0 stars across 256 reviews. Other highly rated options include Freeway Insurance, AAA San Marcos Insurance and Member Services, Access Health Insurance Services Inc. This directory lists 14 medicare insurance agents serving San Marcos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Just Us Insurance Services, Inc. | 197 Woodland Pkwy Ste 104320 Suite 104 - 320 | (877) 777-7055 |
| 2 | Freeway Insurance | 630 Nordahl Rd Ste P | (760) 460-4417 |
| 3 | AAA San Marcos Insurance and Member Services | 137 S Las Posas Rd Ste 154 | (760) 736-8425 |
| 4 | Access Health Insurance Services Inc | 950 Boardwalk STE 205 | (760) 727-9000 |
| 5 | Harding Insurance Agency Inc | 375 S Rancho Santa Fe Rd STE 105 | (760) 603-1100 |
| 6 | Schaub Insurance Agency, Inc. | 950 Boardwalk STE 205 | (760) 362-4646 |
| 7 | SGL Insurance Services | 250 S Pacific St STE 104 | (760) 290-3288 |
| 8 | Pacific Farm & Ranch Insurance Agency | 310 Via Vera Cruz Ste 203 | (858) 768-2498 |
| 9 | Midland Senior Care Insurance | 950 Boardwalk STE 201 | (619) 859-1170 |
| 10 | Coastal One Insurance | 460 W Mission Rd UNIT 132 | (800) 961-9522 |
Just Us Insurance Services, Inc. serves San Marcos and the surrounding San Diego County area, helping clients understand their Medicare coverage options. As a local insurance agency, it specializes in guiding individuals through the annual enrollment period and comparing available Medicare plans. The agency assists with both Medicare Advantage plans and standalone Part D prescription drug plans for area residents.
Freeway Insurance serves the San Marcos, California area as a local Medicare Insurance Agent. The company helps clients navigate their Medicare options during enrollment periods. It assists with comparing plans and understanding coverage details. The agency works with individuals to find plans that match their healthcare needs. It provides guidance on Medicare supplements and Part D prescription drug coverage.
AAA San Marcos Insurance and Member Services offers Medicare insurance planning resources for individuals navigating their healthcare options in San Marcos, CA. The company provides enrollment assistance for Medicare Advantage and supplement plans, along with annual review services to help clients adjust their coverage as needs change. Its service approach includes explaining plan differences and guiding customers through the application process. This agency serves single-family homes, apartments, retail businesses, and restaurants in the local area.
Medicare-eligible individuals in San Marcos can consult Access Health Insurance Services Inc for guidance on their healthcare coverage options. The agency assists seniors and those with disabilities in understanding Medicare plans, including supplemental and prescription drug coverage. Their agents help clients compare plans to match individual needs, ensuring informed decisions during enrollment periods. The company also serves residents throughout the surrounding North County region of San Diego, including the neighboring community of Carlsbad.
Serving San Marcos and the surrounding communities of North San Diego County, Harding Insurance Agency Inc handles Medicare insurance enrollment and plan selection. As a local Medicare insurance agent, it assists clients with comparing Medicare Advantage, Supplement, and Part D prescription drug plans available in the region. The agency helps individuals navigate the annual enrollment period and special election periods. To address typical client needs, it carefully evaluates each person’s current health coverage, budget, and preferred doctors or pharmacies before making specific plan recommendations.
Schaub Insurance Agency, Inc. in San Marcos, CA specializes in helping individuals navigate Medicare supplement plans and Part D prescription drug coverage. The agency provides guidance to seniors comparing plan options and understanding their annual enrollment windows. Clients rely on the agency for clear, straightforward explanations of how different plans coordinate with original Medicare. During the Medicare Advantage Open Enrollment Period, the firm helps beneficiaries make mid-year changes to their existing coverage as healthcare needs shift.
SGL Insurance Services in San Marcos, CA assists clients with both annual enrollment decisions for new Medicare plans and ongoing support for existing coverage adjustments. The agency helps individuals compare plan options and navigate Part D, supplement, or Advantage choices relevant to their region. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s needs throughout the year.
As Medicare enrollment periods approach each year, seniors in San Marcos often face complex choices about their coverage options. Pacific Farm & Ranch Insurance Agency helps local residents navigate these decisions by explaining plan differences between Original Medicare and Medicare Advantage. Their work focuses on matching individual healthcare needs with appropriate supplemental policies. Initial assessments begin with a review of current prescriptions and preferred local providers to identify suitable plan options.
Midland Senior Care Insurance assists clients in understanding and enrolling in Medicare plans from their base in San Marcos, California. The agency focuses on guiding individuals through the complexities of Original Medicare, Medicare Advantage, and prescription drug coverage while also offering supplemental Medigap policies. By evaluating each person’s healthcare needs and budget, the agency helps select suitable options that provide financial protection and access to local providers. This service supports employees and independent contractors working in various commercial environments, including medical offices, distribution warehouses, and food service establishments.
Coastal One Insurance provides Medicare plan guidance and enrollment assistance to seniors in San Marcos, California. Its services include helping clients compare Medicare Advantage, Supplement, and Part D prescription drug options. The agency focuses on ensuring clients understand their annual enrollment periods and coverage updates. It offers ongoing support to answer questions about policy changes or medical needs. Coastal One Insurance serves individual clients in single-family homes, apartments, and assisted living communities, as well as local retail and restaurant workers seeking appropriate Medicare coverage.
What Does a a Medicare Insurance Agent in San Marcos Cost?
Medicare insurance agents in California do not charge you directly for their services. The insurance company pays the agent a commission when you enroll in a plan. Plan costs vary widely: Medicare Part B has a standard premium of $174.70 per month in 2024, while Medicare Advantage plans may have $0 premiums or premiums up to $200 or more. Medigap plans in California can cost between $100 and $400 per month depending on your age and plan type. This is general information and not insurance advice.
About medicare insurance agents in San Marcos
San Marcos residents can work with a licensed Medicare insurance agent to review plan options during the Annual Enrollment Period or a Special Enrollment Period. California law requires agents to be certified by the California Department of Insurance and to follow strict marketing guidelines. A local agent can help you compare Medicare Advantage, Medigap, and Part D plans available in San Diego County.
Frequently Asked Questions
What does a Medicare insurance agent in San Marcos do?
A Medicare insurance agent helps you compare and enroll in Medicare plans. They explain the differences between Original Medicare, Medicare Advantage, and Medigap. Agents in California must be licensed and cannot charge you a fee for their services.
When can I enroll in a Medicare plan in San Marcos?
You can enroll during your Initial Enrollment Period around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. California also offers a Special Enrollment Period for certain life events like moving or losing other coverage.
Are Medicare insurance agent services free in California?
Yes, Medicare insurance agents are typically paid by the insurance companies, not by you. You do not pay a fee for their help. This is regulated by California law and federal Medicare rules.
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