The top-rated medicare insurance agent in Santa Maria, California is Glenna Ledbetter Insurance, rated 5.0 stars across 125 reviews. Other highly rated options include Allstate Insurance: Premier Blue Insurance Solutions, Inc, Allstate Insurance Agent: Santa Maria Insurance Agency, Inc., AAA Santa Maria Insurance and Member Services. This directory lists 18 medicare insurance agents serving Santa Maria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Glenna Ledbetter Insurance | 440 E Clark Ave | (805) 937-4516 |
| 2 | Allstate Insurance: Premier Blue Insurance Solutions, Inc | 1640 N Broadway | (805) 349-9141 |
| 3 | Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. | 125 E Stowell Rd STE 101 | (805) 922-5551 |
| 4 | AAA Santa Maria Insurance and Member Services | 2033 S Broadway | (805) 922-5731 |
| 5 | Michelle Horenberger: Allstate Insurance | 2125 S Broadway STE 105 | (805) 348-1665 |
| 6 | Pacific Elite Insurance Services | 1750 S Broadway H | (805) 357-5597 |
| 7 | Smartway Insurance Services Inc | 1975 S Broadway Suite K | (805) 631-5255 |
| 8 | State Farm Insurance | 1650 S Broadway | (805) 925-4610 |
| 9 | LATINOS INSURANCE AGENCY | 415 S Broadway | (805) 862-4904 |
| 10 | Alpha & Omega Agency | 326 W Main St Suite 220 | (805) 354-0031 |
Glenna Ledbetter Insurance provides assistance with Medicare plan selection and enrollment, helping clients navigate their coverage options. The agency offers ongoing support for annual plan reviews and adjustments to meet changing healthcare needs. Clients can rely on personalized guidance through the complexities of Medicare policies and regulations. This Santa Maria-based business serves individual homeowners, residents of apartment complexes, and local retail stores seeking Medicare education and enrollment services.
Homeowners and retirees in Santa Maria turn to Allstate Insurance: Premier Blue Insurance Solutions, Inc for personalized guidance through Medicare plan options. The agency assists with enrollments, plan comparisons, and annual coverage reviews, helping clients match policies to their healthcare needs. Its focus remains on simplifying complex choices for Medicare-eligible individuals. This Santa Maria-based medicare insurance agent also serves the surrounding communities of Orcutt and the broader Santa Barbara County area.
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. serves Santa Maria and the surrounding communities of California’s Central Coast. It handles Medicare insurance, including enrollment assistance and plan comparisons for eligible individuals. The agency helps clients navigate both Medicare Advantage and supplemental plans to match their healthcare needs and budgets. For a typical job, it first reviews the client’s current coverage and prescriptions, then presents clear options from available carriers to facilitate an informed decision.
AAA Santa Maria Insurance and Member Services serves Santa Maria, California, and the surrounding county. It specializes in helping clients navigate Medicare insurance plans and enrollment options. The agency provides guidance on Medicare Advantage, Part D prescription drug coverage, and Medicare Supplement policies. It works with local residents to compare plan benefits and costs annually. Common services include assisting with initial enrollment periods and annual open enrollment changes. The company handles Medicare Supplement plan selection for those new to Medicare.
Some Medicare insurance needs are resolved with a one-time enrollment, while others require ongoing support for annual plan reviews. Michelle Horenberger: Allstate Insurance in Santa Maria, CA, helps clients navigate Medicare supplement and advantage plans to match their medical budgets and preferred doctors. The agent clarifies coverage options and explains how out-of-pocket costs function under different policies. This local office structures its client service on an as-needed basis, accommodating both initial consultations and future questions that arise with changes in health or prescriptions.
As Medicare enrollment periods approach each year, residents of Santa Maria often seek clear guidance through their coverage options. Pacific Elite Insurance Services assists individuals in this local area by explaining how different Medicare plans align with their healthcare needs and budgets. The company focuses on comparing available policies to simplify the decision-making process for each client. An initial assessment reviews current prescriptions, preferred doctors, and expected medical usage before recommending specific plans for consideration.
Smartway Insurance Services Inc specializes in Medicare insurance plans, offering guidance through supplemental and Advantage options for individuals in Santa Maria, CA. Its team assists clients in reviewing annual coverage changes and comparing plans to meet healthcare needs. For those approaching age sixty-five, the company helps coordinate enrollment periods to prevent gaps in coverage or late penalties. During the fall Open Enrollment period, it provides support with evaluating new plan benefits and other Medicare adjustments ahead of the upcoming January first effective date.
Serving Medicare beneficiaries in Santa Maria, this agency helps individuals and families navigate their healthcare coverage options. Commercial insurance solutions are also available for local business owners needing group health plans. The office assists clients throughout Santa Clara County with plan comparisons and annual enrollment periods. Agents focus on explaining plan details clearly so customers can make informed choices. Residents often return for annual reviews when Medicare updates take effect, ensuring their coverage matches any changing needs between regular check-ins.
Latinos Insurance Agency assists individuals in Santa Maria, California with understanding their healthcare coverage options. The agency specializes in Medicare insurance plans, including supplemental policies and prescription drug coverage. It helps clients navigate enrollment periods and plan comparisons to meet their specific health needs and budgets. The agency serves residential clients, as well as commercial sectors such as local offices, warehouses, and food service businesses seeking group or individual Medicare solutions.
What Does a a Medicare Insurance Agent in Santa Maria Cost?
Medicare insurance agents in Santa Maria typically do not charge you directly for their services. Their compensation comes from the insurance companies whose plans they sell. For Medicare Advantage plans, monthly premiums can range from $0 to over $100 per month, while Part D prescription drug plans average around $30 to $60 per month. Medigap policies in California can cost between $100 and $300 per month depending on your age and health. This is general information, not insurance advice.
About medicare insurance agents in Santa Maria
Medicare insurance agents in Santa Maria, California help residents navigate Original Medicare, Medicare Advantage, and Part D prescription drug plans. Under California law, agents must be licensed by the California Department of Insurance and follow strict rules about plan comparisons and enrollment periods. Santa Maria agents can assist with the Annual Enrollment Period (October 15 to December 7) and Special Enrollment Periods for qualifying life events.
Frequently Asked Questions
What does a Medicare insurance agent in Santa Maria do?
A Medicare insurance agent in Santa Maria helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They are licensed in California and must follow state regulations to ensure you receive accurate information.
When can I enroll in Medicare in Santa Maria?
You can enroll during your Initial Enrollment Period around your 65th birthday, the Annual Enrollment Period from October 15 to December 7, or a Special Enrollment Period if you move or lose other coverage. California also offers a Medicare Savings Program for eligible residents.
Are Medicare insurance agents in Santa Maria free to use?
Most Medicare insurance agents are paid by insurance carriers through commissions, so their services are usually free to you. However, you should confirm that the agent does not charge any additional fees before working with them.
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